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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: ascjim on September 09, 2013, 05:20:58 pm

Title: Confused. Natwest banking
Post by: ascjim on September 09, 2013, 05:20:58 pm
Regarding Natwest business tariffs.

I would like to pay a fixed amount of £25.00 for my business account. Does this mean all cheques and BACS payments into my account would be free?

The leaflet I have is very confusing.

Thanks in advance
Title: Re: Confused. Natwest banking
Post by: Total shine cleaning services on September 10, 2013, 11:59:52 pm
yes it dies James, you can only go on that tarriff if u have a current account and not their foundation account, I've just swapped to Santander as I'm getting the same service for £7.50 a month

Graham
Title: Re: Confused. Natwest banking
Post by: steve123 on September 11, 2013, 08:23:22 am
Do they put a cap on the amount you can pay in per month?
Title: Re: Confused. Natwest banking
Post by: LT carpet cleaning on September 11, 2013, 11:15:43 am
Can't understand why anyone would pay that much!! £75 a year with co-op for unlimited banking.
Title: Re: Confused. Natwest banking
Post by: p1w1 on September 11, 2013, 11:30:32 am
No cap on amount per month...
Title: Re: Confused. Natwest banking
Post by: Mike #1 on September 11, 2013, 03:47:04 pm
Regarding Natwest business tariffs.

I would like to pay a fixed amount of £25.00 for my business account. Does this mean all cheques and BACS payments into my account would be free?

The leaflet I have is very confusing.

Thanks in advance

You can get a Natwest account for a fixed fee of £5:00 a month . Mike
Title: Re: Confused. Natwest banking
Post by: richard jagger on September 11, 2013, 03:55:36 pm
Go and see them and if the say yes tell them it is misleading and you are to write to the  FSA. They might give you a few quid for your trouble to compensate  for your confusion.I challenged my bank once and they gave me 20 quid for my. trouble.
Title: Re: Confused. Natwest banking
Post by: p1w1 on September 11, 2013, 04:01:10 pm
Regarding Natwest business tariffs.

I would like to pay a fixed amount of £25.00 for my business account. Does this mean all cheques and BACS payments into my account would be free?

The leaflet I have is very confusing.

Thanks in advance

You can get a Natwest account for a fixed fee of £5:00 a month . Mike
Have a link as I've never seen that or does that not include any transactions
Title: Re: Confused. Natwest banking
Post by: Mike #1 on September 11, 2013, 05:24:06 pm
It is the Business Plus current account their is a monthly fee of £5.00 which is based on online transactions only but you will pay extra for paying in cheques and cash .

I dont pay cash in and only put 2 cheques in a month at the most . Mike
Title: Re: Confused. Natwest banking
Post by: ascjim on September 11, 2013, 07:53:39 pm
Im defo thinking of going to Santander at £12.50 a month. It jusr a shame as all my accounts are with Natwest and transferring money between them was so easy
Title: Re: Confused. Natwest banking
Post by: Total shine cleaning services on September 12, 2013, 12:06:21 am
James I got my Santander account at £7.50, unlimited bacs and cheque deposits, but you can't put more than 1k a month in cash

Graham
Title: Re: Confused. Natwest banking
Post by: ascjim on September 12, 2013, 07:35:43 am
Oh I see, the cap is just for cash deposits. Nice one Garham!
Title: Re: Confused. Natwest banking
Post by: KS Cleaning on September 12, 2013, 08:33:24 am
Oh I see, the cap is just for cash deposits. Nice one Garham!
Ask for the 321 credit card, you get 3% cashback on fuel, which for me covers the £7.50 monthly fee.
Title: Re: Confused. Natwest banking
Post by: Smudgeoff Cleaning Services on September 12, 2013, 06:13:05 pm
I'm in the process of switching to Santander as HSBC are charging me £75 - £120 a month.

They charge £1 every cheque after the first five.
£2.50 every £100 cash.....

Makes me sick.....

Rant over
Darren
Title: Re: Confused. Natwest banking
Post by: Paul Coleman on September 12, 2013, 06:15:16 pm
Beware of Santander.  They seem to be much fonder of changing T & Cs than most banks.
Title: Re: Confused. Natwest banking
Post by: Bens windows on September 12, 2013, 07:12:25 pm
Santander is better, Natwest virtually raped me .

And yeh the 123 card is good to, i use it for fuel and shopping and it pretty much pays for the business account and very easy to transfer all your dd ,They will do it all for you .

Though i would say Natwest is better for customer service Imo.
Title: Re: Confused. Natwest banking
Post by: KS Cleaning on September 12, 2013, 09:34:09 pm
Oh I see, the cap is just for cash deposits. Nice one Garham!
Ask for the 321 credit card, you get 3% cashback on fuel, which for me covers the £7.50 monthly fee.
Had a Ted Rodgers moment there, it's the 123 card