Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: firefly123 on March 09, 2012, 08:00:17 pm

Title: beat the banks
Post by: firefly123 on March 09, 2012, 08:00:17 pm: i had had free business banking for 18 months now its ended the fees are hi but got a way to lower them pay all cheques and cash in my n platinum account which i pay for anything with my bussiness name on into business a account job done no wonder bank bosses get 25 million a year in bonuses ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D
Title: Re: beat the banks
Post by: [GQC] Tim on March 09, 2012, 08:46:19 pm: If you have to pay for business banking, switch banks. Ridiculous to have to pay for banking.
Title: Re: beat the banks
Post by: Simon@ Clearview contractors on March 09, 2012, 09:08:13 pm: It is at £70 a month...

They(lloyds tsb) even have the cheek to charge a £5 per month account maintinence fee :o
Title: Re: beat the banks
Post by: [GQC] Tim on March 09, 2012, 09:45:19 pm: Quote from: Simon@ Clearview contractors on March 09, 2012, 09:08:13 pm
It is at £70 a month...

They(lloyds tsb) even have the cheek to charge a £5 per month account maintinence fee :o

:o :o
Title: Re: beat the banks
Post by: trevor summerfield on March 10, 2012, 09:43:08 am: NEVER HAD A BUSiNESS ACCOUNT, when the bank tries to get me to have one i say i dont want one, i dont think its a legal requirement
Title: Re: beat the banks
Post by: Deangsi on March 10, 2012, 11:21:43 am: banks are robin basta*** lol i use my joint ac haha
Title: Re: beat the banks
Post by: rg1 on March 10, 2012, 11:29:29 am: Quote from: trevor summerfield on March 10, 2012, 09:43:08 am
NEVER HAD A BUSiNESS ACCOUNT, when the bank tries to get me to have one i say i dont want one, i dont think its a legal requirement

It's not a legal requirement, but some banks are reluctant to open a personal current account for sole traders. The easiest way round is not to tell them it's for a business! ;)
Title: Re: beat the banks
Post by: DeLuce on March 10, 2012, 12:21:37 pm: They keep asking me if I want a business account, for why? So they can charge me for the privilege. So I just say, nah, you're alright thanks ;D ;D
Title: Re: beat the banks
Post by: LWC on March 10, 2012, 01:27:29 pm: Quote from: Simon@ Clearview contractors on March 09, 2012, 09:08:13 pm
It is at £70 a month...

They(lloyds tsb) even have the cheek to charge a £5 per month account maintinence fee :o

Go and ask them what the benefits are to having a business account...they wont be able to tell you. I asked and there was nothing...hence why i cancelled mine...and paying monthly for it is ridiculous...for what, do employed people pay to have their wages in their account? Nope!

My accountant also said get rid.
Title: Re: beat the banks
Post by: Paul Coleman on March 10, 2012, 05:05:25 pm: The problem with switching from time to time is that you will probably have customers who pay by BACS. It would mean issuing them all with new details.
Title: Re: beat the banks
Post by: Tomboler on March 10, 2012, 10:07:07 pm: mine's a personal account with no charges and occasionally one woman behind the counter has moaned when I've given her a few cheques to process. At the end of the day what else has she got to do, her lot are supposed to be 'on my side'