Clean It Up
UK General Cleaning Forum => Frequently Asked Questions & Useful Resources => Topic started by: Homes2Clean on August 12, 2010, 06:47:35 pm
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I have been successfully cleaning for over 15 years we provide a cleaning service to private individuals. I am very much hands on at the moment but I have been thinking about moving away from employing staff and becoming an agency for some time now, who introduces self employed cleaners to clients on the basis the clients pay the cleaner direct and pay us as an agency a management fee.
I am constantly hitting my head against the wall ??? as I can not find what insurance i need, I have done as much home work as I can and all the agencies I find are all stating they have public liability, but the insurance companies say this can not be as I can not be held responsible for anyone who I do not employ direct.
I would appreciate it if any agency could please point me in the right direction. I apologise in advance if this has already been covered, I have looked but can not find a topic on the subject.
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Please can anyone help on this matter, I am due to meet with a franchisor, and I dont want to buy into a franchise and find I am no longer covered.
Hannah
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Hi
Here try these and speak to them.
http://www.agencyinsure.co.uk/
Hope it helps
Dave
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Thank you Dave I have emailed them and await there response. :)
Hannah
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Hi
Here try these and speak to them.
http://www.agencyinsure.co.uk/
Hope it helps
Dave
No luck with these so again hitting my head against a brick wall ???
Hannah
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This will work for you: http://www.cityinsurance.co.uk/business_insurance.html
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Hi Hannah
Call Alan at A1 Insurance 01937 581417. He is a broker local to me and has been in insurance for 40 odd years. If he doesn't know the answer he will find out for you through all his contacts.
I will email him to let him know you should be calling.
Cheers
Diane
www.freshlymaid.co.uk
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This will work for you: http://www.cityinsurance.co.uk/business_insurance.html
Thank you I will ring these and let you know.
Hannah
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Hi Hannah
Call Alan at A1 Insurance 01937 581417. He is a broker local to me and has been in insurance for 40 odd years. If he doesn't know the answer he will find out for you through all his contacts.
I will email him to let him know you should be calling.
Cheers
Diane
www.freshlymaid.co.uk
Many thanks Diane will look into this too.
Regards
Hannah
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You will find that if you call Employment Agencys direct, that they do not cover the "Temporary worker" under their own insurance.
1. The temp worker is not at there site
2. the work is not being done for them
They the"Temp worker" are insured direct under the company that hires the temporary staff. We have insurance for temporary staff and permanent staff.
Tempory staff are covered under a set number of hours per year which can be increased or decreased, by the company that is hiring.
This might be why you are hitting a stumbling block
regards
Dave
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try stephen ayre at G.T.Insurance, very helpful, he should be able to guide you,if you say george gave you the number i would appreciate it, his number is 0115 9394747, been in insurance a long time,