Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: colin purewater on December 18, 2012, 06:35:59 pm

Title: Ethecol- terminal payment
Post by: colin purewater on December 18, 2012, 06:35:59 pm
Evening all

Any one used this company?

I've been offered there service though a broker I use

£7.50 per week to rent mobile  terminal
No set up fee
And a small percentage of transactions
( not sure what the percentage is yet)
A percentage of there fee goes to good causes

Any one use them?

Sound ok to depending on percentage

Many thanks

Colin
Title: Re: Ethecol- terminal payment
Post by: Michael Peterson on December 18, 2012, 06:38:08 pm
i wish i were offered that :-) richie wilts knows about terminals i think m8
Title: Re: Ethecol- terminal payment
Post by: colin purewater on December 18, 2012, 06:48:39 pm
What are you paying Michael?
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 18, 2012, 09:28:29 pm
i got one with www.payyours.co.uk

you own the terminal, no renting!   have a look, if you do decide on them, i have a reference for you, you get 1/2 admin fee, i get a finders fee which i give to help for heroes  ;)
Title: Re: Ethecol- terminal payment
Post by: R.C Property on December 18, 2012, 10:10:08 pm
i got one with www.payyours.co.uk

you own the terminal, no renting!   have a look, if you do decide on them, i have a reference for you, you get 1/2 admin fee, i get a finders fee which i give to help for heroes  ;)

If you own the machine, is it guaranteed so you get a replacement ASAP if it breaks or goes wrong? 
Title: Re: Ethecol- terminal payment
Post by: stuart mc on December 18, 2012, 10:12:29 pm
http://www.izettle.com/GB?utm_source=cleanitup&utm_medium=email&utm_campaign=cleanitup_18

I was looking at the above link if it works, £20 for the card reader and 2.75% on transactions, plugs into you phone
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 18, 2012, 10:21:59 pm
i got one with www.payyours.co.uk

you own the terminal, no renting!   have a look, if you do decide on them, i have a reference for you, you get 1/2 admin fee, i get a finders fee which i give to help for heroes  ;)

If you own the machine, is it guaranteed so you get a replacement ASAP if it breaks or goes wrong? 

yes, its under a 3 year warranty. my custies love it, and it just gives a little bit of professionalism as they dont give them to just anyone!!!
Title: Re: Ethecol- terminal payment
Post by: colin purewater on December 18, 2012, 10:22:30 pm
http://www.izettle.com/GB?utm_source=cleanitup&utm_medium=email&utm_campaign=cleanitup_18

I was looking at the above link if it works, £20 for the card reader and 2.75% on transactions, plugs into you phone
£20 a month?
Title: Re: Ethecol- terminal payment
Post by: stuart mc on December 18, 2012, 10:23:58 pm
http://www.izettle.com/GB?utm_source=cleanitup&utm_medium=email&utm_campaign=cleanitup_18

I was looking at the above link if it works, £20 for the card reader and 2.75% on transactions, plugs into you phone
£20 a month?

nope one off payment of £20 for the card reader
Title: Re: Ethecol- terminal payment
Post by: R.C Property on December 18, 2012, 10:24:37 pm
i got one with www.payyours.co.uk

you own the terminal, no renting!   have a look, if you do decide on them, i have a reference for you, you get 1/2 admin fee, i get a finders fee which i give to help for heroes  ;)

If you own the machine, is it guaranteed so you get a replacement ASAP if it breaks or goes wrong? 

yes, its under a 3 year warranty. my custies love it, and it just gives a little bit of professionalism as they dont give them to just anyone!!!
Only 3 years, then you have to buy new one if anything happens after that?
Title: Re: Ethecol- terminal payment
Post by: R.C Property on December 18, 2012, 10:26:10 pm
http://www.izettle.com/GB?utm_source=cleanitup&utm_medium=email&utm_campaign=cleanitup_18

I was looking at the above link if it works, £20 for the card reader and 2.75% on transactions, plugs into you phone
£20 a month?

nope one off payment of £20 for the card reader

And you get the £20 back too!
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 18, 2012, 10:30:21 pm
i got one with www.payyours.co.uk

you own the terminal, no renting!   have a look, if you do decide on them, i have a reference for you, you get 1/2 admin fee, i get a finders fee which i give to help for heroes  ;)

If you own the machine, is it guaranteed so you get a replacement ASAP if it breaks or goes wrong? 

yes, its under a 3 year warranty. my custies love it, and it just gives a little bit of professionalism as they dont give them to just anyone!!!
Only 3 years, then you have to buy new one if anything happens after that?

lol...well same with most things really.....buy a car with 3 yrs warranty, when thats up you pay. id prefer that tho.

Rent the other at 7.50 a week x 52 =£390 x 3yrs = £1170.

My terminal cost £299 + 3 yr warranty, saved myself £871, no brainer really!
Title: Re: Ethecol- terminal payment
Post by: dave0123 on December 18, 2012, 10:31:47 pm
Quote
[Quote from: stuart m on Today at 10:23:58 pm
Quote from: colin purewater on Today at 10:22:30 pm
Quote from: stuart m on Today at 10:12:29 pm
http://www.izettle.com/GB?utm_source=cleanitup&utm_medium=email&utm_campaign=cleanitup_18

I was looking at the above link if it works, £20 for the card reader and 2.75% on transactions, plugs into you phone
£20 a month?

nope one off payment of £20 for the card reader

And you get the £20 back too!/quote]


only problem with this is its alot of hassle for visa payments through the customers phone and all that garbage.

you want a chip and pin service which u hand to the customer thats linked to your phone via bluetooth .. would be the better option and more professional looking too.
Title: Re: Ethecol- terminal payment
Post by: stuart mc on December 18, 2012, 10:37:39 pm
Quote
[Quote from: stuart m on Today at 10:23:58 pm
Quote from: colin purewater on Today at 10:22:30 pm
Quote from: stuart m on Today at 10:12:29 pm
http://www.izettle.com/GB?utm_source=cleanitup&utm_medium=email&utm_campaign=cleanitup_18

I was looking at the above link if it works, £20 for the card reader and 2.75% on transactions, plugs into you phone
£20 a month?

nope one off payment of £20 for the card reader

And you get the £20 back too!/quote]


only problem with this is its alot of hassle for visa payments through the customers phone and all that garbage.

you want a chip and pin service which u hand to the customer thats linked to your phone via bluetooth .. would be the better option and more professional looking too.

no the way I see it is it plugs into your own phone and the customer sticks the card in, I would spend £20 just to see the skint ones flap when you say no problem no cash you pay everything by card blah blah, here is a card reader just go get your card ;D and then listen to the new excuses for not paying, card is knackered etc ;D
Title: Re: Ethecol- terminal payment
Post by: R.C Property on December 18, 2012, 10:39:10 pm
i got one with www.payyours.co.uk

you own the terminal, no renting!   have a look, if you do decide on them, i have a reference for you, you get 1/2 admin fee, i get a finders fee which i give to help for heroes  ;)

If you own the machine, is it guaranteed so you get a replacement ASAP if it breaks or goes wrong? 

yes, its under a 3 year warranty. my custies love it, and it just gives a little bit of professionalism as they dont give them to just anyone!!!
Only 3 years, then you have to buy new one if anything happens after that?

lol...well same with most things really.....buy a car with 3 yrs warranty, when thats up you pay. id prefer that tho.

Rent the other at 7.50 a week x 52 =£390 x 3yrs = £1170.

My terminal cost £299 + 3 yr warranty, saved myself £871, no brainer really!

But with rental you can get new machine each year, 24 hour replacement and a lot better customer care than what some companies do when you by them
Title: Re: Ethecol- terminal payment
Post by: colin purewater on December 18, 2012, 10:41:31 pm
Looks good but after reading the app reviews
Think ill give if a miss!!

Doesn't take any sort of visa

It's got slated
Title: Re: Ethecol- terminal payment
Post by: dave0123 on December 18, 2012, 10:42:52 pm
Quote
no the way I see it is it plugs into your own phone and the customer sticks the card in, I would spend £20 just to see the skint ones flap when you say no problem no cash you pay everything by card blah blah, here is a card reader just go get your card  and then listen to the new excuses for not paying, card is knackered etc


Not for visa it doesnt! with visa you send a text to your customers phone number then they go online and pay the amount, which to me looks  a bit unprofessional and if they don't have a smart phone well they cant pay  ??? apart from that the others i think is just swipe and pay its simply because its not a chip and pin service you sign on the screen of the phone, so visa wont don't want anything to do with it unless the customer confirms on there phone and details.

shame really.. there is a few out there that provide you with a chip and pin machine that connects directly to your phone via blue tooth and into the app software and carries the payment. pay yours.co.uk is one of these
Title: Re: Ethecol- terminal payment
Post by: stuart mc on December 18, 2012, 10:46:10 pm
Quote
no the way I see it is it plugs into your own phone and the customer sticks the card in, I would spend £20 just to see the skint ones flap when you say no problem no cash you pay everything by card blah blah, here is a card reader just go get your card  and then listen to the new excuses for not paying, card is knackered etc


Not for visa it doesnt! with visa you send a text to your customers phone number then they go online and pay the amount, which to me looks  a bit unprofessional and if they don't have a smart phone well they cant pay  ??? apart from that the others i think is just swipe and pay its simply because its not a chip and pin service you sign on the screen of the phone, so visa wont don't want anything to do with it unless the customer confirms on there phone and details.

shame really.. there is a few out there that provide you with a chip and pin machine that connects directly to your phone via blue tooth and into the app software and carries the payment. pay yours.co.uk is one of these


ok fair enough, that is why I put the link up for feedback cheers
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 18, 2012, 10:47:31 pm
i got one with www.payyours.co.uk

you own the terminal, no renting!   have a look, if you do decide on them, i have a reference for you, you get 1/2 admin fee, i get a finders fee which i give to help for heroes  ;)

same replacement 24 hrs...

i could buy a new one every year and still save money   renting = £390 per year buying = £299 per year!

If you own the machine, is it guaranteed so you get a replacement ASAP if it breaks or goes wrong?  

yes, its under a 3 year warranty. my custies love it, and it just gives a little bit of professionalism as they dont give them to just anyone!!!
Only 3 years, then you have to buy new one if anything happens after that?

lol...well same with most things really.....buy a car with 3 yrs warranty, when thats up you pay. id prefer that tho.

Rent the other at 7.50 a week x 52 =£390 x 3yrs = £1170.

My terminal cost £299 + 3 yr warranty, saved myself £871, no brainer really!

But with rental you can get new machine each year, 24 hour replacement and a lot better customer care than what some companies do when you by them

same 24 hr replacement, and i could buy a new one each year and still save money  renting £390 per yr  buying £299 per year.

Oh and one other thing im in NO CONTRACT!!
Title: Re: Ethecol- terminal payment
Post by: dave0123 on December 18, 2012, 10:54:46 pm
mick are you just using a standard mobile card terminal.

or are you using the mobile chip and pin reader than connects to your mobile phone running an app? .. this is approved bvy visa and takes payments like any other machine.
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 18, 2012, 10:58:33 pm
i use a mobile chip and pin machine, with a mobile sim inside.  the model is an Ingenico eft930g.
Title: Re: Ethecol- terminal payment
Post by: dave0123 on December 18, 2012, 11:02:34 pm
tar,


Just wondering as it  can be confusing, i was looking at the https://www.payyours.co.uk/Page/Mobile_Payments which links to your mobile phone then u hand that to the customer and then enter there pin, but it works with an app on iPhone or android .. not sure if its any cheaper but it looks quite good.
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 18, 2012, 11:05:05 pm
there are different options, but with the terminal it takes all cards, never had a problem with connection. and customers are familiar with it, they use the same ones in the shops!
Title: Re: Ethecol- terminal payment
Post by: dave0123 on December 18, 2012, 11:19:48 pm
sounds a good price so far, what are the %'s like they take from upon taking payments.
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 18, 2012, 11:54:30 pm
to be honest, just mail them and ask, they will send it all to you. Theyre a decent firm, if you call them, they wont hound you, i looked at loads, but went with these cos, no rental, no contract, and on the pest control forums, they sing their praises and cant fault them!!!
Title: Re: Ethecol- terminal payment
Post by: Fin Clearview on December 19, 2012, 07:48:03 am
I think izettle is the best option. Yes visa is a bit frustrating but most clients now have a smartphone and about 30% of my payments in the last fortnight have been by MasterCard. Also tbh most have been impressed by the technology rather than put off, of course though there has been some that are reluctant due to security concerns.

I think with the $47m worth of investment izettle have recieved and the fact that visa who once backed out, decided to climb back aboard the future is bright for mobile phone payments. It's only a matter of time, once they have devised a secure way of accepting pin payments through a mobile phone, terminals will be a thing of the past.
Title: Re: Ethecol- terminal payment
Post by: dave0123 on December 19, 2012, 03:34:45 pm
Quote
I think izettle is the best option. Yes visa is a bit frustrating but most clients now have a smartphone and about 30% of my payments in the last fortnight have been by MasterCard. Also tbh most have been impressed by the technology rather than put off, of course though there has been some that are reluctant due to security concerns.

I think with the $47m worth of investment izettle have recieved and the fact that visa who once backed out, decided to climb back aboard the future is bright for mobile phone payments. It's only a matter of time, once they have devised a secure way of accepting pin payments through a mobile phone, terminals will be a thing of the past.

If you read my posts above they already have sorted out a chip and bin for mobiles. however izettle said they have no intention in future to use it system.
Title: Re: Ethecol- terminal payment
Post by: Fin Clearview on December 19, 2012, 06:14:55 pm
Quote
I think izettle is the best option. Yes visa is a bit frustrating but most clients now have a smartphone and about 30% of my payments in the last fortnight have been by MasterCard. Also tbh most have been impressed by the technology rather than put off, of course though there has been some that are reluctant due to security concerns.

I think with the $47m worth of investment izettle have recieved and the fact that visa who once backed out, decided to climb back aboard the future is bright for mobile phone payments. It's only a matter of time, once they have devised a secure way of accepting pin payments through a mobile phone, terminals will be a thing of the past.

If you read my posts above they already have sorted out a chip and bin for mobiles. however izettle said they have no intention in future to use it system.

Yes I've read them but the problem with payyours is you have a terminal (another thing to carry) that will connect over Bluetooth through phone to handle the payment. izettle is all in the phone apart from a tiny reader attachment. Also izettle the reader is free and all transactions including MasterCard (which is usually at a higher rate with merchant banks) are at 2.5%.

I haven't read about izettle not wishing to push chip and pin. You may be right though seeing as the u.s and rest of Europe are still using signature verification.

One thing is for sure though since I have offered the card service I have explained that I am using it due to immediate payment as invariably clients paying by bacs are recieved late. This has definately ensured faster payments for those with doubts about izettle payments.
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 19, 2012, 06:35:48 pm
The terminal has its own sim card, it doesnt need the phone at all.

Another thing to carry? mines in the van!
Title: Re: Ethecol- terminal payment
Post by: Fin Clearview on December 19, 2012, 06:58:59 pm
The terminal has its own sim card, it doesnt need the phone at all.

Another thing to carry? mines in the van!

Ok so it's the same type of mobile  terminal like many others.

What are your merch charges per transaction? Can you provide a receipt?
Title: Re: Ethecol- terminal payment
Post by: mick hay on December 19, 2012, 07:08:42 pm
yea, prints receipt off.

Have a look on their site re fees, not sure off top of my head.

all mobile terminals are the same, own sim, print receipts, and i think you'll find that 99% of them are ingenico's.