Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Dave Willis on January 30, 2015, 04:57:40 pm

Title: Recommend me some PL insurance
Post by: Dave Willis on January 30, 2015, 04:57:40 pm: I'm with Mastercover - AXA at the moment with 2ml cover. Cover for glass being worked on and cover for guttering installation (that's how they got around cleaning guttering cover).

However reading the small print the excess is £500 anyway and they only insure up to 10m high from surface level.

Basically it's pretty crap for £100.
Title: Re: Recommend me some PL insurance
Post by: Darranvps on January 30, 2015, 05:08:48 pm: Gleaming Insurance are who we use.
The Rhinoman has been with them for about 4 years and we cannot fault them.
The Meerkat put a cherry picker through the wall of a building - they paid out quickly and did not increase premiums.
We have 10 million pound public and unlimted for employees
Just tell them Rhinoman sent you - and THEY WILL GIVE YOU A DISCOUNT! but YOU MUST SAY RHINOMAN!
Title: Re: Recommend me some PL insurance
Post by: Smudger on January 30, 2015, 05:57:38 pm: We use gleaming too.
Title: Re: Recommend me some PL insurance
Post by: Jakey boy on January 30, 2015, 06:03:18 pm: Quote from: Smudger on January 30, 2015, 05:57:38 pm
We use gleaming too.

Try simply business £25 off for you if you mentiion me or anyone who's woth them, worth a quote
Title: Re: Recommend me some PL insurance
Post by: Clever Forum Name on January 30, 2015, 06:10:51 pm: Ffs don't mention my name. Most will charge you more ;D
Title: Re: Recommend me some PL insurance
Post by: Dazzler3370 on January 30, 2015, 06:32:20 pm: I got mine with A Plan
Title: Re: Recommend me some PL insurance
Post by: Mike #1 on January 30, 2015, 06:50:03 pm: Quote from: Dazzler3370 on January 30, 2015, 06:32:20 pm
I got mine with A Plan

+1
Title: Re: Recommend me some PL insurance
Post by: david mark on January 30, 2015, 10:43:33 pm: I got mine from rhinoman sorry gleaning insurance
Title: Re: Recommend me some PL insurance
Post by: Dave Willis on January 31, 2015, 09:02:38 am: Hmmm, Gleaming is double the price for slightly better cover. I'll think about it.
I did a conservatory roof clean a couple of months back - customer reckoned the roof collapsed a few days later :o
Obviously wasn't my fault but they could have tried to claim. Scary.

They all seem to load the excess up to £250 minimum which means for most residential work you'll never use it for glass being worked on.
Title: Re: Recommend me some PL insurance
Post by: 8weekly on January 31, 2015, 10:10:21 am: Quote from: Dave Willis on January 31, 2015, 09:02:38 am
Hmmm, Gleaming is double the price for slightly better cover. I'll think about it.
I did a conservatory roof clean a couple of months back - customer reckoned the roof collapsed a few days later :o
Obviously wasn't my fault but they could have tried to claim. Scary.

They all seem to load the excess up to £250 minimum which means for most residential work you'll never use it for glass being worked on.
That's what I thought so I wasn't persuaded by it. However I went to Gleaming because in the limited amount of time I had, I couldn't find a better price for empoyee liability & pl and quite a few on the comparison site wouldn't quote.
Title: Re: Recommend me some PL insurance
Post by: Michael Peterson on January 31, 2015, 05:37:52 pm: im with nfu 9 cars about 500 a year each