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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: bobplum on April 05, 2011, 07:42:25 am

Title: gleaming insurance
Post by: bobplum on April 05, 2011, 07:42:25 am
had a qoute for £500000 cover for £291.50 per year is that good?
any views on insurance welcome
Title: Re: gleaming insurance
Post by: Smudger on April 05, 2011, 07:58:29 am
Hi Bob that is higher than some, HOWEVER you need to take into account what is being covered.

you can have basic PL insurance or specialist cleaning PL insurance that will cover the glass your working on etc..

if it's the latter then thats not too bad, do you need 5 mil ?  - go for 2 mil it's about a quarter cheaper and if you
then have it increased for a specific job


Darran
Title: Re: gleaming insurance
Post by: DaveG on April 05, 2011, 08:14:22 am
I had a chat with Mark from Gleaming the other day and he gave me a quote of £180 for me and 1 employee ;D, which was nice
Title: Re: gleaming insurance
Post by: wpclean on April 05, 2011, 11:01:27 am
The good thing with Gleaming insurance is you can pay in instalments interest free  ;D
Title: Re: gleaming insurance
Post by: richywilts on April 05, 2011, 11:14:20 am
bob for domestic work like you carry out i wouldnt bother with insurance upto 5,000,000 get away with 1-2,000,000 i reckon.

im going to pass your number on to my friend neil he should be able to beat that price tho
Title: Re: gleaming insurance
Post by: Mark Farrimond on April 05, 2011, 05:08:18 pm
Gents

Dont forget you can always increase the limit from £1m to £2m or £5m at any time. 

H20se.  You'll have me lynched. 

 I just wanted to clarify that it was his son working for him hence it being so cheap as Employers Liability cover isnt required.  It wouldnt normally be £180.

If anyone does beat our price then they are almost certainly not giving the cover for damage to property being worked upon, whether you want that or not is down to the individual.

Please feel free to ring us for any advice. 0845 474 0068 or 01257 424420.

Mark
Title: Re: gleaming insurance
Post by: ♠Winp®oClean♠ on April 05, 2011, 05:26:10 pm
I have mine with AXA, I have cover for property being worked on HOWEVER the excess for a claim on "property being worked on" is £500! It would have to be a descent claim to make it worth while.

It's for 1 million & it's £65 per year. It's not a top notch policy I wouldn't think.

I will check Gleaming out next time as I feel they know their stuff! ;)
Title: Re: gleaming insurance
Post by: dave0123 on April 05, 2011, 06:39:34 pm
Im not with gleaming insurance but tbh for the price its pritty good because they insure you for conny roof cleaning fasica soffits etc wfp and ladders all in one go!

For houses id say 2mil is enough and its only a little more than 1 mill i am looking to move to them when my renew comes up
Title: Re: gleaming insurance
Post by: bobplum on April 06, 2011, 08:17:47 am
Gents

Dont forget you can always increase the limit from £1m to £2m or £5m at any time. 

H20se.  You'll have me lynched. 

 I just wanted to clarify that it was his son working for him hence it being so cheap as Employers Liability cover isnt required.  It wouldnt normally be £180.

If anyone does beat our price then they are almost certainly not giving the cover for damage to property being worked upon, whether you want that or not is down to the individual.

Please feel free to ring us for any advice. 0845 474 0068 or 01257 424420.

Mark

can you ring me on 07938170561  cheers bob