Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: kris martin on April 20, 2016, 05:53:41 pm

Title: Public and employers liability
Post by: kris martin on April 20, 2016, 05:53:41 pm

any one got any recommendations on this, found some good quote but now I  cant find them

cheers

Kris

Title: Re: Public and employers liability
Post by: Shane sharples on April 20, 2016, 06:14:33 pm

I'm in the middle of sorting mine out , I can't find any cheap P.L.I. that covers you for the property worked on . I just had a renewal quote from simply business and the said il be covered if my ladder falls and smashes a car windscreen or onto a person . Il be covered if I put my fist through a window  ???  And that's just about it for what I'm covered for £5 mill for £95 ,
Gleaming insurance £1 mill , covered for cleaning windows soffits fascias etc chemical damage etc etc etc £180 for the year , think il go with gleaming instead , at least I know I'm covered for everything

Title: Re: Public and employers liability
Post by: Cookie on April 20, 2016, 07:48:56 pm

I'm with Gleaming. Fortunately I've never had to make a claim but their cover seems to be the best.

Title: Re: Public and employers liability
Post by: Smurf on April 21, 2016, 08:06:00 am

I'm also with gleaming and was so glad I had a hicox insurance policy after my little mishap or I would have been nearly 4k out of pocket... Oops!  ;D

Title: Re: Public and employers liability
Post by: slap bash on April 22, 2016, 12:41:37 pm

Buying is no recommendation  claiming is the only true way to know with these insurance sharks.

Title: Re: Public and employers liability
Post by: Smurf on April 22, 2016, 03:15:36 pm

Quote from: slap bash on April 22, 2016, 12:41:37 pm

Buying is no recommendation  claiming is the only true way to know with these insurance sharks.

It's a simple question if you have the right cover or not and when the crap hits the fan if you know you are covered properly or not.
Normal public liabilty that most brokers sell is not worth jack in my opinion.

Title: Re: Public and employers liability
Post by: ascjim on April 22, 2016, 05:23:06 pm

I use Gleaming.

One of my guys dented a brand new garage door  ::)roll and they sorted swiftly and easily.