Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: Tony Gill Carpet Smart on November 04, 2013, 02:01:30 pm

Title: Bank Charges
Post by: Tony Gill Carpet Smart on November 04, 2013, 02:01:30 pm: What a rip off Yorkshire Bank gave them a call today can you offer me a better deal NO only if you are a new customer What about been a loyal customer for the last 40 years with a business account always in credit NO Who do you all use are they any better on charges.
My Charges are below
Manual Credits 70p each
Automated Debits 30p each
Manual Debits 70p each
Cheques Collected 30p each
Maintenance Charge £5.00

Cheers Tony
Title: Re: Bank Charges
Post by: wynne jones on November 04, 2013, 05:52:30 pm: I think you have to adopt the tactic I use with phone deals. They don't want to know whatever you say, but when apply for a PAC code watch them fall over themselves to offer you a deal.
Title: Re: Bank Charges
Post by: brianbarber on November 04, 2013, 09:32:43 pm: I've just signed up with Natwest, advantage business account tariff, £25 a month, un limited transactions

All banks are robin' bankers........

Mr B
Title: Re: Bank Charges
Post by: Shaun_Ashmore on November 04, 2013, 10:28:45 pm: Everyone says that Santander are terrible but I don't have a problem with them I don't get charged a penny.

Shaun
Title: Re: Bank Charges
Post by: Doug Holloway on November 05, 2013, 07:17:42 am: Hi Guys

Santander are o.k for basic banking but absolutely useless with anything more complicated.

As some where to pay in cheques etc they are cheap but if you are looking for any sort of finance I would stay well clear.

Cheers

Doug
Title: Re: Bank Charges
Post by: JandS on November 05, 2013, 10:23:21 am: Same or nearly same charges as my business account with Barclays.
My business account is basically the same as my current account at Yorkshire Bank except that my business account charges me for deposits and I don't have an overdraft on it.
So why the charges?? To all intents and purposes it's a bog standard current account.
Title: Re: Bank Charges
Post by: David Ware on November 05, 2013, 10:34:42 am: Quote from: Shaun_Ashmore on November 04, 2013, 10:28:45 pm
Everyone says that Santander are terrible but I don't have a problem with them I don't get charged a penny.

Shaun

Same here Shaun, no problems for basic banking
David
Title: Re: Bank Charges
Post by: Len Gribble on November 05, 2013, 08:20:06 pm: I always use Coutts for the more complicated stuff or you could try Williams & Glyn’s
Title: Re: Bank Charges
Post by: Carpet Dawg on November 05, 2013, 11:39:17 pm: two ways round charges.

1. have a normal current account and get customers to leave the pay to bit blank. So that you can pay them in your name later.

2. a lot of banks will give you 12 months free business banking. once those 12 months are over tell them you are leaving, they might give you more free banking. If not, go to another bank and start again.
Title: Re: Bank Charges
Post by: brianbarber on November 06, 2013, 06:33:58 pm: Quote from: Len Gribble on November 05, 2013, 08:20:06 pm
I always use Coutts for the more complicated stuff or you could try Williams & Glyn’s

Thought you kept all your dough stuffed in shoeboxes Len!

Mr B
Title: Re: Bank Charges
Post by: Len Gribble on November 06, 2013, 09:00:09 pm: Mr B

Shoeboxes won’t hold the weight of farthings ;)
Title: Re: Bank Charges
Post by: Griffus on November 06, 2013, 09:06:13 pm: HSBC the same. Charge for everything, not recommended.