Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Ryan @ Transparent, Carlisle on January 28, 2013, 09:14:18 pm

Title: Business loans
Post by: Ryan @ Transparent, Carlisle on January 28, 2013, 09:14:18 pm
After recently buying a couple of rounds, another one has came up, without wanting to leave the 'kitty' empty, I am considering a business loan

Has anybody had one? Any reccomendations. And preferably with an online decision & fairly fast at getting the funds transferred

Thanks
Title: Re: Business loans
Post by: KS Cleaning on January 28, 2013, 09:18:10 pm
I think you would have more chance of getting the money by applying for a personal loan,saying it is for a car or sumthin.If it is a business loan they may ask to see paperwork for turnover of the round etc etc
Title: Re: Business loans
Post by: Carl@Cwc on January 28, 2013, 09:23:03 pm
I think you would have more chance of getting the money by applying for a personal loan,saying it is for a car or sumthin.If it is a business loan they may ask to see paperwork for turnover of the round etc etc

Exactly this, unless its a business account ,other than that get another account.
Title: Re: Business loans
Post by: mgba_78 on January 28, 2013, 09:33:11 pm
Just speak to your bank who has your business account.
I got a large business loan no probs with minimum fuss, all i had to do was spend 30 mins on the phone then send paper work back signed and bingo money was in my account with in 7 days i think.

I presume as i bank with the loan provider it made the whole process simple as they can see in/out of your account.
Im with Santander by the way
Title: Re: Business loans
Post by: Ryan @ Transparent, Carlisle on January 28, 2013, 09:34:38 pm
I have business & personal accounts. So options openlooks like personal loan then.

Anyone have experience of the best place to go? Cheers
Title: Re: Business loans
Post by: spudd on January 28, 2013, 09:39:29 pm
Def go the personal loan route..

Pretty sure Ianh20 had a post few weeks back about asking his account manager for a business loan, but got rejected cause they didn't have fund to lend, but would lend money for holiday, car etc.. Crazy really!!

Got a loan few years back with Halifax had money in my account by end of the week!!

MIght be worth trying your current back can imagine will save a lot of hassle credit checks etc..
Title: Re: Business loans
Post by: Neil Jones on January 28, 2013, 10:23:32 pm
Make sure you get PPI then you can have an unexpected holiday in five years
Title: Re: Business loans
Post by: Ian101 on January 28, 2013, 10:47:31 pm
Def go the personal loan route..

Pretty sure Ianh20 had a post few weeks back about asking his account manager for a business loan, but got rejected cause they didn't have fund to lend, but would lend money for holiday, car etc.. Crazy really!!

Got a loan few years back with Halifax had money in my account by end of the week!!

MIght be worth trying your current back can imagine will save a lot of hassle credit checks etc..

Yup.   Persnal loan lot quicker and easier money in account within minutes
Title: Re: Business loans
Post by: PoleKing on January 29, 2013, 11:06:23 am
Sainsbury's. 5.2% upto £15k

http://www.sainsburysbank.co.uk/borrowing/micro/bor_loans_search_apply.shtml?source=NETSHSSMLOANSEAR0001&WT.srch=1&gclid=CPWUj_61jbUCFQzKtAodGi8ANg
Title: Re: Business loans
Post by: KS Cleaning on January 29, 2013, 04:49:12 pm
Sainsbury's. 5.2% upto £15k

http://www.sainsburysbank.co.uk/borrowing/micro/bor_loans_search_apply.shtml?source=NETSHSSMLOANSEAR0001&WT.srch=1&gclid=CPWUj_61jbUCFQzKtAodGi8ANg
A very small percentage(if any)will qualify for this rate.Once you start to give them some personal information the rate increases.
Title: Re: Business loans
Post by: G.W.C on January 29, 2013, 05:35:05 pm
After recently buying a couple of rounds, another one has came up, without wanting to leave the 'kitty' empty, I am considering a business loan

Has anybody had one? Any reccomendations. And preferably with an online decision & fairly fast at getting the funds transferred

Thanks
do you not have any bits for sale round the carlisle area mate?any bits you dont want any more?
Title: Re: Business loans
Post by: G Griffin on January 29, 2013, 05:47:50 pm
Make sure you get PPI then you can have an unexpected holiday in five years

 ;D
Title: Re: Business loans
Post by: Ryan @ Transparent, Carlisle on January 29, 2013, 06:04:08 pm
After recently buying a couple of rounds, another one has came up, without wanting to leave the 'kitty' empty, I am considering a business loan

Has anybody had one? Any reccomendations. And preferably with an online decision & fairly fast at getting the funds transferred

Thanks
do you not have any bits for sale round the carlisle area mate?any bits you dont want any more?

I dont mate, got rid of the 'crap' years ago. Whats your company called mate, al keep a look out for ya
Title: Re: Business loans
Post by: Ryan @ Transparent, Carlisle on January 29, 2013, 06:04:45 pm
Anyway lads, cheers for reply. Got personal loan through my bank. Cheers
Title: Re: Business loans
Post by: Ian101 on January 29, 2013, 06:08:04 pm
Anyway lads, cheers for reply. Got personal loan through my bank. Cheers

enjoy your new car "cough" ;)
Title: Re: Business loans
Post by: Ryan @ Transparent, Carlisle on January 29, 2013, 07:33:11 pm
#cough# home improvements ;)
Title: Re: Business loans
Post by: PoleKing on January 30, 2013, 10:00:05 am
@KS-needs to be 51% or more who qualify for the loan or they can't advertise it.
Martin Lewis says so.
Title: Re: Business loans
Post by: KS Cleaning on January 30, 2013, 08:07:01 pm
@KS-needs to be 51% or more who qualify for the loan or they can't advertise it.
Martin Lewis says so.
Read the small print,it tells you rate may be higher.Once you say the words "self employed" it will be higher :(