Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: H20cleaning on January 16, 2013, 12:29:10 pm

Title: really happy with my insurance for once.. and im only 20!
Post by: H20cleaning on January 16, 2013, 12:29:10 pm
been self employed water fed poler for about 3 years now, started with a little x reg peugeout partner all kitted out, sign written etc. first year i payed £2000 3rd party fire and theft.
second year i payed £1900 3rd party fire and theft.
this year i invested in a vauxhall vivaro 2003 70.000miles mint condition, got it all sign written and 3/4 vihnyl wrapped etc and first quote come through fully comp at £1600.. i did a few more quotes and found the cheapest one £1087 fully comp!!!! this might seem alot to most of you but a saving of nearly £600 is amazing
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: suds window service on January 16, 2013, 12:36:33 pm
your getting older adam.
wait until your my age and see what you,ll be paying lol.
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: H20cleaning on January 16, 2013, 12:50:27 pm
haha i know im 21 in june so will come down even more in price!!! carnt wait haha
you tried insuring your apprentice yet? lol
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: EandM on January 16, 2013, 01:01:40 pm
Impressive !

A few years back, TPF&T on my P100 fell to £90 per year and then crept back up to £150.
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: dannymack on January 16, 2013, 05:51:37 pm
What insurance are you with chaps.
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: R.C Property on January 16, 2013, 06:04:51 pm
im 33 and 3rd party fire and theft always costed more than going fully comp on those compare sites! misses put me on her car and her insurance went down in cost,
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: ronnie paton on January 17, 2013, 12:11:25 am
would be interested un company name and if this covers modification?
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: R.C Property on January 17, 2013, 12:25:19 am
I use a company called Allianz
They do commercial vehicle cover for most trades.
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: ronnie paton on January 17, 2013, 12:35:01 am
used allianz get it cheaper from aplan for now dont get it for £1000 though im 33 with no claims
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: R.C Property on January 17, 2013, 12:40:31 am
used allianz get it cheaper from aplan for now dont get it for £1000 though im 33 with no claims



They aren't the cheapest but they have some good extras included in the price, like use of another van if yours is off the road.

Looking at post office just over £1000 fully comp,
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: dannymack on January 17, 2013, 04:29:37 pm
Yeah I went with post office one year then the second year they wanted loads more so went elsewhere cheaper !!! Told erm I can get alot cheaper you thought they would match it to keep your business don't understand them I hadn't claimed just shows how much these insurance company's make !!!
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: shina on January 17, 2013, 06:18:09 pm
I insure my estate car fully comp £250 my wife I pay hers for her and it costs £300 fully comp on a auto micro. I am looking into getting a van in the spring which means 3 lots of insurance and the cheapest so far on a new insurance is £350 t/p/f& theft.
Even with this all added up its still a lot cheaper than younger ones that are starting out.
My son is 16 and I feel sorry for him coz it gonna be so expensive when he wants to drive.
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: ronnie paton on January 17, 2013, 06:30:37 pm
This is to the original poster
 With regards to company and mod
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: EandM on January 17, 2013, 06:59:15 pm
Ford Ranger with 400 l tank - £440 Fully Comp from Adrian Flux
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: ronnie paton on January 18, 2013, 09:14:19 am
I pay 10x that in a fleet for two van s and q7 what is going on
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: deeege on January 18, 2013, 10:31:33 am
I pay 10x that in a fleet for two van s and q7 what is going on

You are getting fleeced and he isn't? :)

Just had my renewal, £908.00 with 2 named drivers with 9 points between us. Down from £1600 2 years ago.
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: Klean07 on January 18, 2013, 10:44:41 am
Mines £387 with A-plan plus £85 for poles, tools etc which I don't need!
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: ronnie paton on January 18, 2013, 11:15:11 am
Deegee how an I getting fleeced?? Do u think I don't look into prices?? It is the cheapest I could get it and the reason it is expensive us because of the wfp system this is classed has a mid all though many don't agree.

So I wanted to know with these prices have they declared there mod and if Si what company??

I use A plan also , we Do have any driver over 25 apart from q7 which is 30  I have 3 points  So I'm interested in knowing company used if its a personal insurance or company and if mod is declared and the. Price pkeade
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: david thomas on January 18, 2013, 01:39:22 pm
Just found out i,m not ins since having the van sighn whriten does anyone  no a insurance company they can recomend. This is to include a driver under 25 my age is 52
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: ronnie paton on January 18, 2013, 01:50:59 pm
Sign writing another thing that should be declared believe it or not
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: david thomas on January 18, 2013, 02:00:14 pm
yer mate just happen to menthion it to the broker he cancelld my policy as they can't ins the van trying to find a business class2 policy now as they don't do it. Van insurance and class 2 business insurance are 2 totally different policies.
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: Window Washers on January 18, 2013, 02:21:32 pm
your getting older adam.
wait until your my age and see what you,ll be paying lol.
Do you get free bus pass ?
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: david thomas on January 18, 2013, 02:25:22 pm
10 years time clean windows via bus stops
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: easy clean on January 18, 2013, 02:41:03 pm
Mine doesn't seem to get any cheaper, at 24 I was paying £900 on my 911 carrera 4 and now I pay £1050 on the Ferrari although I have had a couple of convictions since!!!!

Still a lot of money to spend when it just sits in the car park getting dirty!
Title: Re: really happy with my insurance for once.. and im only 20!
Post by: deeege on January 18, 2013, 04:09:19 pm
I was only jesting about hhl getting fleeced ronnie.

Gocompare and compare the market are usually good places to start to get a feeler for van insurance. I usually google search the top few companies for any customer reviews on them. I'd rather pay a couple quid more per month to use a company with a large uk call centre and a recognised name than use a no-name company that make it impossible to contact them and charge you £100 every time you want to make a small change to the policy.