Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: pristinewindows on June 23, 2011, 04:07:05 pm
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Do you all declare your wfp tank as a modification?
Anyone declared it AND got a good price?
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ask your insurance what is classed as a mod.!!!!!!!
normally a mod is something that is not standard or makes the van go faster.
;)
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Do you all declare your wfp tank as a modification?
Anyone declared it AND got a good price?
i was told by a plan if you change the gear nob now they class it as a mod. insurance company's are a total rip off now
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As a rule of thumb, most Underwriters view anything the specification that the vehicle left the factory with as standard and they would look at anything that is fitted to the vehicle after this as a modification.
depends if tank is to be bolted to floor, or strapped in and can be removed if need
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As a rule of thumb, most Underwriters view anything the specification that the vehicle left the factory with as standard and they would look at anything that is fitted to the vehicle after this as a modification.
depends if tank is to be bolted to floor, or strapped in and can be removed if need
i was told if the tank is bolted down as a permanent fixture then its a mod, if it is only tied down with straps then its just a load being carried..but all insurance companys differ i guess its best to always check with whoever your dealing with at the time.
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As a rule of thumb, most Underwriters view anything the specification that the vehicle left the factory with as standard and they would look at anything that is fitted to the vehicle after this as a modification.
depends if tank is to be bolted to floor, or strapped in and can be removed if need
i was told if the tank is bolted down as a permanent fixture then its a mod, if it is only tied down with straps then its just a load being carried..but all insurance companys differ i guess its best to always check with whoever your dealing with at the time.
this is what my insurance company told me as well
mytank sits in a "tray" which is bolted thru chassis and floor with spreader plates but held in place with 5 ton ratchet straps attatced to custom made cleats welded to the "tray"
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So presumably if the insurance company supplies you with a temporary van they will have no objection to you drilling holes in it and fixing a tank?
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So presumably if the insurance company supplies you with a temporary van they will have no objection to you drilling holes in it and fixing a tank?
I have absolutely no idea ???
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As a rule of thumb, most Underwriters view anything the specification that the vehicle left the factory with as standard and they would look at anything that is fitted to the vehicle after this as a modification.
depends if tank is to be bolted to floor, or strapped in and can be removed if need
i was told if the tank is bolted down as a permanent fixture then its a mod, if it is only tied down with straps then its just a load being carried..but all insurance companys differ i guess its best to always check with whoever your dealing with at the time.
this is what my insurance company told me as well
mytank sits in a "tray" which is bolted thru chassis and floor with spreader plates but held in place with 5 ton ratchet straps attatced to custom made cleats welded to the "tray"
what is the tray for does that stop the tank moving around (like instead of puting angle iron around the base of the tank) the reason i ask is im going to get a custom tank made but dont really want to drill holes in the floor and have an idea to use the 4 tie downs that are in the van (there not the normal ones that are tack welded you can actually screw a bolt into them)
thanks
paul
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tray is a fairly loose term sorry :)
my tank is a self baffled 650ltr ibc,the tray is made from 5mm galvanized steel 150mm deep with 4 large welde cleats two on each side . The ibc sits in this and the ratchet straps hold it in place
a mate who runs a welding and fabrication company made and fitted it for £140
it works a treat
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tray is a fairly loose term sorry :)
my tank is a self baffled 650ltr ibc,the tray is made from 5mm galvanized steel 150mm deep with 4 large welde cleats two on each side . The ibc sits in this and the ratchet straps hold it in place
a mate who runs a welding and fabrication company made and fitted it for £140
it works a treat
sounds a good way of doing it mate i would mind looking at something similar for be but using my tie down eylets instead of drilling into the floor.
thanks
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I declared my tank to the insurance company and they said its not a modification but I asked for it to be recorded on my records just to be on the safe side.
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using my tie down eylets instead of drilling into the floor.
thanks
I don't think they will be strong enough. A full 250l tank weighs a quarter of a ton. If you have a crash at 30mph and the van stops dead, the tank tries to carry on forward at 30mph. I don't know what the force exerted would be, except that it's a lot. If the anchor points don't hold it, they're worse than useless, you still get a quarter of a ton hitting you in the back of the neck at 30mph
Ps; my insurance company said they were happy to insure me with the tank fitted, but they wouldn't cover the tank!!
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My insurance company told me that if the the tank was fitted it was a modification which was ok with an engineers report but they wouldn't cover the tank. If the tank was not fitted, simply laying there then the insurance wasn't valid at all. I argued that van and pick ups are designed to 'carry' things so what was the difference between a water tank and a toolbox? Didn't cut any ice. My advice is check with your insurer as I suspect that Insurance Companies, being the lying & cheating weasels that they are, will probably use a tank (unsecured or not) to weasel out of not paying up.