Hi Ian
It's great that you are all asking these questions as there appears to be many misconceptions about the NCCA.
Yes, you can spread payments over six months...a scheme was set up a few years ago in order to do this and so help new members.
To become a member you must either;-
1. Attend the two day NCCA course which is usually held in Leicester
2. Have been on the IICRC courses ...attendance at both the Carpet and Upholstery courses are acceptable. If only one of these has been attended then the NCCA will accept the one and allow the person concerned to take a written examination for the other. This saves a prospective member from an additional two day course.
In all cases there are examinations at the end of each course. Don't be worried about this, help is always available for those who may be dyslexic or have other visual problems
Considering the content of the courses it really is good value for the money.
Regards
Derek