Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: Marty Mcfly on May 31, 2012, 09:09:54 pm

Title: Insurance limit?
Post by: Marty Mcfly on May 31, 2012, 09:09:54 pm

What should I get covered up to for my public liability and treatment cover? 1million/2million/5million
1 million sounds like plenty to me? ???

Title: Re: Insurance limit?
Post by: Richard Joyce on May 31, 2012, 10:02:46 pm

Depends if your more domestic or comm for domestic I would say 1 or 2 million would be fine. :)

Title: Re: Insurance limit?
Post by: Stephen Callinan on May 31, 2012, 10:40:10 pm

If you go contract they would require the big 5 million

Title: Re: Insurance limit?
Post by: John Kelly on June 01, 2012, 08:18:00 am

5 Million shouldn't cost that much more. About time people woke up in this industry regarding risk. 1 million pound wouldn't even cover you for domestics.
Its not the cost of damage you need to think about but the rediculous fees the lawyers charge.
If someone tripped over your hoses and you hadn't posted adequate warning signs they could be unable to work for the rest of their lives. That claim could be well in excess of a million pounds.