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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Cliff perkins on August 18, 2013, 07:50:28 pm

Title: Bank charges
Post by: Cliff perkins on August 18, 2013, 07:50:28 pm: Hi just started getting mine and im with natwest.
If i carry on im gonna be charged well over £1400 a year.
Any1 know any free 1s or ways to avoid.
Any good deals at the mo

Cheers cliff
Title: Re: Bank charges
Post by: cgh window cleaning on August 18, 2013, 08:05:21 pm: I'm with natwest free for 2 years it ends in July.If you don't mind me asking what are the charges for?
Title: Re: Bank charges
Post by: Cliff perkins on August 18, 2013, 08:10:19 pm: Bacs are 40p each
Automated debits 40p each
Standing orders 45p each
Automated credits 22 p each
Manual credits 76p each
Chqs paid in 33p each
Cash paid in 66p per £100
Internet faster payment 40p each

My charges over £100 1 month
Title: Re: Bank charges
Post by: Cliff perkins on August 18, 2013, 08:14:03 pm: Quote from: Cliff perkins on August 18, 2013, 08:10:19 pm
Bacs are 40p each
Automated debits 40p each
Standing orders 45p each
Automated credits 22 p each
Manual credits 76p each
Chqs paid in 33p each
Cash paid in 66p per £100
Internet faster payment 40p each

My charges over £100 1 month
Im gonna call them see if i can pay a flat fee every month if not bye bye
Title: Re: Bank charges
Post by: brianbarber on August 18, 2013, 08:19:19 pm: Ask to go on advantage plus tariff

It's £25 set fee each month,unlimited bacs,paying in ,DDs etc

Job done

Mr B
Title: Re: Bank charges
Post by: colin purewater on August 18, 2013, 08:21:57 pm: My free banking ran out in January but I'm
Sticking with Rbs,

As it is all tax deductible I don't mind paying at all
Title: Re: Bank charges
Post by: cgh window cleaning on August 18, 2013, 08:53:28 pm: I will try to go on a flat tariff when my free banking is up,I don't want the hassle of notifying customers.
Title: Re: Bank charges
Post by: Total shine cleaning services on August 18, 2013, 09:38:11 pm: I've just switched from natwest to Santander for similar reasons, I pay £7.50 a month flat rate to Santander, didn't fancy paying £25 when I can be paying £7.50, I'm keeping both accounts on until I'm satisfied all of the customers are paying into the new account .

Graham
Title: Re: Bank charges
Post by: LT carpet cleaning on August 18, 2013, 09:51:19 pm: Madness. Why doesnt everyone just go for the Co-op!
Title: Re: Bank charges
Post by: HampshireWindowCleaning on August 18, 2013, 09:54:32 pm: Whats so good about co op account?
Title: Re: Bank charges
Post by: Archer on August 18, 2013, 10:03:07 pm: Cliff Perkins,

£1400.00 :o

You must have some serious money going in and out of your account, or be doing something wrong to have fees like that

I am with natwest and its half of that
Title: Re: Bank charges
Post by: Ste M on August 18, 2013, 10:41:22 pm: Im with RBS, pay a flat fee of £25 and i can pay in as much as i like upto 100k.
Title: Re: Bank charges
Post by: Archer on August 18, 2013, 11:42:17 pm: My fees are similar I think, roughly about £40 ish
Title: Re: Bank charges
Post by: LT carpet cleaning on August 19, 2013, 12:05:48 am: Quote from: HampshireWindowCleaning on August 18, 2013, 09:54:32 pm
Whats so good about co op account?

Pay £100 a year for unlimited banking. Get £25 back and also free membership of the FSB. May not mean much, but it would if you ever get a tax investigation.
Title: Re: Bank charges
Post by: S.A.J on August 19, 2013, 08:12:26 am: We have unlimited banking through bank of Scotland

We pay £25 fee a year and only condition is we have to keep 5k in the account!

Can't remember how we got it :P
Title: Re: Bank charges
Post by: colin bird on August 20, 2013, 07:13:33 am: I'm with nay west for approx 8 years,I pay £25 a mont fixed charge
Title: Re: Bank charges
Post by: LWC on August 20, 2013, 05:05:39 pm: My account asked me why i had a business account cause of ridiculous charges and i didnt have an answer really bar it looked good on cheques lol...told me to go back to personal account so i did.

Dont see why everyone else should be able to pay their normal wages into their account and just cause we have a business we have to pay for it.
Title: Re: Bank charges
Post by: robertphil on August 20, 2013, 05:35:53 pm: nationwide dont ask questions if you pay in a few cheques daily into a personal account

halifax start getting funny if you pay in 8 cheques a day into a personal, accused me of money laundering (i was actually flattered i was accused of being a Mr.Big !)
Title: Re: Bank charges
Post by: LWC on August 20, 2013, 06:15:50 pm: Quote from: robertphil on August 20, 2013, 05:35:53 pm
nationwide dont ask questions if you pay in a few cheques daily into a personal account

halifax start getting funny if you pay in 8 cheques a day into a personal, accused me of money laundering (i was actually flattered i was accused of being a Mr.Big !)

Lol at money laundering