Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: paul alan on July 09, 2013, 10:29:29 am

Title: 170 quid a month !
Post by: paul alan on July 09, 2013, 10:29:29 am
Hi guys am just sitting here counting up 170 quid to hand over to my Lovely van insurers  ,I do this every month and am really kissed off with it now as can't even afford it this month.I got banned for totting up in Jan 2011 I used to drive a United utilities van so ain't got any no claims bonus. I found axa ins on a price comp site cos I'm ,6"2(n ain't got a clue) 2162 quid a year cos I got t t 99 endorsement for totting up.   
I drive a transit swb 85 hp. Anyone got any ideas? Policy up in Oct, it's making me I'll paying all this dough to some legitimate thieves . Hate em. Thanks.
Title: Re: 170 quid a month !
Post by: Forum Admin on July 09, 2013, 10:35:27 am
You can always try one of our supporting insurance providers such as A-Plan here:

http://www.aplan.co.uk/motoring/van-insurance/1815
Title: Re: 170 quid a month !
Post by: HampshireWindowCleaning on July 09, 2013, 01:14:16 pm
Over 2 grand a year  :o
Just got mine renewed through Go Compare, £225 for the year fully comp through Gladiator. Don't know what they'll be like for someone with points and no no claims bonus though, might be worth getting a quote.
Title: Re: 170 quid a month !
Post by: Richard iSparkle on July 09, 2013, 01:49:34 pm
doesn't sound that bad considering the number of convictions you've had to be honest.

i was paying £450 a month in jan as i had 2 employees, one with a previous driving ban.

i reckon you are lucky they insure you at all with all those points.

A plan are your best bet though.  they know the market well and will advise you well
Title: Re: 170 quid a month !
Post by: jarvy on July 09, 2013, 02:19:23 pm
I found 'budget insurance' to be good when I had a few claims and lost all my ncb. They came out cheapest for me back then.
Title: Re: 170 quid a month !
Post by: Michael Peterson on July 09, 2013, 04:14:23 pm
canvass for three nights pick up 50 a night then it costs you virtually nothing and you will be able to afford it, oh and dont drink and drive ;-)
Title: Re: 170 quid a month !
Post by: MATT BATEMAN (OWC) on July 09, 2013, 04:56:37 pm
Try driving slower, youve got yourself to blame.
Title: Re: 170 quid a month !
Post by: PoleKing on July 09, 2013, 06:55:59 pm
Sell your van to someone else, go down as a named driver.
Title: Re: 170 quid a month !
Post by: Central Window Cleaners on July 09, 2013, 07:55:39 pm
Try One Business insurance I have a mini fleet policy with them and have 4 vehicles on it insured for any driver over 21 and cost me £700 per vehicle and this includes breakdown cover as well
Title: Re: 170 quid a month !
Post by: paul alan on July 10, 2013, 01:07:29 pm
Try driving slower, youve got yourself to blame.
is that you mum?
Title: Re: 170 quid a month !
Post by: paul alan on July 10, 2013, 01:09:06 pm
canvass for three nights pick up 50 a night then it costs you virtually nothing and you will be able to afford it, oh and dont drink and drive ;-)
don't drink and drive, am t total, assumption is the brother of all...........
Title: Re: 170 quid a month !
Post by: davids3511 on July 10, 2013, 01:15:24 pm
Sell your van to someone else, go down as a named driver.
Who in their right mind would go as main driver on anything he would be driving?
Title: Re: 170 quid a month !
Post by: p1w1 on July 10, 2013, 03:30:24 pm
Try driving slower, youve got yourself to blame.
is that you mum?
;D
Title: Re: 170 quid a month !
Post by: Michael Peterson on July 10, 2013, 07:49:49 pm
sorry mate, i thought totting up meant drinking, my misstake
Title: Re: 170 quid a month !
Post by: scud on July 10, 2013, 07:58:46 pm
Sell your van to someone else, go down as a named driver.

 That is known as fronting, which is classed as fraud, it will cost you in the long run and then never get insured again.

  Quit whinging and pay up, you did the offences, you pay the price.

  I got caught speeding at 142mph 13 years ago, I paid through the nose for insurance for a long time, but I didn't whinge - it was me that was twisting the throttle so was the only one to blame.
Title: Re: 170 quid a month !
Post by: Neil Jones on July 10, 2013, 08:24:37 pm
I agree for the last five years my insurance, me alone with 5+ years no claims on a vivaro has been over £1100 and upto £1700 at the start. My points finally went this year and my quote was a fair £514 and then I went and bought another van...doh! So i'm back paying £1500 for two vans.

One thing that does frustrate me though is that I get screwed because I live in Oldham, apparently one of the worst places to insure in the country.
Title: Re: 170 quid a month !
Post by: Neil Jones on July 10, 2013, 08:25:47 pm
Mine was for driving without insurance btw not drinking, but it's one of them things, you do the crime then....
Title: Re: 170 quid a month !
Post by: robertphil on July 10, 2013, 08:40:42 pm
jack your prices up a tad if its hurting you so badly