Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: richyp on August 27, 2016, 07:04:39 pm

Title: Go cardless question
Post by: richyp on August 27, 2016, 07:04:39 pm
Hi all,  does go cardless pass on every individual transaction onto your business account or can you transfer the funds yourself after funds have built up ? Thank you in advance
Title: Re: Go cardless question
Post by: Clever Forum Name on August 27, 2016, 08:27:32 pm
Individual.

What you can do is leave all the payments until the end of the week. Then start them off on the Friday.
Title: Re: Go cardless question
Post by: richyp on August 27, 2016, 09:16:00 pm
So you have to pay go cardless and the scandalous amount per transaction that my business account charges. At least with paypal you can withdraw a bundle of money
Title: Re: Go cardless question
Post by: sunshine windows on August 27, 2016, 09:23:17 pm
I'd change banks if you're getting charged per transaction.

Santander is £7.50 monthly with no other charges as far as I'm aware
Title: Re: Go cardless question
Post by: Clever Forum Name on August 27, 2016, 10:02:29 pm
So you have to pay go cardless and the scandalous amount per transaction that my business account charges. At least with paypal you can withdraw a bundle of money

Once a week? Can't be a lot 25p? Gonna be less than £20 a year.

Or just change banks.

I pay £7.50 a month. That's it.
Title: Re: Go cardless question
Post by: richyp on August 27, 2016, 10:25:49 pm
So i can do it in one transaction once a week yeah ?
Title: Re: Go cardless question
Post by: Clever Forum Name on August 27, 2016, 10:49:45 pm
Yes. You could do it so you receive 1 payment a week as a lump sum. 
Title: Re: Go cardless question
Post by: richyp on August 28, 2016, 07:35:10 am
Great , whats the best way to get customers to sign up ?
Title: Re: Go cardless question
Post by: Clever Forum Name on August 28, 2016, 08:20:47 am
WWW page with GC widget.

Text campaign.
Title: Re: Go cardless question
Post by: Soupy on August 28, 2016, 10:22:17 am
So you have to pay go cardless and the scandalous amount per transaction that my business account charges. At least with paypal you can withdraw a bundle of money

If you are having to pay for transactions into your bank you need to change banks or at least ask your bank if there is a better account available there.

Banks are modded.
Title: Re: Go cardless question
Post by: SB Cleaning on August 28, 2016, 11:08:50 am
I'd change banks if you're getting charged per transaction.

Santander is £7.50 monthly with no other charges as far as I'm aware
+1

I've recently moved to Santander after natwest decided to charge me for every transaction  >:(

Title: Re: Go cardless question
Post by: Clever Forum Name on August 28, 2016, 11:17:41 am
I'd change banks if you're getting charged per transaction.

Santander is £7.50 monthly with no other charges as far as I'm aware
+1

I've recently moved to Santander after natwest decided to charge me for every transaction  >:(

same with Barclays mixed payment plan.

I still have the original letter.

"Don't worry you sucker with your loyalty reward you wont be much worse off"

Old charges £19- £23 per month
New charges £87-£90 per month
- 87p Loyalty reward.

I actually went into local Barclays and gave them 87p back and cancelled the account.
Title: Re: Go cardless question
Post by: sunshine windows on August 28, 2016, 12:55:10 pm
Some banks really do extract the urine!

How the hell can they justify charging you £90 a month when some offer free banking.
Title: Re: Go cardless question
Post by: 8weekly on August 28, 2016, 01:27:46 pm
I'm guessing they've decided that they don't particularly want our type of business.
Title: Re: Go cardless question
Post by: Soupy on August 28, 2016, 01:31:28 pm
I don't mind paying for a service from the bank but the RBS put my charges up 1000% and tried to say it was for my benefit as the charges are supposedly simpler.
Title: Re: Go cardless question
Post by: Clever Forum Name on August 28, 2016, 01:40:44 pm
Some banks really do extract the urine!

How the hell can they justify charging you £90 a month when some offer free banking.

I think it's only a matter of time that all banks charge for online transactions TBH.

That's when a weekly GC payment would be handy.

It was £90 because they were charging £1.50 a cheque!!!!!!!!!! Instead of 45p ! I was so angry.
Title: Re: Go cardless question
Post by: richyp on August 28, 2016, 04:21:39 pm
Confused here, can't I just take a weeks money or monthly money out of go cardles to my nat west account in one transaction ????
Title: Re: Go cardless question
Post by: Soupy on August 28, 2016, 04:26:13 pm
Confused here, can't I just take a weeks money or monthly money out of go cardles to my nat west account in one transaction ????

You charge your customer then 5 working days later it's in your bank. It's up to you how often you do it. I do mine once a week so I get one payment into the bank every week.
Title: Re: Go cardless question
Post by: sunshine windows on August 28, 2016, 06:39:12 pm
Rich,

GoCardless isn't like a holding bank account where you accrue funds to be drawn at you leisure.

There is a set timeframe from the beginning of each transaction. Once the funds have cleared into their account they then pay this money to you after X amount of days. (3 I think). You cannot chose when to have the money transferred.

Like has been said. Just start a bulk of transactions each week and you'll get a lump some every time instead of doing it daily.
Title: Re: Go cardless question
Post by: smearo on August 29, 2016, 01:01:33 pm
For those of you that have changed bank surely
It's a right pain for those customers that have you
Account details set up already. I'm with natwest and
They are going to triple my bill.
Title: Re: Go cardless question
Post by: SB Cleaning on August 29, 2016, 02:51:10 pm
For those of you that have changed bank surely
It's a right pain for those customers that have you
Account details set up already. I'm with natwest and
They are going to triple my bill.
It is...but it's better than paying natwests charges :o
Title: Re: Go cardless question
Post by: Soupy on August 29, 2016, 03:28:55 pm
For those of you that have changed bank surely
It's a right pain for those customers that have you
Account details set up already. I'm with natwest and
They are going to triple my bill.

I switched to Clydesdale (Yorkshire bank if you're English), they divert the payments into your new account for 3 years.