Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: applepicker on September 03, 2015, 08:56:28 pm
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I know a friend who keeps his pure water barrels stored around a customers garage and has to uncomfortably sneak around when he needs them as well as the ladder, wouldn't it be easier if everything was moved to the new flat's garage that he is moving to ? The thing is there are lots of nosey old people in the flat and the risk is they could report this Saturday only work to the taxman and he is worried about that? Would anyone bother? He would park his car next to garage door and throw the barrels on backseat, nobody may notice, also dry scrims etc inside . If you register do you then have to get liability insurance, pay tax on this second job income etc, change car to business insurance etc, does all this cover having four barrels of water on backseat and ladder on top? If you register and forget to pay NI on this job would it make your pension payments worse than if you kept quiet?
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If he started this financial year then i'm pretty sure that technically he has until next oct to register as self employed & send his self assessment in...
If he only needs a day or two a week to take the plunge but cant get more than a days work by then, then he may as well stick to the day job...
Reading between the lines though, I'm guessing the real question you're asking is 'how long can you get away without the tax man finding out..?'
Not sure how much help you'll get with that mate...
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Just post his name, address and mobile number and I'm sure someone will be in contact to help sort him out with the tax man
HTH
Darran
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I've read your other posts Applepicker, and this is about you...NOT your mate.
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Surely you can't expect anyone on this forum to tell you that its right for your mate (you?) to run a 'cash in hand' business and not pay tax. People do notice what happens around them, so someone doing something out of the ordinary will be noticed immediately.
So yes, he should register his business with the Receiver.
If he registers for tax then he will never have to worry. There are running expenses he will have that he will claim back against tax.
Think of the consequences if he is caught, shopped in by a disgruntled window cleaner etc. What happens if he is involved in a car accident and the insurance refuse to pay out because he was incorrectly insured?
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If he started this financial year then i'm pretty sure that technically he has until next oct to register as self employed & send his self assessment in...
If he only needs a day or two a week to take the plunge but cant get more than a days work by then, then he may as well stick to the day job...
Reading between the lines though, I'm guessing the real question you're asking is 'how long can you get away without the tax man finding out..?'
Not sure how much help you'll get with that mate...
You have 3 months to register a business when you first start with the tax man Don.
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If he started this financial year then i'm pretty sure that technically he has until next oct to register as self employed & send his self assessment in...
If he only needs a day or two a week to take the plunge but cant get more than a days work by then, then he may as well stick to the day job...
Reading between the lines though, I'm guessing the real question you're asking is 'how long can you get away without the tax man finding out..?'
Not sure how much help you'll get with that mate...
You have 3 months to register a business when you first start with the tax man Don.
What happens after three months Spruce?
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He will get a reminder from the tax man that he needs to complete a tax return for his business from April to April each year - the standard tax period. He will need to complete this by Oct of the tax year if submitting it by paper or 31st Jan if submitting it digitally. Any tax owed will need to be paid by the 31st Jan.
I think there is a slightly different procedure to follow if the window cleaner is also in full time employment, but the Receiver will be able to advise the correct procedure.
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As far as vehicle insurance is concerned, if he uses his vehicle for work and doesn't have it insured for business and he is stopped by the police with his equipment on board he risks having it impounded. At the very least he won't be allowed to continue his journey unless the equipment is removed.
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I know a friend who keeps his pure water barrels stored around a customers garage and has to uncomfortably sneak around when he needs them as well as the ladder, wouldn't it be easier if everything was moved to the new flat's garage that he is moving to ? The thing is there are lots of nosey old people in the flat and the risk is they could report this Saturday only work to the taxman and he is worried about that? Would anyone bother? He would park his car next to garage door and throw the barrels on backseat, nobody may notice, also dry scrims etc inside He earns £60-100 every Sat. If you register do you then have to get liability insurance, pay tax on this second job income etc, change car to business insurance etc, does all this cover having four barrels of water on backseat and ladder on top? If you register and forget to pay NI on this second job would it make your pension payments worse than if you kept quiet?
Is it better to wait until work is more than one day a week and have van with water tank before registering?
If he's carrying barrels of pure water, scrims and a ladder in his car i'd say the tax man is the least of his worries. I'd advise him to clean in the night time. You can often see the sheen on the glass easier, and people can't spot you so well.
6/10 for effort.
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Applepicker is scared of not being entitled to various Government Benefits if he goes legit .
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Surely if your scared of losing your benefits, you wouldn't continually post about how much you earn and for how long you've been doing it
applepicker
Posts: 10
Re: Increasing customers and dealing with the books?
« Reply #13 on: May 15, 2015, 06:06:09 pm »
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Like I said I have been doing this part time for two years on a Saturday and if I turned this into a main job and started declaring would it be a problem, I mean if the customers weren't new ones?
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I know a friend who keeps his pure water barrels stored around a customers garage and has to uncomfortably sneak around when he needs them as well as the ladder, wouldn't it be easier if everything was moved to the new flat's garage that he is moving to ? The thing is there are lots of nosey old people in the flat and the risk is they could report this Saturday only work to the taxman and he is worried about that? Would anyone bother? He would park his car next to garage door and throw the barrels on backseat, nobody may notice, also dry scrims etc inside He earns £60-100 every Sat. If you register do you then have to get liability insurance, pay tax on this second job income etc, change car to business insurance etc, does all this cover having four barrels of water on backseat and ladder on top? If you register and forget to pay NI on this second job would it make your pension payments worse than if you kept quiet?
Is it better to wait until work is more than one day a week and have van with water tank before registering?
ur playing with fire just rejester ur bizzness and get public libity and put ur car down as bizzness it ant wrth messing with the tax man u will get cault chances r u wont have to pay any tax any way as ur not urning anouth at the minit do it rite dont duck an dive it will end messy and u will eather have to pay a sxxxhit load to sort it as if u get invesergated they charge u i think, and possably get sent to jail if u cant pay up
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also i do hope ur not claming bennerfits as well as that realy is taking the pxxxxiss us tax payers pay anouth as it is with out carrying others who could get a job that realy does get under my skin!
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If he started this financial year then i'm pretty sure that technically he has until next oct to register as self employed & send his self assessment in...
If he only needs a day or two a week to take the plunge but cant get more than a days work by then, then he may as well stick to the day job...
Reading between the lines though, I'm guessing the real question you're asking is 'how long can you get away without the tax man finding out..?'
Not sure how much help you'll get with that mate...
You have 3 months to register a business when you first start with the tax man Don.
I just googled my info from this to be honest as I couldn't actually remember!
https://www.gov.uk/register-for-self-assessment/overview
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Just register and pay your dues like everyone else has to. Neighbours could be a problem but so could other window cleaners if his? tax evasion helps him to work more cheaply than them. Assuming that the normal employment more than covers the tax allowance, all window cleaning money earned is subject to tax and NI. However, any expenditure incurred may be offset e.g. a portion of the car running costs (and possibly a portion of its value at the time of starting the business if it may be treated as a capital asset), the water and containers, any purifying equipment, stationery, a portion of the computer/printer if keeping records digitally, scrims/microfibres. It's also possible for tax relief on cleaning work clothes and cloths. However, without registering, you/he won't be able to offset any of the above. I suggest you find a cheap accountant (whose fee is also tax deductible).
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You have 3 months to register a business when you first start with the tax man Don.
I thought you had up to 6 months after the end of the first tax year to register?
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I am sure those mosey old folks will find someone to help you out with your predicament .
I will feel sorry for the people you might hit in your car and ruin their Fecking life's because your legally uninsured and skint
Hopefully you'll get shopped very very soon
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I am sure those mosey old folks will find someone to help you out with your predicament .
I will feel sorry for the people you might hit in your car and ruin their Fecking life's because your legally uninsured and skint
Hopefully you'll get shopped very very soon
Although I dislike some of what the OP is doing, vehicle insurance need not be an issue.
I cleaned windows the trad way for years without needing commercial insurance - so long as the insurance know that you are using your vehicle in connection with your business. I used direct line whilst driving first a car, then car derived vans (Nissan Sunny followed by Ford Escorts). They were happy for me to carry trad tools and latterly, a few containers, so long as I stayed within the weight limits. When I switched to larger van+tank setup, that was when I had to getmore specialised insurance. Direct Line lost my business as they didn't offer such cover at that time.
This was all some years ago and things may have changed.
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I cleaned windows the trad way for years without needing commercial insurance - so long as the insurance know that you are using your vehicle in connection with your business. I used direct line whilst driving first a car, then car derived vans (Nissan Sunny followed by Ford Escorts). They were happy for me to carry trad tools and latterly, a few containers, so long as I stayed within the weight limits. When I switched to larger van+tank setup, that was when I had to getmore specialised insurance. Direct Line lost my business as they didn't offer such cover at that time.
This was all some years ago and things may have changed.
Same with me. They used to cover me under the 'social, domestic, pleasure and getting to and from work' section.
However, I think this may have changed. Over the time I did it, which was some years ago, it became increasingly difficult to find an insurer who would cover me that way even when just carrying a ladder and bucket and a few hand tools. The last time I managed to do it was probably 10 years ago.
Not too long ago I heard of a case where a chap was pulled over for a busted brake light. He happened to be helping a friend with a sandwich delivery service as his van had broken down. When the police noticed a tray of sandwiches on his back seat they queried it and when he told them what he was doing, the first thing they asked him was about his insurance. As he wasn't insured for business use they wouldn't let him continue his journey with them in the car. Sounds ridiculous I know, but it happened.
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You have 3 months to register a business when you first start with the tax man Don.
I thought you had up to 6 months after the end of the first tax year to register?
Sorry, my mistake;
The receiver says.
https://www.gov.uk/set-up-sole-trader/register
Register as soon as you can after starting your business. At the latest, you should register by 5 October in your business’s second tax year.
Example
If you start working as a sole trader between April 2014 to March 2015, you should register before 5 October 2015.
If you register later than this, you won’t get a penalty as long as you send your Self Assessment tax return and pay your bill on time.
I was told I had 3 months to register unless things have changed since then. I had an appointment with the Receiver before I started and this is what I was told.
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Firstly if earning £60 to a £100 you wont need an accountant well unless you stink at maths, if you earn £100 then the most
you will pay is around £27 if you claim £20 a week in expenses then you will pay around the £20 mark.
This will depend if your already over the tax threshold on your full time job.
One piece of advice I will give you is if you sneak around like somebody that has something to hide then you will draw
attention to yourself.
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How many fireman, policeman and state workers do window or a second job part time and do they pay tax. Not at all. Every fireman in my area do window part time and they have flashy car to prove their true income. On a firemans salary. NO. If they paid tax it would eat up all the extra income.
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I cleaned windows the trad way for years without needing commercial insurance - so long as the insurance know that you are using your vehicle in connection with your business. I used direct line whilst driving first a car, then car derived vans (Nissan Sunny followed by Ford Escorts). They were happy for me to carry trad tools and latterly, a few containers, so long as I stayed within the weight limits. When I switched to larger van+tank setup, that was when I had to getmore specialised insurance. Direct Line lost my business as they didn't offer such cover at that time.
This was all some years ago and things may have changed.
Same with me. They used to cover me under the 'social, domestic, pleasure and getting to and from work' section.
However, I think this may have changed. Over the time I did it, which was some years ago, it became increasingly difficult to find an insurer who would cover me that way even when just carrying a ladder and bucket and a few hand tools. The last time I managed to do it was probably 10 years ago.
Not too long ago I heard of a case where a chap was pulled over for a busted brake light. He happened to be helping a friend with a sandwich delivery service as his van had broken down. When the police noticed a tray of sandwiches on his back seat they queried it and when he told them what he was doing, the first thing they asked him was about his insurance. As he wasn't insured for business use they wouldn't let him continue his journey with them in the car. Sounds ridiculous I know, but it happened.
How annoying having to eat all those sarnies before continuing. I hope he let the coppers have some :)
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I cleaned windows the trad way for years without needing commercial insurance - so long as the insurance know that you are using your vehicle in connection with your business. I used direct line whilst driving first a car, then car derived vans (Nissan Sunny followed by Ford Escorts). They were happy for me to carry trad tools and latterly, a few containers, so long as I stayed within the weight limits. When I switched to larger van+tank setup, that was when I had to getmore specialised insurance. Direct Line lost my business as they didn't offer such cover at that time.
This was all some years ago and things may have changed.
Same with me. They used to cover me under the 'social, domestic, pleasure and getting to and from work' section.
However, I think this may have changed. Over the time I did it, which was some years ago, it became increasingly difficult to find an insurer who would cover me that way even when just carrying a ladder and bucket and a few hand tools. The last time I managed to do it was probably 10 years ago.
Not too long ago I heard of a case where a chap was pulled over for a busted brake light. He happened to be helping a friend with a sandwich delivery service as his van had broken down. When the police noticed a tray of sandwiches on his back seat they queried it and when he told them what he was doing, the first thing they asked him was about his insurance. As he wasn't insured for business use they wouldn't let him continue his journey with them in the car. Sounds ridiculous I know, but it happened.
10 years ago sounds about right. That was when I first got a larger van with tank.
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I cleaned windows the trad way for years without needing commercial insurance - so long as the insurance know that you are using your vehicle in connection with your business. I used direct line whilst driving first a car, then car derived vans (Nissan Sunny followed by Ford Escorts). They were happy for me to carry trad tools and latterly, a few containers, so long as I stayed within the weight limits. When I switched to larger van+tank setup, that was when I had to getmore specialised insurance. Direct Line lost my business as they didn't offer such cover at that time.
This was all some years ago and things may have changed.
Same with me. They used to cover me under the 'social, domestic, pleasure and getting to and from work' section.
However, I think this may have changed. Over the time I did it, which was some years ago, it became increasingly difficult to find an insurer who would cover me that way even when just carrying a ladder and bucket and a few hand tools. The last time I managed to do it was probably 10 years ago.
Not too long ago I heard of a case where a chap was pulled over for a busted brake light. He happened to be helping a friend with a sandwich delivery service as his van had broken down. When the police noticed a tray of sandwiches on his back seat they queried it and when he told them what he was doing, the first thing they asked him was about his insurance. As he wasn't insured for business use they wouldn't let him continue his journey with them in the car. Sounds ridiculous I know, but it happened.
I occasional use my car for collecting and for that privilege I have to have business insurance on the car as well as the van.
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I cleaned windows the trad way for years without needing commercial insurance - so long as the insurance know that you are using your vehicle in connection with your business. I used direct line whilst driving first a car, then car derived vans (Nissan Sunny followed by Ford Escorts). They were happy for me to carry trad tools and latterly, a few containers, so long as I stayed within the weight limits. When I switched to larger van+tank setup, that was when I had to getmore specialised insurance. Direct Line lost my business as they didn't offer such cover at that time.
This was all some years ago and things may have changed.
Same with me. They used to cover me under the 'social, domestic, pleasure and getting to and from work' section.
However, I think this may have changed. Over the time I did it, which was some years ago, it became increasingly difficult to find an insurer who would cover me that way even when just carrying a ladder and bucket and a few hand tools. The last time I managed to do it was probably 10 years ago.
Not too long ago I heard of a case where a chap was pulled over for a busted brake light. He happened to be helping a friend with a sandwich delivery service as his van had broken down. When the police noticed a tray of sandwiches on his back seat they queried it and when he told them what he was doing, the first thing they asked him was about his insurance. As he wasn't insured for business use they wouldn't let him continue his journey with them in the car. Sounds ridiculous I know, but it happened.
I occasional use my car for collecting and for that privilege I have to have business insurance on the car as well as the van.
It sounds to me as if the insurance regulations must have really tightened up over the years.
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Wether you have Social/Domestic insurance or Business/Commercial insurance is a matter between YOU and your Insurance company. It could result in them trying to negate any claim by yourself. It is NOTHING to do with the Police. And will not prevent a Policy paying out a third party claimant. And the law requires you to have Insurance for Third partys. I hope thats of some help to the drama queens.
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I started out not declairing anything, thinking if I get caught I have 6 months anyway.
1 day I was doing a 3 story and my water stopped. I rested it on the gutter while I sorted it out. The pole slipped. If it fell it would have smashed 4 car roofs.
I went home and got public liability and registered with tax man.
Not worth the risk
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Wether you have Social/Domestic insurance or Business/Commercial insurance is a matter between YOU and your Insurance company. It could result in them trying to negate any claim by yourself. It is NOTHING to do with the Police. And will not prevent a Policy paying out a third party claimant. And the law requires you to have Insurance for Third partys. I hope thats of some help to the drama queens.
Your insurance states what you are allowed to use the vehicle for, failure to keep to the terms stated renders your insurance
void so therefore your not insured.
That's when it becomes a matter for the police, my mate delivers for a Chinese take away and has been done and fined twice
for doing it without the proper cover.
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Wether you have Social/Domestic insurance or Business/Commercial insurance is a matter between YOU and your Insurance company. It could result in them trying to negate any claim by yourself. It is NOTHING to do with the Police. And will not prevent a Policy paying out a third party claimant. And the law requires you to have Insurance for Third partys. I hope thats of some help to the drama queens.
You insurance states what you are allowed to use the vehicle for, failure to keep to the terms stated renders your insurance
void so therefore your not insured.
That's when it becomes a matter for the police, my mate delivers for a Chinese take away and has been done and fined twice
for doing it without the proper cover.
At the risk of being pedantic ;D , you cannot get done for not having the proper cover. The Police try to prosecute for no insurance. They ask ........"do you have business insurance"? To which someone will answer yes or no. If its no, they may try to prosecute for "no insurance". They will follow that through with the..."so you don't have business insurance , so you're not insured "? routine. Sadly some drivers will say, "no i don't have it" and hang themselves. In actual fact all one has to do to counter a charge of "no insurance" is appear in court with the policy. There is NO legal requirement to have business Insurance. The legal requirement is for a Insurance Policy to cover a mimimum of damage to third partys. Thats what your friend had.More fool him if he pleaded guilty to no insurance.
Infact the law was changed to include such misrepresentations with Insurance Policies............
The Consumer Insurance (Disclosure and Representations) Act 2012.
http://www.legislation.gov.uk/ukpga/2012/6/contents/enacted
If as you suggest its a clear case of .........not telling them means you're not insured. Then we wouldn't of needed the above Act to stop Insurers trying to shirk their basic responsabilities. Never mind using the Police as their Policy enforcers. Like i said, they'll pay out and the driver does still have a Policy.
Hope thats goes some way to helping you understand how it works.
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I started out not declairing anything, thinking if I get caught I have 6 months anyway.
1 day I was doing a 3 story and my water stopped. I rested it on the gutter while I sorted it out. The pole slipped. If it fell it would have smashed 4 car roofs.
I went home and got public liability and registered with tax man.
Not worth the risk
If that was me, i'd of tried to fathom out what made the Pole fall so i didn't repeat it. Sort of like a Risk Assesment. But you chose to register with the Taxman after a pole fall ? Thats interesting.
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Thanks for the insurance explanation CleanClear. I've learned something new today.
Can I get back on stage now? :)
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Thanks for the insurance explanation CleanClear. I've learned something new today.
Can I get back on stage now? :)
You have learned nothing mate, ring the police or ask a solicitor, better still Google and read a few story's about people
being wrongly accused of using their vehicles for business by the police, you would think their solicitors would know about
this and get their cases dropped.
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Thanks for the insurance explanation CleanClear. I've learned something new today.
Can I get back on stage now? :)
You have learned nothing mate, ring the police or ask a solicitor, better still Google and read a few story's about people
being wrongly accused of using their vehicles for business by the police, you would think their solicitors would know about
this and get their cases dropped.
Solicitors do get the the cases dropped. Its a simple question Sean..........are you insured yes or no. Thats what the law requires. What type of isurance do you have ? Again, its spelt out in the Road Traffic Act..........minimum third party risks. Thats what you would have. If it was the case a Magistrates Court could decide that you had no insurance due to you nit declaring something we wouldn;t have the The Consumer Insurance (Disclosure and Representations) Act 2012.
The requirement is for Insurance for third party risks. Let that stick in your head. Thats what the law asks for. And thats what the Disclosure Act protects.
Infact, if you're feeling cheeky when you're pulled up with SDP insurance and told you've got no insurance due to you using it commercially reverse into their car and see if they make a claim on your policy !!!
If you've got third party risk insurance as the law requires then the rest of the contract is between YOU and your insurance. NOT for a copper to decide at the side of the road.
And BTW, did your mate delivering meals get his car impounded? Or did he throw his meals on the floor thus validating his policy again imediatley and drive off fully insured?!!!! ;D ;D
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Thanks for the insurance explanation CleanClear. I've learned something new today.
Can I get back on stage now? :)
You have learned nothing mate, ring the police or ask a solicitor, better still Google and read a few story's about people
being wrongly accused of using their vehicles for business by the police, you would think their solicitors would know about
this and get their cases dropped.
Solicitors do get the the cases dropped. Its a simple question Sean..........are you insured yes or no. Thats what the law requires. What type of isurance do you have ? Again, its spelt out in the Road Traffic Act..........minimum third party risks. Thats what you would have. If it was the case a Magistrates Court could decide that you had no insurance due to you nit declaring something we wouldn;t have the The Consumer Insurance (Disclosure and Representations) Act 2012.
The requirement is for Insurance for third party risks. Let that stick in your head. Thats what the law asks for. And thats what the Disclosure Act protects.
Infact, if you're feeling cheeky when you're pulled up with SDP insurance and told you've got no insurance due to you using it commercially reverse into their car and see if they make a claim on your policy !!!
If you've got third party risk insurance as the law requires then the rest of the contract is between YOU and your insurance. NOT for a copper to decide at the side of the road.
And BTW, did your mate delivering meals get his car impounded? Or did he throw his meals on the floor thus validating his policy again imediatley and drive off fully insured?!!!! ;D ;D
Mate can you not see how silly your sounding, what your saying is the police are stopping and asking people to prove they have
insurance that's not needed and then prosecuting them for not having it.
You would think somebody would have highlighted this deliberate miscarriage of justice by now.
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Mate can you not see how silly your sounding, what your saying is the police are stopping and asking people to prove they have
insurance that's not needed and then prosecuting them for not having it.
You would think somebody would have highlighted this deliberate miscarriage of justice by now.
Thats exactly what i'm saying. Its not silly at all. Its a FACT.
I have fitted some Alloys on my van (which does have commercial insurance BTW). If i was asked the same stupid question by a copper at the roadside.............nice alloys. Have you notified your insurance of them...............No.........oh, so you won;'t be covered then, is that right as its a modification............i suppose so? So you have no insurance then ?..................Oh please, do us a favour.
No one is highlighting this miscarriage of justice as they are probably doing it on the side for pin money and don't want to cause a fuss.
Here's how it goes...........
Copper: Are you insured?
Driver: Yes, as your database will show.
Copper: what sort of insurance do you have?
Driver: Insurance to cover third party risks which is all you need to know. Bye.
or........
Copper: Do you have business/commercial insurance?
Driver: I have the insurance required by law officer, as your database will show. You can give me a producer and i'll bring a copy of my certificate in to show you. Is that all now officer i'd like to be on my way.
I can give you an example of the Police and Courts flouting the law and fining people and giving them points for other things if you like too?
Wake up. The legal requirement is for third party cover. You have it once you're insured. The mere fact of carrying a pizza, curry or a ladder will not negate it. More fool you if you think it does.
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And BTW, did your mate delivering meals get his car impounded? Or did he throw his meals on the floor thus validating his policy again imediatley and drive off fully insured?!!!! ;D ;D
Find this out for us Sean. I think it will be very interesting.
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And BTW, did your mate delivering meals get his car impounded? Or did he throw his meals on the floor thus validating his policy again imediatley and drive off fully insured?!!!! ;D ;D
Find this out for us Sean. I think it will be very interesting.
No he was approached while loading the car outside the take away, all the meals where in the boot in a thermal container.
His car wasn't impounded but he wasn't allowed to deliver them.
It was the same the second time which ended up in court (very strange when he wasn't doing anything illegal ) he gave it up
after that as he was on the verge of loosing his licence and it wasn't worth his while paying for multi drop business insurance
as it was only a part time Saturday night job.
Just think if what you are saying was true he would certainly be entitled to compensation and the 6 points he got on his license revoked.
I certainly know that the police can make mistakes but blatant corruption you would nearly think this was China or similar.
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No he was approached while loading the car outside the take away, all the meals where in the boot in a thermal container.
His car wasn't impounded but he wasn't allowed to deliver them.
It was the same the second time which ended up in court (very strange when he wasn't doing anything illegal ) he gave it up
after that as he was on the verge of loosing his licence and it wasn't worth his while paying for multi drop business insurance
as it was only a part time Saturday night job.
Just think if what you are saying was true he would certainly be entitled to compensation and the 6 points he got on his license revoked.
I certainly know that the police can make mistakes but blatant corruption you would nearly think this was China or similar.
my mate delivers for a Chinese take away and has been done and fined twice
for doing it without the proper cover.
Was he done once or twice ? If the first time he hadn't drove and just loaded up with takeaways what did they do him for ? No insurance because he put meals in the back of his car but never drove ? Come on get it right !!! ;D ;D ;D
BTW i doubt he'd get compensation, but he could get his case re opened if information has conme to light which would reverse the descision made in court.......i.e he had an insurance policy. I'll guess he pled guilty ;D
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No he was approached while loading the car outside the take away, all the meals where in the boot in a thermal container.
His car wasn't impounded but he wasn't allowed to deliver them.
It was the same the second time which ended up in court (very strange when he wasn't doing anything illegal ) he gave it up
after that as he was on the verge of loosing his licence and it wasn't worth his while paying for multi drop business insurance
as it was only a part time Saturday night job.
Just think if what you are saying was true he would certainly be entitled to compensation and the 6 points he got on his license revoked.
I certainly know that the police can make mistakes but blatant corruption you would nearly think this was China or similar.
my mate delivers for a Chinese take away and has been done and fined twice
for doing it without the proper cover.
Was he done once or twice ? If the first time he hadn't drove and just loaded up with takeaways what did they do him for ? No insurance because he put meals in the back of his car but never drove ? Come on get it right !!! ;D ;D ;D
BTW i doubt he'd get compensation, but he could get his case re opened if information has conme to light which would reverse the descision made in court.......i.e he had an insurance policy. I'll guess he pled guilty ;D
Wow ::)roll
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How many fireman, policeman and state workers do window or a second job part time and do they pay tax. Not at all. Every fireman in my area do window part time and they have flashy car to prove their true income. On a firemans salary. NO. If they paid tax it would eat up all the extra income.
Every fireman in your area does window cleaning? how many are in your area ? how many of them do you know?
They all have flashy cars? .......every single one of them ? Really! ::)roll
If they are not paying tax why haven't you reported them ?
Slap , you really are a prize bell end !
Im a firefighter and a window cleaner , i don't have a flash car , in fact i don't have a car at all ..............and i will happily show you my last 3 years tax returns if you have the courage to bring your uneducated self down to southampton and meet me ?
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No he was approached while loading the car outside the take away, all the meals where in the boot in a thermal container.
His car wasn't impounded but he wasn't allowed to deliver them.
It was the same the second time which ended up in court (very strange when he wasn't doing anything illegal ) he gave it up
after that as he was on the verge of loosing his licence and it wasn't worth his while paying for multi drop business insurance
as it was only a part time Saturday night job.
Just think if what you are saying was true he would certainly be entitled to compensation and the 6 points he got on his license revoked.
I certainly know that the police can make mistakes but blatant corruption you would nearly think this was China or similar.
my mate delivers for a Chinese take away and has been done and fined twice
for doing it without the proper cover.
Was he done once or twice ? If the first time he hadn't drove and just loaded up with takeaways what did they do him for ? No insurance because he put meals in the back of his car but never drove ? Come on get it right !!! ;D ;D ;D
BTW i doubt he'd get compensation, but he could get his case re opened if information has conme to light which would reverse the descision made in court.......i.e he had an insurance policy. I'll guess he pled guilty ;D
Wow ::)roll
Thats what i thought. Looks like its down to he got done once now ? If we keep going we'll eventually find out you havn't actually got a mate.
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No he was approached while loading the car outside the take away, all the meals where in the boot in a thermal container.
His car wasn't impounded but he wasn't allowed to deliver them.
It was the same the second time which ended up in court (very strange when he wasn't doing anything illegal ) he gave it up
after that as he was on the verge of loosing his licence and it wasn't worth his while paying for multi drop business insurance
as it was only a part time Saturday night job.
Just think if what you are saying was true he would certainly be entitled to compensation and the 6 points he got on his license revoked.
I certainly know that the police can make mistakes but blatant corruption you would nearly think this was China or similar.
my mate delivers for a Chinese take away and has been done and fined twice
for doing it without the proper cover.
Was he done once or twice ? If the first time he hadn't drove and just loaded up with takeaways what did they do him for ? No insurance because he put meals in the back of his car but never drove ? Come on get it right !!! ;D ;D ;D
BTW i doubt he'd get compensation, but he could get his case re opened if information has conme to light which would reverse the descision made in court.......i.e he had an insurance policy. I'll guess he pled guilty ;D
Wow ::)roll
Thats what i thought. Looks like its down to he got done once now ? If we keep going we'll eventually find out you havn't actually got a mate.
Mate what are you on ? I don't think it the lack of business insurance you need to worry about when driving.
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Mate what are you on ? I don't think it the lack of business insurance you need to worry about when driving.
Yeah, its Pizzas or Takeaways on the back seat apparently !!!
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SurelY the proble here is that if you had a accident and you were say "delivering sandwiches" or were window cleaning on a standard insurance policy, then your insurance company would say it was void as you weren't insured for that purpose?
And so in that case the police can say you have an invalid policy. Your not insured to use this vehicle for work.
Or is it a case of the police can't and have to prove it?
Sounds to me like one of these "don't pay your water bill" things as nothing actually happens to you if you stop.
Keep it simple. Pay what's due, pay your taxes, live without the worry of having to go to court for something that would have only cost you a few quid a month in the first place.
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SurelY the proble here is that if you had a accident and you were say "delivering sandwiches" or were window cleaning on a standard insurance policy, then your insurance company would say it was void as you weren't insured for that purpose?
And so in that case the police can say you have an invalid policy. Your not insured to use this vehicle for work.
Or is it a case of the police can't and have to prove it?
Sounds to me like one of these "don't pay your water bill" things as nothing actually happens to you if you stop.
Keep it simple. Pay what's due, pay your taxes, live without the worry of having to go to court for something that would have only cost you a few quid a month in the first place.
Police can prove it without even approaching you its all on their database, Cleanclear is right by law all you need is third party
insurance.
They will need to prove that you are using the vehicle for business use but if your carrying cleaning equipment and you say
that its for personal use well it wont be hard for them to suss out the truth.
But as we all know by not declaring certain facts you can render that insurance void, that's the whole insurance not just
the comprehensive part.
So in other words you wont be insured for anything.
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If you claim with business insurance, don't you have to then show our company is registered and you're paying tax etc? I thought that was why people didn't register their cars for business, as in case of an accident the insurance company wanted tax forms and other evidence of your company being legit being sent.