Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Gordon Saunders on October 06, 2010, 06:45:26 pm

Title: online payment help
Post by: Gordon Saunders on October 06, 2010, 06:45:26 pm
 I have had trouble with the postal service regarding missing payments recently and have been considering offering online payment to my customers for some time now . i would be interested in hearing from anyone currently offering this service . How expensive is it , what company etc ,etc .
Title: Re: online payment help
Post by: Clive McDonald on October 06, 2010, 06:57:46 pm
I'm surprised at you asking this.Perhaps i'm miss reading.

Open a business account.It will have a sort code and an account number, customers pay into this.It doesn't cost anything.

There are a couple of wrinkes and advantages to this, but i'm guessing this might not be what you meant to ask.
Title: Re: online payment help
Post by: outdoor restore on October 06, 2010, 07:00:13 pm
I offer paypal, cost works out about 60p for a payment of £12-£15, I think you also pay to transfer small amounts to your bank account.  Much better to try to get them to pay direct to your bank, no cost and money is in your account immediately.
Title: Re: online payment help
Post by: rg1 on October 06, 2010, 07:03:32 pm
I'm with Slumpbuster on this one. Just give them your bank details and let them pay online.
Title: Re: online payment help
Post by: darren clarke on October 06, 2010, 07:14:56 pm
i have pay pal, and have a lot of problems,  as lot of the time custy cant pay,  get it check and every thing looks fine,  just cant pay from my web page,  some can some cant
Title: Re: online payment help
Post by: Dave Anderson on October 06, 2010, 07:31:41 pm
All but 6 of my customers pay via internet banking here in Holland...

Every time they are cleaned they get a card with my bank details on and they pay...

I ask that each customer puts their postcode+house number as a reference....this seems to work

People who would be late payers will continue to be late payers whatever the method.

I have been using this method for payments since I started in Oct 2006...no problems with it.

Cheers
Dave
Title: Re: online payment help
Post by: traps7 on October 06, 2010, 08:06:22 pm
I'm surprised at you asking this.Perhaps i'm miss reading.

Open a business account.It will have a sort code and an account number, customers pay into this.It doesn't cost anything.

There are a couple of wrinkes and advantages to this, but i'm guessing this might not be what you meant to ask.

I'm reluctant to open a business account because of the charges. I know some offer free banking for a certain time but what about after that period? I dont want to pay for banking and i don't want to keep switching banks either. I've been using my own Barclays current account as a business account for the past 18 years. Wish there was a way round it because although I have a company name, my customers write a cheque to me personally which doesn't seem as professional.

Also, with online bank transfers, do you just keep checking your account each night to see who's paid?
Title: Re: online payment help
Post by: Gordon Saunders on October 06, 2010, 08:08:24 pm
i Have been looking at companies like Nochex and had not considered slumpbusters suggestion . sometimes i cant see the wood for the trees. I am guessing it would not even need to be a business account.  
Title: Re: online payment help
Post by: outdoor restore on October 06, 2010, 09:10:04 pm
I'm surprised at you asking this.Perhaps i'm miss reading.

Open a business account.It will have a sort code and an account number, customers pay into this.It doesn't cost anything.

There are a couple of wrinkes and advantages to this, but i'm guessing this might not be what you meant to ask.

I'm reluctant to open a business account because of the charges. I know some offer free banking for a certain time but what about after that period? I dont want to pay for banking and i don't want to keep switching banks either. I've been using my own Barclays current account as a business account for the past 18 years. Wish there was a way round it because although I have a company name, my customers write a cheque to me personally which doesn't seem as professional.
I have had a business account with Alliance & Leicester for over 3 years, no charges yet and I even get paid a little (very little) interest.

Also, with online bank transfers, do you just keep checking your account each night to see who's paid?
I just check once a week or so (depending how the cash flow is looking) and then update George
Title: Re: online payment help
Post by: Ian B on October 06, 2010, 10:16:41 pm
I've only got one customer, and that is an advertising company. when they first ask me to do the windows they said they would pay me directly into my account. so I gave them the relevent info, and hey presto, every month, in it goes (on line). They hold my details in their computer, I don't put anything on my bill. And no bank charges!!