My dad was explaing to me, he saw a financial advisor and they said northern rock are in the green, meaning that even if every single customer they have wanted their money back they would be able to give it and still have huge amounts of resources. So you might be seeing a huge company go bust all because of panic and rumour. What will make them go bust is people panicking thinking they will go bust and taking their money out, its like a catch 22. But now its a domino effect and nobody wants to be the one who decided to keep their savings in the bank, so you might as well take it out along with everybody else......dont get left out or you never know! Luke