[Richard iSparkle]

Have a client who owes me £250 after an insurance claim.  She ignored all phone calls, letters, emails, calls to her work address for the past 2 months.

One letter of our helpful friends Thomas Higgins PArtnership, and she's emailed to request my bank details.

Love it!!!! 

[elite mike]

nice one 

[Mist A Bit]

just out of interest what does it cost for that letter to be issued? i have a few customers that might need this sort of push

steve

[Carl@Cwc]

just out of interest what does it cost for that letter to be issued? i have a few customers that might need this sort of push

steve

£2 

[Richard iSparkle]

just out of interest what does it cost for that letter to be issued? i have a few customers that might need this sort of push

steve

they're great.  some people hate getting them and will get straight on the phone to you.  i tried to write my own legal looking letter previously with little effect.  one of these babies (£2) and you're laughing.

[Window Washers]

just out of interest what does it cost for that letter to be issued? i have a few customers that might need this sort of push

steve

they're great.  some people hate getting them and will get straight on the phone to you.  i tried to write my own legal looking letter previously with little effect.  one of these babies (£2) and you're laughing.

never used ones what does it say and do they follow up or is this just a threat type letter Richard ? What do/ would you do if they ignore that letter ?

[Richard iSparkle]

just out of interest what does it cost for that letter to be issued? i have a few customers that might need this sort of push

steve

they're great.  some people hate getting them and will get straight on the phone to you.  i tried to write my own legal looking letter previously with little effect.  one of these babies (£2) and you're laughing.

never used ones what does it say and do they follow up or is this just a threat type letter Richard ? What do/ would you do if they ignore that letter ?

they just have 2 letters you can send through their website.  one a standard type threat, the next threatenning court action imminently.

i understand you can use them to procede with action, tho i just log on and send the letters.

if they ignore the first letter i send the second, and then would drop it unless it was a serious amount of money, so £100 or more i reckon.

[Window Washers]

just out of interest what does it cost for that letter to be issued? i have a few customers that might need this sort of push

steve

they're great.  some people hate getting them and will get straight on the phone to you.  i tried to write my own legal looking letter previously with little effect.  one of these babies (£2) and you're laughing.

never used ones what does it say and do they follow up or is this just a threat type letter Richard ? What do/ would you do if they ignore that letter ?

they just have 2 letters you can send through their website.  one a standard type threat, the next threatenning court action imminently.

i understand you can use them to procede with action, tho i just log on and send the letters.

if they ignore the first letter i send the second, and then would drop it unless it was a serious amount of money, so £100 or more i reckon.

thanks, before i wipe the debt list for this year I'm going to test this out worth sending 10 or 20 letters and testing the roi

[Rogue Trader]

haha me too , i love the idea of my scumbag debtors getting a bona fide solicitors letter that costs me am measly £2. I also have a few non payers who will be recieving one of these beauties in the next few days.

[Gav Camm lammy 283]

Nice one rich il be contacting these
In the morning !!!!

[Richard iSparkle]

Nice one rich il be contacting these
In the morning !!!!

You wont be dissapointed.

Only worth using on home owners I think tho.

[dave0123]

Nice one rich il be contacting these
In the morning !!!!

You wont be dissapointed.

Only worth using on home owners I think tho.

ive used these a good few times over the years. its actully meant for business to business not really houses. but it still works. works great on commercial too.

[Tom White]

Looks good; may come in handy; thanks

http://www.thomashiggins.com/

[windiewasher]

Im gonna try this.i have loads to send.only trouble im not sure of there names.

[AuRavelling79]

Im gonna try this.i have loads to send.only trouble im not sure of there names.

Here you go:-

Ms. Thingummybob,
House on the corner by the bus stop
Where the roadworks cross the cycle lane
Over by the park
LONDON

[windiewasher]

I know all the addresses but not there names.

[lee_dewing]

Richard, if it's a small amount say £10 can you or do t-higgins put the £2 ontop of the custy's bill or is the £2 down to you?

lee

[dave0123]

Its all down to your cost! you can't just put £2 onto someone's bill.

But i would rather receive £8.00 minus the cost of the letter than nothing!!

[Richard iSparkle]

Richard, if it's a small amount say £10 can you or do t-higgins put the £2 ontop of the custy's bill or is the £2 down to you?

lee

If it's £10 I wouldnt bother chasing it other than the normal letters and calls we make.

But yes we add £5 to each letter to cover admin costs and the firms costs.

Some will pay the outstanding minus this, others pay the lot.

[robert mitchell]

Stage three sounds a bit Harsh" judgement and Execution "
 

[Window Washers]

I know all the addresses but not there names.

there a little tip in there for the future

[dave0123]

If it's £10 I wouldnt bother chasing it other than the normal letters and calls we make.

But yes we add £5 to each letter to cover admin costs and the firms costs.

Some will pay the outstanding minus this, others pay the lot.

just to let you know if you are just adding an extra £5 when sending the letters this wont stand up in court if they decide to fight it Thomas Higgins told me, as your not supposed to do it. only when you go to court would you peruse admin and administration costs

[Richard iSparkle]

If it's £10 I wouldnt bother chasing it other than the normal letters and calls we make.

But yes we add £5 to each letter to cover admin costs and the firms costs.

Some will pay the outstanding minus this, others pay the lot.

just to let you know if you are just adding an extra £5 when sending the letters this wont stand up in court if they decide to fight it Thomas Higgins told me, as your not supposed to do it. only when you go to court would you peruse admin and administration costs

thanks for the info 

[A & J Owen Window Cleaning]

no need for that just threaten legal procedings to them  then the flookers will pay prompto 

[Window Washers]

If it's £10 I wouldnt bother chasing it other than the normal letters and calls we make.

But yes we add £5 to each letter to cover admin costs and the firms costs.

Some will pay the outstanding minus this, others pay the lot.

just to let you know if you are just adding an extra £5 when sending the letters this wont stand up in court if they decide to fight it Thomas Higgins told me, as your not supposed to do it. only when you go to court would you peruse admin and administration costs

banks charge a fee, electric companies do the same if late for letters don't know the legalities but I guess (say that loosely) they would have checked if this was ok

[[GQC] Tim]

Forwarded the details of two customers to Thomas Higgins. Let's see how quickly they pay up.

[Ian101]

Im gonna try this.i have loads to send.only trouble im not sure of there names.

knock on door and ask em and when they ask why tell them for solicitor 

[Ian101]

I know all the addresses but not there names.

same as above 

[Ian101]

Have a client who owes me £250 after an insurance claim.  She ignored all phone calls, letters, emails, calls to her work address for the past 2 months.

One letter of our helpful friends Thomas Higgins PArtnership, and she's emailed to request my bank details.

Love it!!!! 

skank ! well done

[dave0123]

banks charge a fee, electric companies do the same if late for letters don't know the legalities but I guess (say that loosely) they would have checked if this was ok

Ian i know they charge a fee, but want they don't do is send you a solicitors letter saying were going to take u to court if u dont pay within 7 days oh and we added a fiver to your account for it.

if you want to add a charge to the customer.. you need to write to them to inform them first .. then send a letter. because if they owe u 10.00 they can stand up and say well i got a letter saying i owe them £15.00? with no notice or warning that it will be going to that price, just a demand for it to be paid.

[TomCrowther]

The big firms can do it because they have t's and c's stating all the charges for late/non payment etc. we can legally charge a small percentage for late payment but it's tiny.

[colin purewater]

The big firms can do it because they have t's and c's stating all the charges for late/non payment etc. we can legally charge a small percentage for late payment but it's tiny.

7 % after 30 days if quoted in invoice

[Matt Gibson]

http://payontime.co.uk/the-late-payment-legislation-provides-interest-and-debt-recovery-costs

You can, by law, charge a debt recovery fee after 30 days, or whatever your terms are. Theabove website sets out the gov late payment legislation. You are also entitled to charge interest.

[Crystal-clear]

Forwarded the details of two customers to Thomas Higgins. Let's see how quickly they pay up.

Pls let us know how you get on are these small amounts ?
I have over £1500 in small amounts would love to get that I just need to register first need to send them in my details they want hard copy's or scanned

[Alex Wingrove]

Forwarded the details of two customers to Thomas Higgins. Let's see how quickly they pay up.

In Surrey? surely not old chap.

Found her house btw, nice lady, moving soon though

[Rogue Trader]

i signed on with them today and sent 7 letters, i had around 20 that i wanted to send a letter to but i think this will only work with a certain kind of debtor. The chav types that dont give a poop will see the letter and throw it in the bin but the middle class bad payers who care about mortgages and credit scores will be the ones for this although my biggest debtor is a builder who im thinking may have seen this type of debt collection method or may have even used it himself to chase his own debtors. Im looking forward to see the result.

[[GQC] Tim]

Forwarded the details of two customers to Thomas Higgins. Let's see how quickly they pay up.

In Surrey? surely not old chap.

Found her house btw, nice lady, moving soon though

Really? That's the first I heard of it! 

Yes, not to bad, only two I've had to go that far with in 7 years.

[Alex Wingrove]

Well, hoping and doing are two different things.

Yeah ive got one or two that need that treatment

[Rogue Trader]

Update,

Sent 7 letters on Friday and over the weekend i got a £60 debtor calling apologising profusely and wanting BACS details ... haha - what the threat of court action does to some people ... fantastic thank u Thomas Higgins!!

[Crystal-clear]

Update,

Sent 7 letters on Friday and over the weekend i got a £60 debtor calling apologising profusely and wanting BACS details ... haha - what the threat of court action does to some people ... fantastic thank u Thomas Higgins!!

bloody hell well done mate , let me know if you sent any out for jobs of under £20 those are the ones i have the most ! i must registor! ive got £1500 to collect! should see 80% :!

[Rogue Trader]

Hello Mate,

The biggest one was £75 and that one winds me up the most and i may even take the second course of action letter on that one , the £60 one that paid was the second biggest and then it went down and the lowest was around £20,though i will give it a week or so to judge which type of customer it works on. At £2 + vat i selected the debtors that wound me up the most and those were the recipients , for me it is principal over loss with these debtors and now i have Thomas Higgins on my side there is no stopping me, i am looking forward to some cheap legal action ...LOL

[Crystal-clear]

lol well done yes its the principal i have picked my lucky customer who im gona try it on first, once i get all the paper work sorted already have signed up!

Let us know how it goes
so not bad you have had one payer!