Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Clever Forum Name on June 27, 2014, 09:18:45 am

Title: Anyone else had a barclays letter on bank charges........
Post by: Clever Forum Name on June 27, 2014, 09:18:45 am
Looks like barclays are going to be charging 35p for every online transaction now.

So if customer pays online 35p! Customer pays via go cardless 35p!

More banks are set to follow so Barclays have said.

I would say this will at least double my charges !
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Clever Forum Name on June 27, 2014, 09:22:14 am
Here is it!

http://www.thisismoney.co.uk/money/markets/article-2541790/Barclays-hits-250-000-firms-shock-fees-Tarnished-bank-faces-fury-forces-customers-accounts.html

I had the letter in Jan asking me to switch! I said no! Now in August i get switched over!

35p an online transaction is a joke.
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Clever Forum Name on June 27, 2014, 09:24:46 am
(http://www.cleanitup.co.uk/smf/1403857485_Untitled.png)

I get my card reader this week, so i may well switch over and start taking cards and make sure i dont get cheques!
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Spursboy1972 on June 27, 2014, 12:03:43 pm
I had this with Nat West a few years back and so my charges are now fixed per month, whatever the type or number of transactions I carry out..
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Jonny 87 on June 27, 2014, 01:51:26 pm
£25 a month flat rate for me. I like to know what I'm paying.
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Spursboy1972 on June 27, 2014, 02:07:08 pm
same as
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Clever Forum Name on June 27, 2014, 02:11:06 pm
I may have to change over but my god it will be a ball ache :(
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Martin Lane on June 27, 2014, 02:30:28 pm
go on the e- payment plan  this includes free online payments, set up a savings account in the company name, pay all cheques  cash in to the savings account, which has NO  charges, then transfer  free from savings account back into current account

Barclays estimate on my last years payment my charges will be £1500 a year, the above way will be about £100
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Clever Forum Name on June 27, 2014, 02:34:02 pm
ahhhhaarrrr yes i was thinking along those lines before i got a business account some years ago. Thanks!

The idea is to stop taking cheques, and card payments only as well.

Thank You!!!
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: duncan h on June 28, 2014, 10:26:43 pm
Its a rip off. Why charge? First time I was self employed I had a business account. Second time, standard. Pay in cash or cheque. If you use bacs etc thats  different. If you all collected cash, what would happen?
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: PoleKing on June 28, 2014, 10:55:40 pm
Quote from: duncan h on June 28, 2014, 10:26:43 pm
Its a rip off. Why charge? First time I was self employed I had a business account. Second time, standard. Pay in cash or cheque. If you use bacs etc thats  different. If you all collected cash, what would happen?

I've got a Barclays business account.
Cash goes into my HSBC personal account, then BACS'd across.
Cheques go in my free Santander business account, then BACS'd across
DD, SO etc goes straight in/out of Barclays.
What's the monthly charge? £6 or something... Happy days
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Stoots on June 29, 2014, 08:50:10 am
yep

had them for a year (my first year in business) when charges were free. ive just closed my account with them

I now just have my current account, but i just pay all my bills, petrol food etc in cash and generally dont have a great deal left to pay in anyway so for now simple
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: Spursboy1972 on June 29, 2014, 09:14:12 am
A sole trader does not need to have a business account. It is not a legal requirement.
Title: Re: Anyone else had a barclays letter on bank charges........
Post by: duncan h on June 29, 2014, 10:03:48 am
Quote from: Spursboy1972 on June 29, 2014, 09:14:12 am
A sole trader does not need to have a business account. It is not a legal requirement.
It is but the bank would ask if it was for business "NO" well why is all this  cash deposited  etc. There grabbing gets