Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Lakes and Pennine on May 23, 2016, 08:16:12 pm

Title: Vehical inurance for young uns
Post by: Lakes and Pennine on May 23, 2016, 08:16:12 pm
Tried to get my 17 yesr old on my indurance today..no chance have a rover 75 2l.
 So what chance of getting him a pick up or van when he has psssrd his test..ypur help more than welcome
Title: Re: Vehical inurance for young uns
Post by: Fin Clearview on May 23, 2016, 08:23:10 pm
My lads starting lessons soon, how many more windows will i need to get him covered is on my mind too..a frightening thought!
Title: Re: Vehical inurance for young uns
Post by: EandM on May 23, 2016, 10:12:25 pm
Tried to get my 17 yesr old on my indurance today..no chance have a rover 75 2l.
 So what chance of getting him a pick up or van when he has psssrd his test..ypur help more than welcome

It just seems to be catastrophically expensive :(
Title: Re: Vehical inurance for young uns
Post by: Smudger on May 23, 2016, 10:34:54 pm
As a biz we couldn't get any insurance if under 21
21 to 25 costs us about 1,200 squid
Over 25 much better

Darran
Title: Re: Vehical inurance for young uns
Post by: 8weekly on May 24, 2016, 05:56:01 am
As a biz we couldn't get any insurance if under 21
21 to 25 costs us about 1,200 squid
Over 25 much better

Darran
The guy we just took on is 24. It didn't cost a penny extra to add him to the two policies. I was rather surprised.
Title: Re: Vehical inurance for young uns
Post by: Soupy on May 24, 2016, 06:03:17 am
As a biz we couldn't get any insurance if under 21
21 to 25 costs us about 1,200 squid
Over 25 much better

Darran

We have any driver over 21 but sometimes need to get a named addition who's under 21. Normally it's about an extra £500+ for that one driver.

It's much easier to do face to face with a broker though. Over the phone / online isn't really any use.

(http://www.cleanitup.co.uk/smf/1464066181_XkU4Ajf.png)
Title: Re: Vehical inurance for young uns
Post by: Lakes and Pennine on May 24, 2016, 06:25:21 am
Thanks. lowest quote we could get was £2000.  Looks like tha'ts were this years wage rise is going. £50 a week before diesel , tax and vehicle. they may as well be at mc donalds
Title: Re: Vehical inurance for young uns
Post by: EandM on May 24, 2016, 07:48:03 am
Thanks. lowest quote we could get was £2000.  Looks like tha'ts were this years wage rise is going. £50 a week before diesel , tax and vehicle. they may as well be at mc donalds

Go through some of the specialist's: Adrian Flux, Lancaster etc as they seem to be good at tailor made policies rather than reading from a script.
Title: Re: Vehical inurance for young uns
Post by: a900 on May 24, 2016, 02:04:13 pm
I'm 24 and have been window cleaning for 7 years now. Started with an Astravan at £2000. Got a Navara on an aviva multicar policy covered for work and they are the best I've ever had. £320 now with the wife on. Aparenty they are good for young drivers as long as the motor ain't to powerful.
Title: Re: Vehical inurance for young uns
Post by: danny mckim on May 24, 2016, 09:46:50 pm
Try avviva

My son was 18 and it was around £700 to get him on policy
Title: Re: Vehical inurance for young uns
Post by: Lakes and Pennine on May 25, 2016, 07:50:49 am
Thanks for all the replies. It looks like a 4x4 isnt as bad as thought. The NFU also wern't as bad. Will try some of the others suggested. I don't know how the young uns are expected to mamage
Title: Re: Vehical inurance for young uns
Post by: Soupy on May 26, 2016, 06:39:55 am
Surely they're off the mamage by the time they're driving?
Title: Re: Vehical inurance for young uns
Post by: Ian Lancaster on May 26, 2016, 11:20:43 am
Surely they're off the mamage by the time they're driving?

 ;D
Title: Re: Vehical inurance for young uns
Post by: ascjim on May 26, 2016, 05:03:34 pm
I've got an 18 year old working for me.......I'm hoping we don't have to add him to our policy's.
Title: Re: Vehical inurance for young uns
Post by: KS Cleaning on May 26, 2016, 07:58:07 pm
I was insured with Aviva a few years back, I had an ' open driving policy ' meaning anyone with a clean licence was insured to drive my vans, no age restriction, it was around £500 per van, not sure if they still offer this cover tho.
Title: Re: Vehical inurance for young uns
Post by: ascjim on May 26, 2016, 08:41:15 pm
I was insured with Aviva a few years back, I had an ' open driving policy ' meaning anyone with a clean licence was insured to drive my vans, no age restriction, it was around £500 per van, not sure if they still offer this cover tho.

That sounds awesome!
Title: Re: Vehical inurance for young uns
Post by: Susan Dean (1stclean) on May 26, 2016, 09:21:17 pm
we have all ours on fleet which is any driver at all as long as they have under 6 points and no drink driving bans , 700 each window cleaning van and the two truck mounts run it at 1400 each as all the gear in the back covered as well