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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: DaveG on July 13, 2014, 06:51:24 pm

Title: Young driver van insurance- any ideas?
Post by: DaveG on July 13, 2014, 06:51:24 pm
Any ideas on who to use guys? My son will be driving the "new" van soon and need some ideas.. He's 22 with 3 years driving experience and one claim  ::)roll (I know, I know) .. been getting quotes of £800 + !

I've got 9 years ncb on my van and full ncb on private car. Are there any companies that take this into consideration?

Would it be classed as "fronting" if I insured the van (which I can get fairly cheaply) and he drives it 3rd party only under his car policy, probably is!?
Title: Re: Young driver van insurance- any ideas?
Post by: H20cleaning on July 13, 2014, 06:54:48 pm
Have you tried him insuring the van and having you as the names driver?
Im 22 with 3ncb aswell and mine is about £580 a year on a 1.9 primastar with sign writing (fully comp)
Title: Re: Young driver van insurance- any ideas?
Post by: Smudger on July 13, 2014, 07:09:52 pm
Dave try a-plan

We have a couple of lads under 25 - price depends on what they are driving, the ldv cub any1 can drive for not huge amounts, but the 3.5 tonne is a no for the 22 yr old even with 5 years no claims but the 24 yr old is no problem

Darran
Title: Re: Young driver van insurance- any ideas?
Post by: Flash.. on July 14, 2014, 08:14:04 am
Aviva were good when I put my 21 year old on the van
Title: Re: Young driver van insurance- any ideas?
Post by: H20cleaning on July 14, 2014, 10:40:23 am
Im with aviva
Title: Re: Young driver van insurance- any ideas?
Post by: DaveG on July 14, 2014, 05:19:11 pm
Thanks boys
Title: Re: Young driver van insurance- any ideas?
Post by: Frankybadboy on July 14, 2014, 06:42:35 pm
Aviva were good when I put my 21 year old on the van
my lad is just 25 with 2years driving experience and I was getting quoted £800+ for  a 56 plate belingo

done Aviva online and it come back £400 ish check everything with the online chat saleteam and paid it there and then
Title: Re: Young driver van insurance- any ideas?
Post by: paulben on July 15, 2014, 06:22:00 am
Put my 22 year old son on my van insurance Whilst I was off work a couple of years ago didn't cost too much more with Avviva and when I had van written off money was in bank within 3 days
Title: Re: Young driver van insurance- any ideas?
Post by: Don Kee on July 15, 2014, 03:24:59 pm
Aviva

Just sorted it out with them, £170 cheaper than anywhere else with the tank declared etc...
Title: Re: Young driver van insurance- any ideas?
Post by: dave0123 on July 16, 2014, 02:51:12 pm
Quote
Any ideas on who to use guys? My son will be driving the "new" van soon and need some ideas.. He's 22 with 3 years driving experience and one claim  Roll Eyes (I know, I know) .. been getting quotes of £800 + !

Id say thats pretty dam cheap for business insurance for a 21 year old with a claim... snap there arm off
Title: Re: Young driver van insurance- any ideas?
Post by: H20cleaning on July 16, 2014, 04:07:50 pm
Quote
Any ideas on who to use guys? My son will be driving the "new" van soon and need some ideas.. He's 22 with 3 years driving experience and one claim  Roll Eyes (I know, I know) .. been getting quotes of £800 + !

Id say thats pretty dam cheap for business insurance for a 21 year old with a claim... snap there arm off
Its not cheap! Im the same age with same no years claims bonus and me on my own insurance was £580 a year (paying monthly) or one off payment £500!!

So a young lad as a names driver should be even cheaper.

Im insured on my dads convertible audi and that was only extra £150 a year to put me on
Title: Re: Young driver van insurance- any ideas?
Post by: dave0123 on July 16, 2014, 05:00:01 pm
Quote
Its not cheap! Im the same age with same no years claims bonus and me on my own insurance was £580 a year (paying monthly) or one off payment £500!!

So a young lad as a names driver should be even cheaper.

Im insured on my dads convertible audi and that was only extra £150 a yea


Well firstly he talking about his son becoming a named driver? or a policy holder.. what you seem to be forgetting is .. he's had a claim!! any claim for a young driver is going to put it through the roof.

Secondly are you insuring your van as private? for domestic and pleasure and cumunting to and from work? ... or are you insuring it for actually BUSINESS use for the use of the policy holders business?

Yours seems very cheap to me.. is it even fully comp??? am 28 6 years no claims no accidents/crashes what so ever in my driving history driving since 17 and my insurance is 500 with a tank in the back with Aviva!!
Title: Re: Young driver van insurance- any ideas?
Post by: H20cleaning on July 16, 2014, 06:04:55 pm
My van is fully comp with business use, sign written, etc just me insured £580 a year!
Nissan primastar 1.9 lwb, any other van seems to boost my price a little bit like.
I was paying £2000 for a x reg partner van a few years ago! The van was only £1000
Title: Re: Young driver van insurance- any ideas?
Post by: Susan Dean (1stclean) on July 16, 2014, 08:30:37 pm
we have ours any drivers over 20 on fleet insurance works well for us works out at a grand a van
Title: Re: Young driver van insurance- any ideas?
Post by: PoleKing on July 16, 2014, 09:34:07 pm
we have ours any drivers over 20 on fleet insurance works well for us works out at a grand a van

Who with?
With declared mods I struggled to find anyone who'd insure any driver (randomly...) under 36. I'm not even 36-so that ruled that out.
Title: Re: Young driver van insurance- any ideas?
Post by: H20cleaning on July 16, 2014, 10:11:08 pm
we have ours any drivers over 20 on fleet insurance works well for us works out at a grand a van

Who with?
With declared mods I struggled to find anyone who'd insure any driver (randomly...) under 36. I'm not even 36-so that ruled that out.
You dont have to declare your bean can exhaust and your 19inch spinning alloys mate
Title: Re: Young driver van insurance- any ideas?
Post by: Susan Dean (1stclean) on July 17, 2014, 05:20:42 pm
we have ours any drivers over 20 on fleet insurance works well for us works out at a grand a van

Who with?
With declared mods I struggled to find anyone who'd insure any driver (randomly...) under 36. I'm not even 36-so that ruled that out.

where with the co-op it goes up with the three we have insured for hire and reward there 1500 each but they can go any where and carry anything even haz chem stuff