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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Total shine cleaning services on July 05, 2013, 12:14:58 am

Title: anyone use the fsb free bank account with the co op?
Post by: Total shine cleaning services on July 05, 2013, 12:14:58 am: as above, if you do are they any good, where do you deposit cheques etc as don't know of any branches in Milton keynes, my free banking with natwest has ended and they've just hit me for £55.01 for last month, any help appreciated

thank you- graham
Title: Re: anyone use the fsb free bank account with the co op?
Post by: CF Facilities on July 05, 2013, 02:22:00 am: You nominate a post office to deposit cAsh and cheques. Or you can post cheques in one off their prepaid envelopes. You get free banking if you have over £1000 in current account. I have just opened account but not FSB route but I can change it over easily if I want to.
Charges are 3pound fee per month and small fee per transaction.
All is a bit basic but simple to use and get on with.
Hope this helps.
Title: Re: anyone use the fsb free bank account with the co op?
Post by: Total shine cleaning services on July 05, 2013, 06:39:14 am: cheers, can you check the account online..?

Graham
Title: Re: anyone use the fsb free bank account with the co op?
Post by: G O Cleaning on July 05, 2013, 07:06:19 am: yep .. can carryout all the normal transactions online, if customers pay via bacs works great only downside is sending the cheques via post unless you have a local branch. As said you can use local post office, we find it takes slightly longer to clear. Totally free banking via FSB you even get a£25 loyalty payment :D been with them for yrs not a problem.
Title: Re: anyone use the fsb free bank account with the co op?
Post by: Dave. on July 05, 2013, 07:34:07 am: Quote from: Great Outdoors and In on July 05, 2013, 07:06:19 am
yep .. can carryout all the normal transactions online, if customers pay via bacs works great only downside is sending the cheques via post unless you have a local branch. As said you can use local post office, we find it takes slightly longer to clear. Totally free banking via FSB you even get a£25 loyalty payment :D been with them for yrs not a problem.

Do the payments and transfers have the customers reference, and if you are paying a bill, or doing a transfer, does the co-op support the faster payment scheme and do it instantly?
Title: Re: anyone use the fsb free bank account with the co op?
Post by: Perfect Windows on July 05, 2013, 07:44:46 am: Quote from: Dave@Silverleaf on July 05, 2013, 07:34:07 am
Quote from: Great Outdoors and In on July 05, 2013, 07:06:19 am
yep .. can carryout all the normal transactions online, if customers pay via bacs works great only downside is sending the cheques via post unless you have a local branch. As said you can use local post office, we find it takes slightly longer to clear. Totally free banking via FSB you even get a£25 loyalty payment :D been with them for yrs not a problem.

Do the payments and transfers have the customers reference, and if you are paying a bill, or doing a transfer, does the co-op support the faster payment scheme and do it instantly?

Yes and Yes.

Vin
Title: Re: anyone use the fsb free bank account with the co op?
Post by: Dave. on July 05, 2013, 08:30:48 am: Cheers Vin, I've been thinking about joining the FSB for a while - LloydsTSB have been getting steadily worse over the last year or so
Title: Re: anyone use the fsb free bank account with the co op?
Post by: LT carpet cleaning on July 05, 2013, 10:56:40 am: Its a no brainer. Costs £100 a year for all transactions and you get £25 back every year as a bonus too. Also, they will cover all expenses if you are ever investigated.

As I say, a no brainer. Which is handy as lots of window cleaners have no brain ;)
Title: Re: anyone use the fsb free bank account with the co op?
Post by: S.W. Window Cleaning on July 05, 2013, 02:39:21 pm: Hi Im with the Co-op as well through FSB for about 4 years. Absolutely no problems. Would thoroughly recommend them.

Cheers,
Steve