Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: S.W. Window Cleaning on December 11, 2014, 07:10:30 pm

Title: Bounced Cheque
Post by: S.W. Window Cleaning on December 11, 2014, 07:10:30 pm

Customer gave me a cheque which I lodged. Today they arrived at my door with the cash and said cheque will not go through. Any idea how much the bank will charge me for returning it?

Cheers,
 Steve

Title: Re: Bounced Cheque
Post by: the king on December 11, 2014, 07:12:11 pm

i had this a wile back charge was £3 for a bounce cheque

Title: Re: Bounced Cheque
Post by: Phil J on December 11, 2014, 07:16:49 pm

Depends who you bank with. It happened to me a couple of weeks ago, called the Halifax and was told I would not be charged.  :D

Title: Re: Bounced Cheque
Post by: S.W. Window Cleaning on December 11, 2014, 07:28:44 pm

Im with the Co op. Free banking through FSB but im sure they will want something back :(

Title: Re: Bounced Cheque
Post by: Soupy on December 11, 2014, 08:00:13 pm

I get charged £1.50

Title: Re: Bounced Cheque
Post by: slap bash on December 11, 2014, 09:11:00 pm

They should not really charge you, its not you that made the cheque.Its the customer that will pay 35 quid for making out a cheque with no funds.

Title: Re: Bounced Cheque
Post by: Soupy on December 11, 2014, 09:12:56 pm

Most banks charge both ends.

Title: Re: Bounced Cheque
Post by: KS Cleaning on December 11, 2014, 09:20:23 pm

No charge from Santander when I got one, they just sent me a photo copy of the cheque in question saying it was returned unpaid.

Title: Re: Bounced Cheque
Post by: Bay View WCS on December 11, 2014, 11:46:58 pm

Had one a couple of months ago.  Banked charged me £6.00.

I went to the geezer and told him he needed to pay me the £6.00 charges alongside the original cost of cleaning the window which was also £6.00 (yes, I know). He started whinging saying his bank had charged him £20.00 and asked me to stand the bank charge myself!! I very calmly asked him why I should be out of pocket and effectively end up having cleaned his windows for nothing? He replied "well that's business".

He paid me and I now take great delight in walking past his dirty windows to clean the neighbours either side.

Cheers, Tom

Title: Re: Bounced Cheque
Post by: rosskesava on December 12, 2014, 12:56:28 am

Quote from: S.W. Window Cleaning on December 11, 2014, 07:28:44 pm

Im with the Co op. Free banking through FSB but im sure they will want something back :(

I also with the co-op and had a bounced cheque earlier this year and they didn't charge me anything.

No charges either for paying in any amount of cheques.

Title: Re: Bounced Cheque
Post by: Smurf on December 12, 2014, 02:39:01 pm

Sorry but who would right mind makes out a cheque for 6 poxy squid thesedays. That's just daft to take such a small amount by cheque when they could have paid by cash surely? ::)roll

Title: Re: Bounced Cheque
Post by: matty72 on December 12, 2014, 05:41:40 pm

hsbc charge £4, bloody rip off, the person who sent cheque should pay, all banks should burn