Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: pro-fresh on April 17, 2015, 05:21:08 pm

Title: Van Insurance
Post by: pro-fresh on April 17, 2015, 05:21:08 pm

When insuring your van do you say that you carry inflammable or toxic substances, I have never claimed this before, but I suppose some chems are toxic. Its going to be an extra £120 if I say that I do.
Thanks
Kev.

Title: Re: Van Insurance
Post by: pro-fresh on April 17, 2015, 11:06:07 pm

C'mon , somebody must know, I have to insure my van tomorrow morning.

Title: Re: Van Insurance
Post by: David Deer on April 17, 2015, 11:36:26 pm

Depends if they blow up in an accident or cause severe burns to others or rescue services. Generally insurers specifically make the policy null and void if gas cylinders explode or toxic substances emit gases or corrosive chemicals into the air or onto surfaces. Better to pay £120 than pay for the 500 metres of motorway you charred and dissolved out of your own pocket.

Title: Re: Van Insurance
Post by: pro-fresh on April 18, 2015, 07:19:21 am

Thanks Dave, does everyone claim this ?

Title: Re: Van Insurance
Post by: Doctor Carpet (Ret'd) on April 19, 2015, 09:54:01 pm

Kev

In all the years I was working I never specified this on my application.  Probably through ignorance.

However, the amounts  we carry on our vans are probably negligible especially compared to the amount of  highly inflammable fuel in the vans fuel tank. I think on balance  it is not an issue; but that's just my view.

Rog

Title: Re: Van Insurance
Post by: pro-fresh on April 20, 2015, 04:52:33 pm

Hi Rog

Thanks, yes you are right, I spoke to another person when i rang the insurance company again and they confirmed that its just very large amounts that you have to declare.

Title: Re: Van Insurance
Post by: des on April 20, 2015, 09:42:59 pm

Who have  yo got your  insurance  with