Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: P @ F on May 16, 2016, 02:02:38 pm
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As above please guys , im a sole trader , how much cover do you have , what company and what price ?
Cheers Rich
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I'm with Gleaning Insurance, 2m cover about £17 per month.
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Gleaming insurance £180 a year
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Cheers guys , i just got the same policy as Dave G
Rich
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Hiscox policy (Gleaming) I don't think can be beaten for the amount of cover you get.
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I use a broker called Blackfriars. £74 a year for £1m cover.
And yes they cover the property you're working on, unlike some that I've heard of ???
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What a rubbish website blackfriars has as tell you bugger all about the type of cover included.
Unlike gleaming website. ::)roll
Public Liability Insurance
The Cover
The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
bodily injury or property damage occurring during the period of insurance
personal injury or denial of access committed during the period of insurance
Activities Covered
If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;
Carpet & Upholstery Cleaning including soft furnishings
Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
Conservatory Cleaning
Contract Cleaning
Domestic Property Cleaning (interior and exterior)
End of Tenancy Cleaning (interior and exterior)
Gutter Cleaning
Hard Floor Cleaning
Holiday Home Cleaning (including Caravans)
Kitchen Cleaning
Oven (domestic and catering only) & White Goods Cleaning
Pressure Washing to 248 bar (3,600 psi)
Solar Panel Cleaning
Window Cleaning including Soffits, Fascia and Frames
The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).
Specialist Covers included
This policy provides specialist covers for the cleaning industry including;
Damage to Property Being Worked Upon - read more
Treatment Risks (for damage caused by cleaning solutions or chemicals)
Loss of Customer's Keys
Failure to Secure a Customer's Premises
Theft by your employees
For further details of the cover provided by Hiscox Insurance via ourselves please see the Public Liability Insurance Policy Wording
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As they say if it's not in black & white then you are not covered for that activity. That to be honest was my biggest beef with other so say brokers as was a very painful proccess trying to get a quote to include the proper cover I wanted covering the activities I wanted to do.