Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Carl2009 on October 27, 2013, 04:34:41 pm

Title: It's worth chasing customers who owe you money
Post by: Carl2009 on October 27, 2013, 04:34:41 pm
In July 2012 I was asked to clean the gutters, fascias and windows of a mid-terraced house and, for the same woman, a the windows of a large detached house. We agreed the price would be £70. She said she'd send a cheque on but it never arrived. When I called her she said "Oh yeah, i've been in Tenerife but I posted the cheque yesterday" - it never arrived. Despite many phone calls and her assurance that "i'll put a cheque in the post" I ended up, after Final Demands, going to Thomas Higgins.

It was a bit of a dilemma in doing so because I knew her father had died recently and she was a single parent. In addition she was supporting her younger teenage sisters (with the help of her elder brothers). I figured that if she responded to the Thos Higgins Letter Before Action i'd cut a deal to take the money in instalments.

Unfortunately she didn't and it went to court. She didn't contest it and I won the case. By now it was Christmas and the amount she owed was £236... I got a request from her through the court to pay £20 / mth, which I was happy to accept. I was hacked off because on the court docs she said she didn't have a cheque book, so all those stories she told me were lies as I knew they were.

I didn't get a penny despite the court dictating the date the first payment should be paid. She then asked to pay £30 mth; again I agreed and again I got nothing....

Roll on to spring and she again asks to pay £20 / mth and again I agree (on advice from Thos Higgins). Amazingly she makes payments through to August on the 1st of the month regular as clockwork - happy days. Unfortunately that all stopped in September. Again I go back to Thomas Higgins, but this time i'm going for the lot - the remaining £116.

Happily I got en email last week saying Thos Higgns had received a cheque (presumably from a relative on her behalf) payable to them in final settlement and once it cleared they'd send one on to me. I got it on Wednesday.

Was I right to follow through? Despite being on a low wage this woman engaged me for work she never intended to pay for. She was happy to go to Tenerife on holiday rather than pay her bills. She lied to me about having posted payments. She would not return my polite calls or answer the door to me. I made every effort to make payment easy for her yet she ignored the opportunities I gave. Had she, at the beginning, said to me "I've made a foolish mistake and asked you to do work I can't pay for" I have dropped the matter there and then. Instead she's got a CCJ and she's paid hundreds of pounds rather than the £70 she owed, whilst I've been paid in full. It's worth the hassle of chasing them.
Title: Re: It's worth chasing customers ho owe you money
Post by: LT carpet cleaning on October 27, 2013, 04:43:42 pm
I'm sure you feel very vindicated  ::)roll
Title: Re: It's worth chasing customers ho owe you money
Post by: Ian101 on October 27, 2013, 04:54:20 pm
Yes
Title: Re: It's worth chasing customers ho owe you money
Post by: tlwcs on October 27, 2013, 04:59:11 pm
I'm with you Carl.
You gave her plenty of opportunities to pay and agreed to her terms of repayment that she defaulted on.
I doubt your the only one she's messing around but would also put money on her still having holidays, take aways, fAgs and booze.
Tony
Title: Re: It's worth chasing customers ho owe you money
Post by: 8weekly on October 27, 2013, 05:10:18 pm
I do have a little sympathy. If it was just the windows, but gutters as well strikes me as a deliberate fraud(?). Well. dishonest anyway rather than an innocent hard luck story. She has only herself to blame.
Title: Re: It's worth chasing customers ho owe you money
Post by: Dick on October 27, 2013, 05:21:22 pm
Other places, supermarkets etc wouldn't take any notice of her circumstances, single parent etc, if she couldn't afford it she shouldn't have engaged your services as it appears she had no intention of paying.
You did the right thing and it cost her
Well done for persevering.
Title: Re: It's worth chasing customers ho owe you money
Post by: TheWindowManChris on October 27, 2013, 05:40:03 pm
Other places, supermarkets etc wouldn't take any notice of her circumstances, single parent etc, if she couldn't afford it she shouldn't have engaged your services as it appears she had no intention of paying.
You did the right thing and it cost her
Well done for persevering.

+ 1

You did the correct thing,   You are not a free service and you should be paid for a fair wage!
Title: Re: It's worth chasing customers ho owe you money
Post by: South Window Cleaning Ltd on October 27, 2013, 05:44:25 pm
We would do the same thing, if they dont pay take them to court,
Title: Re: It's worth chasing customers ho owe you money
Post by: PoleKing on October 27, 2013, 05:44:52 pm
I'm sure you feel very vindicated  ::)roll


The rolly eyes IMO is entirely unfair.
The fella worked so deserved to be paid.
It's not even windows continuing on into a period where the customer was a bit strapped.
It was gutters. A one off. Premeditated.
Thought she'd get away with it (I presume)
She brought it all upon herself. Despite her 'circumstances'
Title: Re: It's worth chasing customers ho owe you money
Post by: A & J Owen Window Cleaning on October 27, 2013, 05:56:00 pm
 ow yeh don't let the old sob story fool you next time its yours and you want paying :)
Title: Re: It's worth chasing customers ho owe you money
Post by: Carl2009 on October 27, 2013, 06:15:38 pm
I'm sure you feel very vindicated  ::)roll


So, Hummer, if someone walks off with £70 worth of your gear from the back of your van would you be rolling your eyes then? I suppose that's different somehow. It hacks me off when someone thinks it's OK not to pay for things - services or goods. I'd like to see you roll your eyes at the magistrate in court if you help yourself to £70 of goods from your local Spar.

Get real man.
Title: Re: It's worth chasing customers ho owe you money
Post by: LT carpet cleaning on October 27, 2013, 06:26:13 pm
I'm sure you feel very vindicated  ::)roll


So, Hummer, if someone walks off with £70 worth of your gear from the back of your van would you be rolling your eyes then? I suppose that's different somehow. It hacks me off when someone thinks it's OK not to pay for things - services or goods. I'd like to see you roll your eyes at the magistrate in court if you help yourself to £70 of goods from your local Spar.

Get real man.

Are you a hippy?  ::)roll
Title: Re: It's worth chasing customers ho owe you money
Post by: Carl2009 on October 27, 2013, 06:34:01 pm
I'm from Lancashire. For us Lancs, the use of the word "man" in the context I used it in could best be translated as, let me see, yes I know, "you pillock".  ::)roll
Title: Re: It's worth chasing customers who owe you money
Post by: robertphil on October 27, 2013, 06:35:56 pm
i like reading these success stories . did you go in person to the court Carl , how long were you in there 
Title: Re: It's worth chasing customers ho owe you money
Post by: TheWindowManChris on October 27, 2013, 06:37:33 pm
I'm sure you feel very vindicated  ::)roll


So, Hummer, if someone walks off with £70 worth of your gear from the back of your van would you be rolling your eyes then? I suppose that's different somehow. It hacks me off when someone thinks it's OK not to pay for things - services or goods. I'd like to see you roll your eyes at the magistrate in court if you help yourself to £70 of goods from your local Spar.

Get real man.

A Spar!!  £70 worth of goods out of Spar would be like 3 cans of Cola! They are bloody expensive shops!
Title: Re: It's worth chasing customers ho owe you money
Post by: LT carpet cleaning on October 27, 2013, 06:45:46 pm
I'm from Lancashire. For us Lancs, the use of the word "man" in the context I used it in could best be translated as, let me see, yes I know, "you pillock".  ::)roll

Haha, by using that term I believe you have just described yourself as "man".

Anyway, well done for dropping someone in the mire for your poxy £70. Guess, you must be desperate.

Title: Re: It's worth chasing customers ho owe you money
Post by: LT carpet cleaning on October 27, 2013, 06:55:40 pm
I'm sure you feel very vindicated  ::)roll


So, Hummer, if someone walks off with £70 worth of your gear from the back of your van would you be rolling your eyes then? I suppose that's different somehow. It hacks me off when someone thinks it's OK not to pay for things - services or goods. I'd like to see you roll your eyes at the magistrate in court if you help yourself to £70 of goods from your local Spar.

Get real man.

A Spar!!  £70 worth of goods out of Spar would be like 3 cans of Cola! They are bloody expensive shops!

Are you serious? You could probably buy the whole shop!  ;D
Title: Re: It's worth chasing customers ho owe you money
Post by: PoleKing on October 27, 2013, 07:07:04 pm
I'm from Lancashire. For us Lancs, the use of the word "man" in the context I used it in could best be translated as, let me see, yes I know, "you pillock".  ::)roll

Haha, by using that term I believe you have just described yourself as "man".

Anyway, well done for dropping someone in the mire for your poxy £70. Guess, you must be desperate.



Are you joking?
He didn't 'drop anyone in the mire'
She did it to herself.
She should be made an example of.
It's not the money. It's the principle.
Title: Re: It's worth chasing customers ho owe you money
Post by: LT carpet cleaning on October 27, 2013, 07:09:57 pm
I'm from Lancashire. For us Lancs, the use of the word "man" in the context I used it in could best be translated as, let me see, yes I know, "you pillock".  ::)roll

Haha, by using that term I believe you have just described yourself as "man".

Anyway, well done for dropping someone in the mire for your poxy £70. Guess, you must be desperate.



Are you joking?
He didn't 'drop anyone in the mire'
She did it to herself.
She should be made an example of.
It's not the money. It's the principle.

Made an example of??

Haha, you sound like a Muslim cleric! Get real "man".
Title: Re: It's worth chasing customers who owe you money
Post by: Rhino dave on October 27, 2013, 07:23:33 pm
Well then hummer, what would you have done ???
Title: Re: It's worth chasing customers who owe you money
Post by: Carl2009 on October 27, 2013, 07:27:13 pm
Yes, Darren, it is the principle that's important. I could afford to let it go, but it rankles with me. I go out and do an honest day's work and I pay my taxes. I insure my van and myself, it's MOT'd and safe on the road. I do a great job for every custy, including this one.

Then she asks me to do a job perhaps with no intention of paying me. I bend over backwards so she can pay on terms to suit her, but at the end of the day she has no respect for me.

I'm afraid I did feel it was worth pursuing. Some people bring problems on themselves, and she is, i'm afraid, one such person.
Title: Re: It's worth chasing customers who owe you money
Post by: Carl2009 on October 27, 2013, 07:29:42 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?
Title: Re: It's worth chasing customers who owe you money
Post by: Johnny B on October 27, 2013, 07:43:27 pm
I personally prefer to walk away and leave it to the customer's conscience. I don't cope very well with stress, and it just does my head in to deal with people who have no intention of paying.

I have one ex-customer who owes me from months ago. She phoned me on Wednesday, pleading with me to clean her windows. I told her I would when the money she owes (I gave her the amount) is in my hand. She agreed to pay.

I arranged to go round the next morning at a specified time. When I arrived, the curtains were drawn and there was no answer. I left a note saying I had called, and drove away. Two minutes later she was on the phone apologizing for missing me, and could I come back. Dutifully, I did. When I arrived she offered me an amount which was less than the clean she was hoping I would do. I repeated what I had told her over the phone that I would clean when the total amount owed was in my hand. She then said she would go straight to the post office to get it. I said that's fine, I will come back later when you have it. She then got stroppy and questioned whether I trusted her. I replied that I have been waiting nearly a year already for payment for previous cleans. At this point she told me to leave. I smiled, said ok and did.

I felt so much better, knowing that she failed to get one over me this time, and look forward to ignoring her phone calls in a few months time, as I know she hasn't a chance of getting her windows cleaned by anyone else.

To the OP, though, I admire your tenacity and am very pleased that your perseverance paid off, leaving you with your money and the ex-customer with a CCJ. You both got what they deserved.

John

  

  
Title: Re: It's worth chasing customers who owe you money
Post by: Carl2009 on October 27, 2013, 07:49:54 pm
I personally prefer to walk away and leave it to the customer's conscience. I don't cope very well with stress, and it just does my head in to deal with people who have no intention of paying.

I have one ex-customer who owes me from months ago. She phoned me on Wednesday, pleading with me to clean her windows. I told her I would when the money she owes (I gave her the amount) is in my hand. She agreed to pay.

I arranged to go round the next morning at a specified time. When I arrived, the curtains were drawn and there was no answer. I left a note saying I had called, and drove away. Two minutes later she was on the phone apoligizing for missing me, and could I come back. Dutifully, I did. When I arrived she offered me an amount which was less than the clean she was hoping I would do. I repeated what I had told her over the phone that I would clean when the total amount owed was in my hand. She then said she would go straight to the post office to get it. I said that's fine, I will come back later when you have it. She then got stroppy and questioned whether I trusted her. I replied that I have been waiting nearly a year already for payment for previous cleans. At this point she told me to leave. I smiled, said ok and did.

I felt so much better, knowing that she failed to get one over me this time, and look forward to ignoring her phone calls in a few months time, as I know she hasn't a chance of getting her windows cleaned by anyone else.

To the OP, though, I admire your tenacity and am very pleased that your perseverance paid off, leaving you with your money and the ex-customer with a CCJ. You both got what they deserved.

John

  

  

Thanks John for your constructive input. It's horses for courses I guess. Given what you have outlined above i'd have been burning inside. I'm just not that chilled out. But good on you if you can.

The thing is that the wonderful thing about being self employed you can do just what the hell you want; whatever causes you the least amount of stress.
Title: Re: It's worth chasing customers who owe you money
Post by: LT carpet cleaning on October 27, 2013, 07:50:56 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?

Unlike you I could afford to write off £70.

Tramp.
Title: Re: It's worth chasing customers who owe you money
Post by: Carl2009 on October 27, 2013, 07:51:59 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?

Unlike you I could afford to write off £70.

Tramp.

Hummer - have you got a mortgage / pay rent?
Title: Re: It's worth chasing customers ho owe you money
Post by: LT carpet cleaning on October 27, 2013, 07:52:21 pm
I'm from Lancashire. For us Lancs, the use of the word "man" in the context I used it in could best be translated as, let me see, yes I know, "you pillock".  ::)roll

Haha, by using that term I believe you have just described yourself as "man".

Anyway, well done for dropping someone in the mire for your poxy £70. Guess, you must be desperate.



Are you joking?
He didn't 'drop anyone in the mire'
She did it to herself.
She should be made an example of.
It's not the money. It's the principle.

Made an example of??

Haha, you sound like a Muslim cleric! Get real "man".

Lol. You sound like a tw@

What's a tw@? Say it properly.

You moronic tw@  ;D
Title: Re: It's worth chasing customers who owe you money
Post by: LT carpet cleaning on October 27, 2013, 07:53:05 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?

Unlike you I could afford to write off £70.

Tramp.

Hummer - have you got a mortgage / pay rent?

No. But have struggled badly in the past. Ok, I see what your saying that she shouldnt have used your services. Guess I didn't like the bullying tone?  ???
Title: Re: It's worth chasing customers who owe you money
Post by: Carl2009 on October 27, 2013, 07:54:20 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?

Unlike you I could afford to write off £70.

Tramp.

Hummer - have you got a mortgage / pay rent?

No.

No me neither man :-)
Title: Re: It's worth chasing customers who owe you money
Post by: Scrimble on October 27, 2013, 07:54:29 pm
you are in the right and im glad you got your money,

worst i've been done over by a custy is for £40, yeah cheques in the post and all that,
Title: Re: It's worth chasing customers who owe you money
Post by: LT carpet cleaning on October 27, 2013, 07:56:17 pm
Carl I modified my post.
Title: Re: It's worth chasing customers who owe you money
Post by: TheWindowManChris on October 27, 2013, 08:21:26 pm
I wish to say well-done to you for collecting the debt

I do not like writing debt off as I like to get paid and be able to pay my lads wages.
Title: Re: It's worth chasing customers who owe you money
Post by: LT carpet cleaning on October 27, 2013, 08:43:37 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?

Unlike you I could afford to write off £70.

Tramp.

Most of is on here could I'd imagine.

I'd guess you're poor as f**k with a rented house though and in debt up to your eyes.
OP-fair play to you.
I haven't got the patience to do what you've done but admire you for doing so.

Hahahaha you couldn't be more wrong. Afraid jealousy will get you nowhere. Now get out there tomorrow in the wind and rain and earn a crust. I will still be here in the sun by the pool  ;D

You poor sad bitter little person.  ;)

Ps don't drink the shandy when you post, makes you sound even more silly than usual :)
Title: Re: It's worth chasing customers who owe you money
Post by: PoleKing on October 27, 2013, 08:53:02 pm
Day off tomorrow.
Title: Re: It's worth chasing customers who owe you money
Post by: Crystal-clear on October 28, 2013, 07:46:05 am
Well done I must have £2,000 of non payers but all small prices £10-£20 mainly so wouldn't be worth it unless I can rack up costs? Ie the letter before action would cost around £3.00
Title: Re: It's worth chasing customers who owe you money
Post by: dazmond on October 28, 2013, 08:06:24 am
£2,000 of non payers? ::)roll

you must have a very bad round.i normally write off about £30-£50 a year out of  £30,000+ turnover.it might reach £100 this year though for the first time ever.

Title: Re: It's worth chasing customers who owe you money
Post by: Stephen.C on October 28, 2013, 08:30:45 am
Well done I must have £2,000 of non payers but all small prices £10-£20 mainly so wouldn't be worth it unless I can rack up costs? Ie the letter before action would cost around £3.00
You can not be serious? :o is that in all the time you have been trading or what is outstanding now?
Title: Re: It's worth chasing customers who owe you money
Post by: Johnny B on October 28, 2013, 07:18:48 pm
£2,000 of non payers? ::)roll

you must have a very bad round.i normally write off about £30-£50 a year out of  £30,000+ turnover.it might reach £100 this year though for the first time ever.



Don't knock him. We don't all work in areas where every customer is a gem., or where good customers are easy to find. I had a brilliant clientele in England, but circumstances forced me to move to Ireland, where it is very, very much tougher to build a good run. If Crystal-clear still keeps going despite being knocked for that much, he has my unreserved admiration and repect.

John 
Title: Re: It's worth chasing customers who owe you money
Post by: bobplum on October 28, 2013, 07:23:11 pm
In July 2012 I was asked to clean the gutters, fascias and windows of a mid-terraced house and, for the same woman, a the windows of a large detached house. We agreed the price would be £70. She said she'd send a cheque on but it never arrived. When I called her she said "Oh yeah, i've been in Tenerife but I posted the cheque yesterday" - it never arrived. Despite many phone calls and her assurance that "i'll put a cheque in the post" I ended up, after Final Demands, going to Thomas Higgins.

It was a bit of a dilemma in doing so because I knew her father had died recently and she was a single parent. In addition she was supporting her younger teenage sisters (with the help of her elder brothers). I figured that if she responded to the Thos Higgins Letter Before Action i'd cut a deal to take the money in instalments.

Unfortunately she didn't and it went to court. She didn't contest it and I won the case. By now it was Christmas and the amount she owed was £236... I got a request from her through the court to pay £20 / mth, which I was happy to accept. I was hacked off because on the court docs she said she didn't have a cheque book, so all those stories she told me were lies as I knew they were.

I didn't get a penny despite the court dictating the date the first payment should be paid. She then asked to pay £30 mth; again I agreed and again I got nothing....

Roll on to spring and she again asks to pay £20 / mth and again I agree (on advice from Thos Higgins). Amazingly she makes payments through to August on the 1st of the month regular as clockwork - happy days. Unfortunately that all stopped in September. Again I go back to Thomas Higgins, but this time i'm going for the lot - the remaining £116.

Happily I got en email last week saying Thos Higgns had received a cheque (presumably from a relative on her behalf) payable to them in final settlement and once it cleared they'd send one on to me. I got it on Wednesday.

Was I right to follow through? Despite being on a low wage this woman engaged me for work she never intended to pay for. She was happy to go to Tenerife on holiday rather than pay her bills. She lied to me about having posted payments. She would not return my polite calls or answer the door to me. I made every effort to make payment easy for her yet she ignored the opportunities I gave. Had she, at the beginning, said to me "I've made a foolish mistake and asked you to do work I can't pay for" I have dropped the matter there and then. Instead she's got a CCJ and she's paid hundreds of pounds rather than the £70 she owed, whilst I've been paid in full. It's worth the hassle of chasing them.

yes you are right
if she couldn't afford it she should not have engaged you
your a business not a charity
Title: Re: It's worth chasing customers who owe you money
Post by: davids3511 on October 29, 2013, 02:21:26 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?

Unlike you I could afford to write off £70.

Tramp.
Are you trying to be a total numpty because if you are we'll done, you have succeeded.
Title: Re: It's worth chasing customers who owe you money
Post by: davids3511 on October 29, 2013, 02:23:11 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?
Wow, bully for you. Guess because you see yourself as comfortable you get to judge others.

Unlike you I could afford to write off £70.

Tramp.
Title: Re: It's worth chasing customers who owe you money
Post by: LT carpet cleaning on October 29, 2013, 02:58:07 pm
Well then hummer, what would you have done ???

Yeah come on, man, what WOULD you have done? Perhaps you'd have bent over and let her give you 8" of Gardiners best carbon?
Wow, bully for you. Guess because you see yourself as comfortable you get to judge others.

Unlike you I could afford to write off £70.

Tramp.

Nope not my style. Just didn't like the bullying tone and the triumphant ambulance chasing.

Man.
Title: Re: It's worth chasing customers who owe you money
Post by: MATT BATEMAN (OWC) on October 29, 2013, 05:13:18 pm
You did the right thing. Its irrelevant how you have portrayed the circumstances on here or how others have interpreted it. She made an error and as a result of that lied persistently, including to the court. She had more than enough opportunities to rectify the situation.



I would have done the same thing. Her personal and family circumstances are irrelevant. If they needed to be considered in our working lives none of us would get paid for anything.
Title: Re: It's worth chasing customers who owe you money
Post by: Crystal-clear on October 29, 2013, 10:13:40 pm
Well done I must have £2,000 of non payers but all small prices £10-£20 mainly so wouldn't be worth it unless I can rack up costs? Ie the letter before action would cost around £3.00
You can not be serious? :o is that in all the time you have been trading or what is outstanding now?

About £500 a year
Round is very good
It's called mass canvassing and no collecting
Have work for sub too I'm trying to command and conquer you don't jump in the water without getting wet
Title: Re: It's worth chasing customers who owe you money
Post by: Crystal-clear on October 29, 2013, 10:23:56 pm
You will always get non payers especially if you are trying to build up more work then you need yourself , you will find many people write off around £500
A year if I was collecting I'm sure it wouldn't be that much but collecting is a
False ecconemy , with all the people being out I'd faster knock £200 then collect it and the new work
Has potential the non payers will at best pay and cancel
Or have an argument on the door about how they didn't want the windows doing , which isn't good for motivation !
But it's good to hear people
Are taking customers to court who take the Micky I'm fully for it and would just dont know how it works with small values just
Checked £2269.50
Maybe in the last 4 years perhaps £1500 in the first 2
Title: Re: It's worth chasing customers who owe you money
Post by: Dave Mills on November 01, 2013, 11:21:05 am
In July 2012 I was asked to clean the gutters, fascias and windows of a mid-terraced house and, for the same woman, a the windows of a large detached house. We agreed the price would be £70. She said she'd send a cheque on but it never arrived. When I called her she said "Oh yeah, i've been in Tenerife but I posted the cheque yesterday" - it never arrived. Despite many phone calls and her assurance that "i'll put a cheque in the post" I ended up, after Final Demands, going to Thomas Higgins.

It was a bit of a dilemma in doing so because I knew her father had died recently and she was a single parent. In addition she was supporting her younger teenage sisters (with the help of her elder brothers). I figured that if she responded to the Thos Higgins Letter Before Action i'd cut a deal to take the money in instalments.

Unfortunately she didn't and it went to court. She didn't contest it and I won the case. By now it was Christmas and the amount she owed was £236... I got a request from her through the court to pay £20 / mth, which I was happy to accept. I was hacked off because on the court docs she said she didn't have a cheque book, so all those stories she told me were lies as I knew they were.

I didn't get a penny despite the court dictating the date the first payment should be paid. She then asked to pay £30 mth; again I agreed and again I got nothing....

Roll on to spring and she again asks to pay £20 / mth and again I agree (on advice from Thos Higgins). Amazingly she makes payments through to August on the 1st of the month regular as clockwork - happy days. Unfortunately that all stopped in September. Again I go back to Thomas Higgins, but this time i'm going for the lot - the remaining £116.

Happily I got en email last week saying Thos Higgns had received a cheque (presumably from a relative on her behalf) payable to them in final settlement and once it cleared they'd send one on to me. I got it on Wednesday.

Was I right to follow through? Despite being on a low wage this woman engaged me for work she never intended to pay for. She was happy to go to Tenerife on holiday rather than pay her bills. She lied to me about having posted payments. She would not return my polite calls or answer the door to me. I made every effort to make payment easy for her yet she ignored the opportunities I gave. Had she, at the beginning, said to me "I've made a foolish mistake and asked you to do work I can't pay for" I have dropped the matter there and then. Instead she's got a CCJ and she's paid hundreds of pounds rather than the £70 she owed, whilst I've been paid in full. It's worth the hassle of chasing them.

Were you right to follow through? Is it "worth the hassle of chasing them"?

Depends. How many hours did you spend chasing the money in phone calls, visiting her, dealing with Thomas Higgins, going to court, writing letters, emails, etc? Include the time you were worrying about it.  Was it a better hourly rate than you would have made cleaning windows? If it was, then "yes".  If it wasnt, then "no".

Given your description, I guess "no".
Title: Re: It's worth chasing customers who owe you money
Post by: Carl2009 on November 01, 2013, 12:35:15 pm
In July 2012 I was asked to clean the gutters, fascias and windows of a mid-terraced house and, for the same woman, a the windows of a large detached house. We agreed the price would be £70. She said she'd send a cheque on but it never arrived. When I called her she said "Oh yeah, i've been in Tenerife but I posted the cheque yesterday" - it never arrived. Despite many phone calls and her assurance that "i'll put a cheque in the post" I ended up, after Final Demands, going to Thomas Higgins.

It was a bit of a dilemma in doing so because I knew her father had died recently and she was a single parent. In addition she was supporting her younger teenage sisters (with the help of her elder brothers). I figured that if she responded to the Thos Higgins Letter Before Action i'd cut a deal to take the money in instalments.

Unfortunately she didn't and it went to court. She didn't contest it and I won the case. By now it was Christmas and the amount she owed was £236... I got a request from her through the court to pay £20 / mth, which I was happy to accept. I was hacked off because on the court docs she said she didn't have a cheque book, so all those stories she told me were lies as I knew they were.

I didn't get a penny despite the court dictating the date the first payment should be paid. She then asked to pay £30 mth; again I agreed and again I got nothing....

Roll on to spring and she again asks to pay £20 / mth and again I agree (on advice from Thos Higgins). Amazingly she makes payments through to August on the 1st of the month regular as clockwork - happy days. Unfortunately that all stopped in September. Again I go back to Thomas Higgins, but this time i'm going for the lot - the remaining £116.

Happily I got en email last week saying Thos Higgns had received a cheque (presumably from a relative on her behalf) payable to them in final settlement and once it cleared they'd send one on to me. I got it on Wednesday.

Was I right to follow through? Despite being on a low wage this woman engaged me for work she never intended to pay for. She was happy to go to Tenerife on holiday rather than pay her bills. She lied to me about having posted payments. She would not return my polite calls or answer the door to me. I made every effort to make payment easy for her yet she ignored the opportunities I gave. Had she, at the beginning, said to me "I've made a foolish mistake and asked you to do work I can't pay for" I have dropped the matter there and then. Instead she's got a CCJ and she's paid hundreds of pounds rather than the £70 she owed, whilst I've been paid in full. It's worth the hassle of chasing them.

Were you right to follow through? Is it "worth the hassle of chasing them"?

Depends. How many hours did you spend chasing the money in phone calls, visiting her, dealing with Thomas Higgins, going to court, writing letters, emails, etc? Include the time you were worrying about it.  Was it a better hourly rate than you would have made cleaning windows? If it was, then "yes".  If it wasnt, then "no".

Given your description, I guess "no".

Hi Dave,

In retrospect for me at least I do feel it was worth following up on. I've been in business in one form or another for quite a while and have a good idea fairly soon if people are going to pay or not. In this case I had my suspicions she was lying when she said she'd posted the cheque and knew she was when the second promised cheque never appeared. Given she didn't pay me for a job that was  performed professionally and then had so little respect for me that she lied on more than one occasion I was fairly determined to follow through. Am I happy I did - yes, if for no other reason that she will think before she does it to someone else.

Cheers for you input though
Title: Re: It's worth chasing customers who owe you money
Post by: Carl2009 on November 01, 2013, 12:36:37 pm
i like reading these success stories . did you go in person to the court Carl , how long were you in there 

No, Thos Higgins do all that. It's done by post.
Title: Re: It's worth chasing customers who owe you money
Post by: H2GoKent on November 01, 2013, 05:39:54 pm
I think you did the right thing, there are lots of people out there who think you won't chase them up for the money. She had every opportunity to correct the situation, but just thought that if she strung it out long enough you'd give up.

PS> Don't feed the troll.