Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Paul erithwc on December 06, 2014, 01:39:21 pm

Title: How longs acceptable for paying in cheques
Post by: Paul erithwc on December 06, 2014, 01:39:21 pm
I pay cheques in within 4/5 days but due to wasted time taken to pay in at the bank & bank charges im thinking about doing banking once every two weeks.  I only get about £100-200 a week in cash as most pay by bacs, paypal & D/D.

Do you think its acceptable to pay chques in 14 days after receiving them ???

I could update my payment slips telling customers that cheques are paid in after 14 days

Thanks Paul
Title: Re: How longs acceptable for paying in cheques
Post by: deeege on December 06, 2014, 01:42:57 pm
Pay them in whenever you please. Think 6 months is some banks limit.

I've just paid 3 cheques in that we're nearly 3 months old. (Only 3 x £12 that I misplaced)

Title: Re: How longs acceptable for paying in cheques
Post by: Walter Mitty on December 06, 2014, 01:45:19 pm
I would just do it without telling them.  When cash flow isn't an issue I sometimes take that long or even longer.  If you start saying that you will take 14 days, you might feel obliged to wait that long even if you need the money.
Title: Re: How longs acceptable for paying in cheques
Post by: p1w1 on December 06, 2014, 02:06:35 pm
I put all mine in at the end of the month in one go
Title: Re: How longs acceptable for paying in cheques
Post by: PoleKing on December 06, 2014, 02:14:04 pm
I use the ATM and bank cheques every Monday morning on my way to work.

I wouldn't worry about when you pay them in but I'd get them paid and cleared before you do the next clean.
Title: Re: How longs acceptable for paying in cheques
Post by: Soupy on December 06, 2014, 02:17:38 pm
Next day at the latest.

Title: Re: How longs acceptable for paying in cheques
Post by: Paul erithwc on December 06, 2014, 02:18:16 pm
Paying in cheques is just a pain and at bank charges of £1.50 each cheque im trying to cut out all cheque payments.

Paul
Title: Re: How longs acceptable for paying in cheques
Post by: PoleKing on December 06, 2014, 02:23:19 pm
Get a free for 18 months business account as a sole trader with (for instance) HSBC.
PAY ALL THE CHEQUES INTO THERE.
18 months later, when the deal runs out. Swap it to a joint account for another 18 months free.
Then walk away and into...Nat West. Same there.
That's 6 years of free cheques going in.
Try that with as many banks as you can.
BACS it over to your main acct whenever you like.
Title: Re: How longs acceptable for paying in cheques
Post by: windowswashed on December 06, 2014, 06:46:34 pm
Some banks get funny with cheques older than 5 months,... limit is 6 months. I had a few fall down behind the office unit and got discovered near the deadline, just proves I don't pull my furniture out to hoover up  ;D
Title: Re: How longs acceptable for paying in cheques
Post by: Soupy on December 06, 2014, 06:58:15 pm
Paying in cheques is just a pain and at bank charges of £1.50 each cheque im trying to cut out all cheque payments.

Paul

Just stop accepting them.

£1.50 to cash a cheque is a liberty. Don't let your bank away with that.
Title: Re: How longs acceptable for paying in cheques
Post by: Mick Kent on December 06, 2014, 07:00:41 pm
I put all cheques in at the end of month.
Title: Re: How longs acceptable for paying in cheques
Post by: AuRavelling79 on December 06, 2014, 10:03:34 pm
Every Friday. But I'm only under a mile and a half from the bank.
Title: Re: How longs acceptable for paying in cheques
Post by: Plankton on December 07, 2014, 12:12:47 am
£1.50 is to much of a charge for any payment. Electronic transfer is free for my acc but anything else ie FP SO DD is around 50p
Title: Re: How longs acceptable for paying in cheques
Post by: Ian101 on December 07, 2014, 12:48:34 am
Get a free for 18 months business account as a sole trader with (for instance) HSBC.
PAY ALL THE CHEQUES INTO THERE.
18 months later, when the deal runs out. Swap it to a joint account for another 18 months free.
Then walk away and into...Nat West. Same there.
That's 6 years of free cheques going in.
Try that with as many banks as you can.
BACS it over to your main acct whenever you like.

yup ive been a free banking sleeper ... NatWest, Barclays and one im with now ... current banking deal ends April 2015
Title: Re: How longs acceptable for paying in cheques
Post by: Johnny B on December 07, 2014, 01:06:03 pm
I only get paid by cheque once in a blue moon.I pay it in within a few days.

John
Title: Re: How longs acceptable for paying in cheques
Post by: supernova77 on December 07, 2014, 01:09:24 pm
Quote
I pay cheques in within 4/5 days but due to wasted time taken to pay in at the bank & bank charges im thinking about doing banking once every two weeks.  I only get about £100-200 a week in cash as most pay by bacs, paypal & D/D.

Do you think its acceptable to pay chques in 14 days after receiving them Huh

I could update my payment slips telling customers that cheques are paid in after 14 days

Thanks Paul

I pay my cheques in weekly every Thursday...

However - The other day amongst some paperwork I found a £40 cheque that was 5 months old!

I cashed it... The customer hasn't said anything (yet).

Andy
Title: Re: How longs acceptable for paying in cheques
Post by: LWC on December 07, 2014, 08:03:38 pm
I pay in cheques when i have the time. Usually every couple of weeks. You dont need a set amount of time to pay it in. Dont worry about it.