Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Wrekin C S on December 04, 2013, 10:34:18 pm

Title: Have you been refused by Halifax?
Post by: Wrekin C S on December 04, 2013, 10:34:18 pm: I am looking to open a new business bank account that is a bit closer to home than my current one so thought I would type into search engine Halifax business account and found this article

http://www.dailymail.co.uk/news/article-102120/Halifax-bank-says-No-small-businesses.html

about Halifax not wanting Window Cleaners and a few other small businesses, anyone banking with them?

Im with RBS but want to change - any recommendations?
Title: Re: Have you been refused by Halifax?
Post by: Jonny 87 on December 04, 2013, 10:38:43 pm: I'm with rbs too.

Why the change?
Title: Re: Have you been refused by Halifax?
Post by: Pete Thompson on December 04, 2013, 10:46:59 pm: I remember this story, it was about 11 years ago though:

http://www.thisismoney.co.uk/money/news/article-1542395/Halifax-the-bank-that-says-No.html (http://www.thisismoney.co.uk/money/news/article-1542395/Halifax-the-bank-that-says-No.html)

maybe things have changed since then? My missus has her bank account with them, they always seemed ok.
Title: Re: Have you been refused by Halifax?
Post by: PoleKing on December 04, 2013, 11:18:50 pm: RBS were part of Halifax (or the other way round) weren't they?
That might make things easier...
Title: Re: Have you been refused by Halifax?
Post by: Wrekin C S on December 05, 2013, 01:38:08 am: Quote from: Jonny (OnlyUseMeWFP) on December 04, 2013, 10:38:43 pm
I'm with rbs too.

Why the change?

Alright mate other banks are much closer to home.
Title: Re: Have you been refused by Halifax?
Post by: Wrekin C S on December 05, 2013, 01:41:28 am: Quote from: DirtyDarren on December 04, 2013, 11:18:50 pm
RBS were part of Halifax (or the other way round) weren't they?
That might make things easier...

Think its Bank of Scotland part of Halifax not RBS mate unless Im wrong.
Title: Re: Have you been refused by Halifax?
Post by: Spruce on December 05, 2013, 07:52:06 am: The answer is in the letter. :)

They don't want to deal with coinage so they don't want customers who collect coins during their business activities and then want to deposit them. My wife banks with Halifax and they won't exchange coins for her.
Title: Re: Have you been refused by Halifax?
Post by: PoleKing on December 05, 2013, 01:35:30 pm: Quote from: Spruce on December 05, 2013, 07:52:06 am
The answer is in the letter. :)

They don't want to deal with coinage so they don't want customers who collect coins during their business activities and then want to deposit them. My wife banks with Halifax and they won't exchange coins for her.

I'm with Santander for business.
But I don't trust them with cash after they blundered a couple of years ago.
I put all the cheques BACS into business account.
Cash (notes) pay in at the machine to put into my personal account then BACS it across to business account.
Coins, I don't get that much tbh, but I save them up. Probably only go to the actual lady ebbing the glass to pay them in twice or 3 times a year.
Been questioned a couple of times but never had any actual issue with it.
Title: Re: Have you been refused by Halifax?
Post by: KS Cleaning on December 05, 2013, 02:01:04 pm: You can deposit your coins at the post office with a santander account.
Title: Re: Have you been refused by Halifax?
Post by: PoleKing on December 05, 2013, 02:29:34 pm: Quote from: KS Cleaning on December 05, 2013, 02:01:04 pm
You can deposit your coins at the post office with a santander account.

Thanks for that.

It would take me precisely 4 million years to get down the queue at our local post office though.
The queue literally goes out if the door and down the street.
It goes something like:

Druggy
Druggy
Druggy
Doley
Doley
Scratty benefits mum and her 17 snot nosed kids
Alkie
Alkie
Little old lady
Fat old lady
Cat lady
Druggy
Doley
Etc etc...