Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Klean07 on December 31, 2011, 11:28:40 am

Title: Van insurance.
Post by: Klean07 on December 31, 2011, 11:28:40 am: Just had my renewal from A-Plan which is £451 plus £94 for tools cover. I have been with them for one year but prior to that I was with Direct Line where I was paying approx £280 until they started asking silly questions about the "tank" in my van. (Anyone would think I'd got a machine gun in there the way they ask the questions lol) Anyway because of this they put my premium up by 50%!! Hence me going somewhere else!!

So my question is; Who do you use and at what price?
Thanks in advance.
Title: Re: Van insurance.
Post by: Londoner on December 31, 2011, 11:46:08 am: Just had my renewal in from Commercial Vehicle Direct £445.77. I keep asking them about the tank in the back and they keep telling me a tank is not a modification as long as its within the weight limit for the van. Anybody who tells you otherwise is having you over apparantly. (thats what they say)
Title: Re: Van insurance.
Post by: Klean07 on December 31, 2011, 12:25:07 pm: Yes but do you tell them its a "water" tank or just any old tank?
Title: Re: Van insurance.
Post by: H S and Son on December 31, 2011, 01:17:11 pm: So long as they think its just a Chieftan tank you're okay ;0)
Title: Re: Van insurance.
Post by: VSP Home Care on December 31, 2011, 01:40:36 pm: Quote from: Klean07 on December 31, 2011, 12:25:07 pm
Yes but do you tell them its a "water" tank or just any old tank?

Sounds typical of an insurance company to be honest, always looking to up the policy. I wonder if they would pay out should the tank crack and flood your van?

I suspect not, but trying to argue with insurance companies is very painful indeed :(
Title: Re: Van insurance.
Post by: Londoner on December 31, 2011, 02:07:29 pm: Quote from: Klean07 on December 31, 2011, 12:25:07 pm
Yes but do you tell them its a "water" tank or just any old tank?

I have given them all the details and they know all about water tanks in window cleaning vans. Its all I can do, I have made sure that its detailed in my notes so at least they can't say I din't tell them. Thats three times now I have told them.
Title: Re: Van insurance.
Post by: Klean07 on December 31, 2011, 05:04:51 pm: No worries think I will shop around again then b efore I renew etc.
Title: Re: Van insurance.
Post by: rah on December 31, 2011, 05:16:52 pm: Ive just renewed with A-plan after a little haggle and some bit's added to the policy, I got it for around the same as last year.

Around £450 mark
Title: Re: Van insurance.
Post by: Andy Leett on December 31, 2011, 05:23:21 pm: Alexander Swan for me, they understand about the tank in the back.
Title: Re: Van insurance.
Post by: rg1 on December 31, 2011, 06:13:01 pm: I used to be a HGV driver and had my own tractor unit. Insurance for pulling a tanker was no different to pulling a curtainsider. I personally think that insurance companies that insist on higher premiums for having a water tank are ripping you off.

Think about it. Whats the difference between having a tank full of water or any other load of the same weight? If you have an accident they will both produce the same forward motion and momentum if not secured.
Title: Re: Van insurance.
Post by: A & J Owen Window Cleaning on December 31, 2011, 06:35:27 pm: kev do a deal with the current insurers say you have been quoted a lot less did this with mine called there bluff as to speak. as they will not want to loose the custom. i was quoted 600 got it down to 390 just was nice about it. you ok otherwise mate