gregmyster

  • Posts: 69
insurance
« on: January 19, 2020, 10:03:36 pm »
just wondering as a sole trader with no staff is public liability on its own enough ,all I want is cover for if I injure anyone or damage anything and also cover for if I am accused of doing something that I have not done that I could need representation for
cheers in advance greg

RPCCS

  • Posts: 944
Re: insurance
« Reply #1 on: January 20, 2020, 08:07:06 am »
P L is enough for you, it covers damage to person or property, although most will NOT cover you for the window being worked on.  In other words if you break the window you are actually cleaning, you aren’t covered, but if you drop the pole on it, or catch it with the ladder you are. Same as if you drop the ladder @nd it hits someone’s car, you are covered.
Cheers Rich

gregmyster

  • Posts: 69
Re: insurance
« Reply #2 on: January 27, 2020, 05:51:33 pm »
thanks for that I just wasn't to sure