Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: William Sharpe on December 18, 2012, 08:26:56 am

Title: Should accepting credit cards be a must have
Post by: William Sharpe on December 18, 2012, 08:26:56 am
Hi all, should we be offering credit card facilities, what system is most popular and customer friendly????
Title: Re: Should accepting credit cards be a must have
Post by: Phillip Mold on December 18, 2012, 08:40:02 am
Its up to you, I've been trading 6+ years and never had a card system, just someone else to cream off a few % on every job for me.
Title: Re: Should accepting credit cards be a must have
Post by: AshWhite on December 18, 2012, 08:58:12 am
I've had a mobile terminal for almost a year.

Its got me a couple of jobs I might not have had otherwise, but not really worked out cost efficient overall.
Title: Re: Should accepting credit cards be a must have
Post by: *Hector* on December 18, 2012, 09:11:40 am
I do not accept cards in either business...

If people want you.... they will pay cash.....
Title: Re: Should accepting credit cards be a must have
Post by: Simon Gerrard on December 18, 2012, 04:23:31 pm
Hector,
That's because you're a tight fisted git ;D

CC terminlas are a must in this day and age, not only do they save you the risk of cheques bouncing and having to trudge to the bank, but many people use them when they won't be present at a job and others use their credit, rather than debit cards, which leads to bigger jobs with the cost spread on their credit card.

Simon.

Title: Re: Should accepting credit cards be a must have
Post by: JandS on December 18, 2012, 04:39:49 pm
Had mine from Payatrader since May and guess what?
I still haven't taken a card payment.
95% of transactions so far have been cash the rest cheque.
CASH IS KING.

John
Title: Re: Should accepting credit cards be a must have
Post by: david@zap-clean on December 18, 2012, 05:18:46 pm
Its up to you, I've been trading 6+ years and never had a card system, just someone else to cream off a few % on every job for me.

I've not needed a card system so far.  I'm not going to pay for one either...
New technology will very soon provide a free option for us, I think.
Title: Re: Should accepting credit cards be a must have
Post by: davep on December 18, 2012, 05:41:25 pm
Take average £200 a week on mine, that costs me approx £5 add that onto the job.
Title: Re: Should accepting credit cards be a must have
Post by: Paul W Jones on December 18, 2012, 06:41:35 pm
Bank transfer is a great alternative and I've got a bit of a spiel going to get them to do it while I'm still on site.
Title: Re: Should accepting credit cards be a must have
Post by: Carpet Dawg on December 18, 2012, 07:18:02 pm
I think in time the terminal units will come down in price. I thought with the termination of cheques that the cc terminals would become more popular and therefor cheaper but I dont think they are getting rid of cheques anymore?

Its not a huge amount, just annoying that you have to pay money to accept money!  :(
Title: Re: Should accepting credit cards be a must have
Post by: Len Gribble on December 18, 2012, 08:02:21 pm
Question for those who do how long dose it take to hit your bank account
Title: Re: Should accepting credit cards be a must have
Post by: davep on December 18, 2012, 08:32:31 pm
Every Thursday.
Title: Re: Should accepting credit cards be a must have
Post by: AshWhite on December 18, 2012, 08:44:24 pm
With a mobile terminal, 3 working days
Title: Re: Should accepting credit cards be a must have
Post by: Steve Gunn on December 19, 2012, 10:14:07 am
You need to let people know you have the facility to take card payments it's a big selling point for me as people will just throw it on the card,took over a grand in card payments the last 2 weeks
Title: Re: Should accepting credit cards be a must have
Post by: William Sharpe on December 19, 2012, 12:10:56 pm
What system /method/ technology are you using??
Title: Re: Should accepting credit cards be a must have
Post by: Richard Basey-Fisher on December 19, 2012, 02:39:54 pm
I have been using a mobile terminal for around 3 years now i don't accept credit cards unless they are willing to pay the % . i do nearly 75%of transactions with it and hardly ever receive i cheque.  where it works very well for me is that i do a lot of second homes holiday cottages where the owner calls you and lives miles away. i nearly always get paid over the phone for these jobs. I just enjoy the convenience tbh saves running to the bank with wods of cash and cheques coming back to you.
Title: Re: Should accepting credit cards be a must have
Post by: Steve Gunn on December 19, 2012, 05:47:11 pm
I use a mobile terminal takes 3 days then the money is in my account
Title: Re: Should accepting credit cards be a must have
Post by: Paul Heath on December 19, 2012, 06:00:57 pm
ditto....mobile terminal with 123 send...3 days money in account.. ;D