Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: deeege on October 07, 2014, 06:50:01 am

Title: Multi van insurance.......
Post by: deeege on October 07, 2014, 06:50:01 am
Currently in the process of getting a 2nd van on the road, have 5 years no claims bonus on my current van insurance policy.

My current insurer (gladiator) say that my no claims bonus can only be used on 1 policy and have quoted over £120 per month to insure the new van. (Current policy is £50pm)

For those stepping up from 1 to 2 vans, how did you do this without paying ridiculous amounts on the new policy? Do multi van/single policies exist? Who are you using for these?

(We are a Ltd company, 2 directors/staff if that matters?)

Thanks in advance.


Title: Re: Multi van insurance.......
Post by: matthewprice on October 07, 2014, 07:03:51 am
Shop around I found that some will offer to credit you with your 5years on the second van .
Title: Re: Multi van insurance.......
Post by: DaveG on October 07, 2014, 07:39:35 am
I had a right pain trying to insure 2nd van due to one of the drivers being 22 with a claim. Once they reach 25 it seems to get better.

What I did in the end was take ncb from private car!
Title: Re: Multi van insurance.......
Post by: Neil Jones on October 07, 2014, 08:34:33 am
Try Aviva, they've been the cheapest for me for the last two years. Both vans any driver over 25. Drivers under 25 are 3rd party.
Title: Re: Multi van insurance.......
Post by: deeege on October 07, 2014, 08:55:40 am
Try Aviva, they've been the cheapest for me for the last two years. Both vans any driver over 25. Drivers under 25 are 3rd party.

What kind of price Neil?
Title: Re: Multi van insurance.......
Post by: colin purewater on October 07, 2014, 09:14:04 am
6 months ago I would of recommended aplan,

Not any more

Keep well away dan
Title: Re: Multi van insurance.......
Post by: Ian101 on October 07, 2014, 09:39:24 am
6 months ago I would of recommended aplan,

Not any more

Keep well away dan

why what happened ... im with aplan and due next few months
Title: Re: Multi van insurance.......
Post by: Ian Rochester on October 07, 2014, 10:09:18 am
Got 6 vans with AXA on a mini fleet policy, works out at around £500 per vehicle.
Title: Re: Multi van insurance.......
Post by: PoleKing on October 07, 2014, 12:27:33 pm
6 months ago I would of recommended aplan,

Not any more

Keep well away dan

why what happened ... im with aplan and due next few months

+1.
Dan has always been spot on for me...?
Title: Re: Multi van insurance.......
Post by: Griffus on October 07, 2014, 04:30:48 pm
A lot of companies will 'mirror' from one to the other, Aviva for one.   For this though it may be that more than one driver is required.

We have 5 vehicles and still have to insure seperately, still have to waste half a day each van each renewal.  Never fail to save hundred + each time, sometimes more than halving the renewal figure.  It's like reverse revenue and so always worth ringing around and playing them off against one another.
Title: Re: Multi van insurance.......
Post by: deeege on October 07, 2014, 04:57:13 pm
A lot of companies will 'mirror' from one to the other, Aviva for one.   For this though it may be that more than one driver is required.

We have 5 vehicles and still have to insure seperately, still have to waste half a day each van each renewal.  Never fail to save hundred + each time, sometimes more than halving the renewal figure.  It's like reverse revenue and so always worth ringing around and playing them off against one another.

Yes it's a pain isn't it.

I've managed to get them to 'mirror' my 5 years no claims so total is £140/month for 2 vans with tank modification declared. Reasonably happy with this and sick of ringing round.
Title: Re: Multi van insurance.......
Post by: Soupy on October 07, 2014, 05:23:13 pm
Quote from: deeege
My current insurer (gladiator) say that my no claims bonus can only be used on 1 policy

Well, that's b******s for a start.

Tell them if they aren't willing to apply a discount you'll need your confirmed claims experience in order to shop around for a better deal.

That usually does the trick.
Title: Re: Multi van insurance.......
Post by: Soupy on October 07, 2014, 05:26:41 pm
Quote from: deeege
I've managed to get them to 'mirror' my 5 years no claims

Bloomin insurance companies don't half talk a lot of b******s eh?

Glad you got it sorted.
Title: Re: Multi van insurance.......
Post by: Neil Jones on October 08, 2014, 09:32:04 pm
Sorry just seen this, I think the price for me wold have been irrelevant because my postcode is rated the worst in the country apparently and I get bent over and screwed every year :)
Title: Re: Multi van insurance.......
Post by: deeege on October 08, 2014, 10:02:32 pm
Sorry just seen this, I think the price for me wold have been irrelevant because my postcode is rated the worst in the country apparently and I get bent over and screwed every year :)

No worries. Yes individual prices are irrelevant as there are too many factors which change the price. All sorted now and reasonably happy with the price, cheers.