Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Crystal-clear on January 20, 2011, 12:03:20 am
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Obviously I'm thinking in longer term but I will be looking to employ somone in the future. Now, I suffer from something called golfers elbow/tennis elbow. It seems to be getting a little bit better with stretching and the medication I've been advised to take, however, if your worker overworked himself and injured his elbow as I did would employees liabilty insurance cover us for any claims he may make against us?
Naturally, I would advise my worker how to avoid such an injury but I'm just worried as it is a repetative job and although modern poles are quite light it is still possible to injure yourself.
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That sort of stuff is among the many reasons I don't employ people.
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crystal was that your van i saw in molsey this week?
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Employers Liability Insurance is normally for around £10m.
With that level of cover, you should be okay !
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it will cover you if you have identified ways of minimizing the risk IE are your employees trained in correct method of using the equipment, if poles over 30ft are used is work alternated so as 1 employee isnt doing all the high work, are employees allowed sufficient breaks, and finally carry out regular health questionaires so any repetitive strain injuries can be picked up on early, all the above should be documented so if a claim does arise you have evidence of precautions your company has taken.
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I have had a chap claim to fall off a ladder on his first day, falsley. Result - 3 months of constant claims, denials and finally dropped. Loads of worry.
That on top of all the other things employees get up to did it for us- I actually heeded what my accountant advised me years ago - NEVER EMPLOY.
Protect your earnings and your sanity. The employment laws in UK do nothing for employers.
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I worked for someone wfp'ing and got tennis elbow, was signed off by the doctor to rest it, got nothing more than statutory sick pay. Never even entered my head to claim against my boss.
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i think you would be wrong to claim, you may disagree but i just think its wrong and stupid everyone hurts em selfs now and again its just silly. ive hurt my self working for people!
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i think you would be wrong to claim, you may disagree but i just think its wrong and stupid everyone hurts em selfs now and again its just silly. ive hurt my self working for people!
sorry if that was'nt aimed at my last comment ???
but you echo my sentiments exactly, thats just what I meant, "it never even entered my head"
Why would anybody want to screw over the guy who's giving them a wage ?
(unless they had been severely negligent in some way)
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and crystal hope the elbow clears up soon, until you've had it you dont know just how painful it can be.
I had an injection and then a compression strap on it for a couple of months and neither did much good, the pain would just come back.
Then my doctor prescribed a cream made from capsicums (chilli), which numbs the nerve endings just under the skin, this and rest from using 40 ft + poles for a while did the trick and never got any more problems with it.
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good post this ;word of advice allways think the worst;
could tell a story about employing a monger but carnt be botherd
some will try it on and in this pc state of ours its not you thats going to win ;)
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some good answers here, Thanks SPE i will also look into that cream thing,
so i guess the cover being £10 mill and making sure i have documented and made him sign something saying , "if you dont stretch your elbows each day you may get tennis elbow " also rotate heavier poles above all make sure i ask them if elbows are ok ,
And if they claim they claim that's why we have insurance i guess?
All i can say is if i had this injury working for some else considering it is effecting my life i cant Dive anymore... pain i cant hit the heavy bag anymore...pain it is getting better ive been taking glucosamite and cod liver oil.but i wouldnt think twice about claiming.
and ive had it for a year who knows if its even going away how much would such a claim be worth £10s of thousands? i know my whiplash was £2000.00,,, the pain only lasted 3 months this pain is lasting over a year and who knows it might never go away.
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it will cover you if you have identified ways of minimizing the risk IE are your employees trained in correct method of using the equipment, if poles over 30ft are used is work alternated so as 1 employee isnt doing all the high work, are employees allowed sufficient breaks, and finally carry out regular health questionaires so any repetitive strain injuries can be picked up on early, all the above should be documented so if a claim does arise you have evidence of precautions your company has taken.
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