Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: Len Gribble on September 20, 2012, 06:18:37 pm

Title: Public liability insurance
Post by: Len Gribble on September 20, 2012, 06:18:37 pm: At the moment we have 2mil with hsbc/axa, partner got a call from one of our clients today asking us to increases it to 10mil

We asked axa they want an arm and leg plus our houses as collateral

Has anyone got this type of cover and with whom?

(Cant thank John K enough for the ra and ms)

Len
Title: Re: Public liability insurance
Post by: Phil @ Extreme Clean on September 20, 2012, 06:32:06 pm: 10 mil ? wow never known anyone to require that much PL in Carpet Cleaning i thought 5 tops.
Title: Re: Public liability insurance
Post by: elliott cleaning on September 20, 2012, 07:38:53 pm: 10 million is a bit OTT, Len - especially if client is private enterprise.
However, if it's a government contract then 10 million is not unusual.
A host of insurers offer that level. Shop around.
Title: Re: Public liability insurance
Post by: Len Gribble on September 21, 2012, 06:59:21 pm: PM

It’s not just cc we also do add-on hard floors and pw

Elliott

Total agree 10mil is ott!!! But our hands are tied! We do some of there high street shops, (we want them all) they have two out lets need doing carpets (Concession) building owners pull the strings.

I believe once we are on there books other concessionary will want us and perhaps the owners. Nothing ventured, nothing gained!!!!!!!

We have had two quotes not bad. One really took the P and advertises in the CM

Never thought of government or local side 10mil will show we are pro’s ;D ;)

Len
Title: Re: Public liability insurance
Post by: nick holman on September 21, 2012, 08:02:12 pm: Hello Len! Long time no speak! I have 10mil with axa, under £300.

Hope this helps

Nick
Title: Re: Public liability insurance
Post by: Griffus on September 21, 2012, 08:04:50 pm: Hiscox via allied
Title: Re: Public liability insurance
Post by: Len Gribble on September 21, 2012, 08:25:54 pm: Hi Nick

A very long time

Can you email me you number lenpg@btinternet.com
Title: Re: Public liability insurance
Post by: Ian Gourlay on September 22, 2012, 04:57:33 pm: Have you phoned Gleaming Insurance
Title: Re: Public liability insurance
Post by: Len Gribble on September 22, 2012, 06:40:54 pm: Not yet Ian will Monday

Len
Title: Re: Public liability insurance
Post by: Joe W Brown on September 22, 2012, 06:55:34 pm: Ive had really bad experience with AXA recently.

I submitted a claim. They "lost" it. I submitted it again. It "slipped the net" and wasnt processed.

The customer service is really dreadfull. The grumpy man I spoke to didnt even appologise after my claim went unprocessed... twice.

They still havnt paid out. Over 2 months later.
Title: Re: Public liability insurance
Post by: Len Gribble on September 22, 2012, 07:24:47 pm: Joe

Know what you mean it’s the personal that let the company down