Thanks for the requests regarding this guys and gals, please download your copy from the Terms & Conditions thread, on this page, you should all note, that this document is there to provide you with a starter document only, in order to get you thinking about the sort of t & C's you need to set before beginning to trade. You can of course, make any changes that you require, that maybe specific to your own business, I also ask you to forgive me for not replying on an individual basis, but I also run a company, best of luck for the new year, regards,
Rob