Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: RPCCS on May 08, 2018, 11:03:56 pm

Title: Insurance
Post by: RPCCS on May 08, 2018, 11:03:56 pm

I  contacted my public liability insurer today, to ask about the addirion of carpet cleaning  to the policy, once I am ready to start. They replied with the following endorsements. I specifically asked for product cover to be included, but this is what they came back with. To me this says that Ia m not covered for any damge caused by the cleaning process.
 

Title: Re: Insurance
Post by: John Kelly on May 10, 2018, 10:15:27 am

You need treatment risk. Go back to them or change insurers.

Title: Re: Insurance
Post by: RPCCS on May 13, 2018, 11:16:11 am

They have re quoted me on a carpet cleaning only policy with  product cover,for £480, John.
However after speaking tomsome on clean trader,they advised me to try Hiscox,most of the replies came back at between  £2/300: . So will give them a try

Title: Re: Insurance
Post by: jim mca on May 15, 2018, 12:05:25 am

Besure are really good
 Email: info@besure.insure
Tel: 02922 400004

Title: Re: Insurance
Post by: dutchman on May 17, 2018, 05:01:37 pm

Make sure you are covered for "treatment risks" which is carpets/ upholstery that you are actually working on. I have been quoted cheap prices and promised that I am covered only to get the policy document and find that I am not. Dont take their word for it, check its covered on the policy document. If the policy is £2-£300 I doubt you will be as mine was £650 + from Hiscox

Title: Re: Insurance
Post by: RPCCS on May 27, 2018, 11:44:24 am

Quote from: jim mca on May 15, 2018, 12:05:25 am

Besure are really good
 Email: info@besure.insure
Tel: 02922 400004

thanks will give them a try

Quote from: dutchman on May 17, 2018, 05:01:37 pm

Make sure you are covered for "treatment risks" which is carpets/ upholstery that you are actually working on. I have been quoted cheap prices and promised that I am covered only to get the policy document and find that I am not. Dont take their word for it, check its covered on the policy document. If the policy is £2-£300 I doubt you will be as mine was £650 + from Hiscox

Yeah whoever I go to, I will make sure I have treatment risk

Title: Re: Insurance
Post by: Kev Martin on June 02, 2018, 08:30:07 am

The proof of the pudding with any insurance company is when they have to pay out

Title: Re: Insurance
Post by: Dave_Lee on June 08, 2018, 07:31:27 pm

Ive just changed to Hiscox after NFU price became too much. £10,000,000 liabilty cover including items being worked upon,  £10,000 Tool and equipment cover (Truck Mount insured seperately) £100,000 Commercial legal protection, cost £726..