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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: paul marshall on February 01, 2013, 03:10:38 pm

Title: gleaming insurance
Post by: paul marshall on February 01, 2013, 03:10:38 pm
ready to renew my public liabilaty , i pay 291.50 a year now , but i am insured for 6000 pound of tools so they said if i lose that part of cover it will go down to 174.90 , i will still have a million public liabilaty , and be insured for propertys worked upon etc , so i think i will go for that , if a pole or hose get pinched from my van im not goin to claim anyway what d you reckon gang .. and to add my brother in law to policy will then double it to 349.80 , so i will only be paying a extra 60 quid and have 2 of us covered , but no tools , but as you know im based in liverpool so my tools should be safe enough  ;D ;D
Title: Re: gleaming insurance
Post by: wpclean on February 01, 2013, 03:48:10 pm
You can be over insured, most important is liability, and property worked on imho.
Title: Re: gleaming insurance
Post by: deeege on February 01, 2013, 05:25:11 pm
For ~£15 a month I don't know why you wouldn't have your tools insured.
Title: Re: gleaming insurance
Post by: dave f on February 02, 2013, 06:54:32 am
i have the same insurance imo money well spent
Title: Re: gleaming insurance
Post by: bobplum on February 02, 2013, 08:26:33 am
what if any are the excess charges in the event of a claim
Title: Re: gleaming insurance
Post by: paul marshall on February 02, 2013, 12:51:14 pm
ifor the tools bob i had to pay the first 150 pound , [ price of a pole ] just thinking now though if van gets pinched , im insured but my brodex system etc isnt so maybe i might have to reconsider , but with the extra man on it takes it up to 500 pound ish which is a lot just for my liabilaty insurance  :o
Title: Re: gleaming insurance
Post by: KS Cleaning on February 02, 2013, 06:29:07 pm
ready to renew my public liabilaty , i pay 291.50 a year now , but i am insured for 6000 pound of tools so they said if i lose that part of cover it will go down to 174.90 , i will still have a million public liabilaty , and be insured for propertys worked upon etc , so i think i will go for that , if a pole or hose get pinched from my van im not goin to claim anyway what d you reckon gang .. and to add my brother in law to policy will then double it to 349.80 , so i will only be paying a extra 60 quid and have 2 of us covered , but no tools , but as you know im based in liverpool so my tools should be safe enough  ;D ;D
Would it not be cheaper to have your tools insured on your motor insurance?