Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: Steven Butler on June 25, 2016, 07:35:05 pm

Title: Low cost investing
Post by: Steven Butler on June 25, 2016, 07:35:05 pm
If you wanted to invest say a small amount like £20 a week what would you invest in....
Doesnt matter if its a safe bet or a risk but what would you do...??
Title: Re: Low cost investing
Post by: Dan Wileman on June 25, 2016, 07:52:18 pm
I don't think £20 a week would get you anything worthwhile. You'd be better off whacking on a £20 accumulator each week!
Title: Re: Low cost investing
Post by: Steven Butler on June 25, 2016, 07:55:23 pm
Ha..thats what i do!!! And want to stop!!
But more than £20 a week
Title: Re: Low cost investing
Post by: Carpet Dawg on June 25, 2016, 08:23:26 pm
With £20 there's not much you could really do that's worth while. Swap the accumulators for fruit machines? lol

Have you ever looked in to a tipping services? i.e. pay a membership fee and they send you tips on horses/games to bet on?

Premium bonds start off at £50 a go.

Maybe stick it in to a savings account till it reaches a grand then speak to a financial advisor and put it in a high to medium risk bond/fund or a portfolio.  Even a grand is bugger all in the grand scheme of things.

Or stick it into a pension. Private ones start at around £50 a month.   

Or you could start buying gold coins from the royal mint. They start off at about £300 and are capital gains tax exempt.
Title: Re: Low cost investing
Post by: Steven Butler on June 25, 2016, 08:38:42 pm
Been looking at gold....thought you could buy bits for less than that....
I already invest alot in shares but wanted something as opposed to betting but with similar buzz? Prob nothing though
Title: Re: Low cost investing
Post by: Carpet Dawg on June 25, 2016, 09:13:34 pm
You could try arbitrage betting. There are websites that show you all the bookies odd's, where to bet etc for a monthly fee. Not much of a buzz when you know the outcome I suppose.

Gold bullion starts off at about £40 a bar. (1 gram) All the way to 1kg bars (£35k). 1 Ounce bars are probably your best bet as they are somewhere in between and cost about £1000 a bar. You got to think of the time you come to sell them. Big bars are going to be harder to sell. And you don't want to be fannying about with loads of 1gram bars.

I recommend gold coins though as they will be easier to sell in the future.
Title: Re: Low cost investing
Post by: Ian Harper on June 25, 2016, 11:19:31 pm
Steven Butler

apart from education and yourself must be seen as the best investment you can make. then given the 80 - 20 rule its not much to work with but marketing
Title: Re: Low cost investing
Post by: Hilton on June 25, 2016, 11:54:29 pm
I would invest it in 3 pints of IPA , London prices that is or 6 pints up north, money well spent I would say have some fun with it.
As for carpet  cleaning marketing  its feck all and would do nothing at all.
Title: Re: Low cost investing
Post by: Mike Halliday on June 26, 2016, 11:18:54 am
Do you have kids?

Give it to them to invest, teach them about money management so when it comes to choosing your nursing home they can afford a good one 8)

Even better if they are school age give them a job and pay them £100 a week ( but they have to invest £90 of it)
Title: Re: Low cost investing
Post by: Robert Watson on June 26, 2016, 05:47:33 pm
Read this book. https://www.amazon.co.uk/Richest-Man-Babylon-Bestselling-Financial/dp/1615890424/ref=sr_1_2?s=books&ie=UTF8&qid=1466959595&sr=1-2&keywords=richest+man+in+babylon