The Jester of Wibbly

  • Posts: 2089
Breakdown Cover for your Van.
« on: March 03, 2024, 12:04:33 pm »
Looking to renew my cover. 

I've always used Green Flag, but when using a comparison site (as I always get a better deal than the rewal offer).   The exclusions on the comparison info site now says it does not cover vehicles for business use.  However green flag site has no mention of business use (unless you are running a fleet of vans). 

I don't what to get caught out when I need help.  Has anyone had any issues when calling out Green flag ?   

I might just go for RAC business cover to be safe but at double the cost I want to be sure before purchasing.
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dazmond

  • Posts: 23572
Re: Breakdown Cover for your Van.
« Reply #1 on: March 03, 2024, 12:39:10 pm »
I get breakdown cover thrown in with my commercial van insurance every year.
price higher/work harder!

The Jester of Wibbly

  • Posts: 2089
Re: Breakdown Cover for your Van.
« Reply #2 on: March 03, 2024, 12:50:40 pm »
I get breakdown cover thrown in with my commercial van insurance every year.

Yea I tried to add that to my business insurance and the breakdown policy they added was just the standard RAC cover that is no longer covered for business use.   
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Don Kee

  • Posts: 4851
Re: Breakdown Cover for your Van.
« Reply #3 on: March 03, 2024, 12:58:30 pm »
I have AA via getting my van serviced with Ford.

Unfortunately had to use it last year for the first time, there were no issues in the AA  coming out and in the end towing me to the garage.

Smudger

  • Posts: 13217
Re: Breakdown Cover for your Van.
« Reply #4 on: March 03, 2024, 01:16:49 pm »
Ours came through the insurance- RAC with free battery replacement - came in handy for the doblo
A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.

www.oddbodscleaning.co.uk

KS Cleaning

  • Posts: 3896
Re: Breakdown Cover for your Van.
« Reply #5 on: March 03, 2024, 01:57:11 pm »
I have AA via getting my van serviced with Ford.

Unfortunately had to use it last year for the first time, there were no issues in the AA  coming out and in the end towing me to the garage.
Same, breakdown cover included when using Ford for servicing.

Jay Le Huray

  • Posts: 600
Re: Breakdown Cover for your Van.
« Reply #6 on: March 03, 2024, 04:00:20 pm »
AA via my bank

dazmond

  • Posts: 23572
Re: Breakdown Cover for your Van.
« Reply #7 on: March 15, 2024, 02:15:15 pm »
Just renewed my van insurance today with breakdown cover.

£80 breakdown with road side assistance and homestart

Total cost £468 fully comp which includes free dashcam too(zero excess if dashcam footage uploaded).atlanta insurance
price higher/work harder!

deeege

  • Posts: 4957
Re: Breakdown Cover for your Van.
« Reply #8 on: March 15, 2024, 02:37:18 pm »
Just renewed my van insurance today with breakdown cover.

£80 breakdown with road side assistance and homestart

Total cost £468 fully comp which includes free dashcam too(zero excess if dashcam footage uploaded).atlanta insurance


Very good price that Daz. Have you declared having a fitted tank and hot system?
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

dazmond

  • Posts: 23572
Re: Breakdown Cover for your Van.
« Reply #9 on: March 15, 2024, 04:20:24 pm »
Just renewed my van insurance today with breakdown cover.

£80 breakdown with road side assistance and homestart

Total cost £468 fully comp which includes free dashcam too(zero excess if dashcam footage uploaded).atlanta insurance


Very good price that Daz. Have you declared having a fitted tank and hot system?

Tank yes(not mentioned the hot system).

Last year it was £397 but I just couldn't get it any cheaper.i have many years of no claims.its ridiculous that it only goes up to 9 years!I've got at least 20 years! ::)roll

Also my van is a year older so is worth less too.

Apparently all insurance has shot up according to my customers 👎
price higher/work harder!

Smudger

  • Posts: 13217
Re: Breakdown Cover for your Van.
« Reply #10 on: March 15, 2024, 08:26:44 pm »
Why not declare the system it’s 4k of equipment ???
A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.

www.oddbodscleaning.co.uk

dazmond

  • Posts: 23572
Re: Breakdown Cover for your Van.
« Reply #11 on: March 15, 2024, 10:10:42 pm »
Why not declare the system it’s 4k of equipment ???

It's hardly gonna get nicked out of the back of the van!🤣🤣🤣
price higher/work harder!

KS Cleaning

  • Posts: 3896
Re: Breakdown Cover for your Van.
« Reply #12 on: March 15, 2024, 10:27:41 pm »
Why not declare the system it’s 4k of equipment ???

It's hardly gonna get nicked out of the back of the van!🤣🤣🤣
They’ll no have to nick it out the back o the van….if they nick the van🤣🤣

Smudger

  • Posts: 13217
Re: Breakdown Cover for your Van.
« Reply #13 on: March 15, 2024, 10:45:04 pm »
That’s my point - just take the van
A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.

www.oddbodscleaning.co.uk

tlwcs

  • Posts: 2058
Re: Breakdown Cover for your Van.
« Reply #14 on: March 16, 2024, 07:21:31 am »
Why not declare the system it’s 4k of equipment ???

It's hardly gonna get nicked out of the back of the van!🤣🤣🤣

Fire?

Simon Trapani

  • Posts: 1481
Re: Breakdown Cover for your Van.
« Reply #15 on: March 16, 2024, 09:41:04 am »
Should be in his tools cover if he has any.

colin bird

  • Posts: 1152
Re: Breakdown Cover for your Van.
« Reply #16 on: March 18, 2024, 09:49:52 am »
Looking to renew my cover. 

I've always used Green Flag, but when using a comparison site (as I always get a better deal than the rewal offer).   The exclusions on the comparison info site now says it does not cover vehicles for business use.  However green flag site has no mention of business use (unless you are running a fleet of vans). 

I don't what to get caught out when I need help.  Has anyone had any issues when calling out Green flag ?   

I might just go for RAC business cover to be safe but at double the cost I want to be sure before purchasing.

i paid £75 for rac breakdown with my commercial van inscurance

JandS

  • Posts: 4232
Re: Breakdown Cover for your Van.
« Reply #17 on: March 18, 2024, 10:49:21 am »
£468 fully comp with breakdown cover is a bargain.......£811 for mine with tank......I have 3 points for speeding though and one claim which was eventually called 50/50 so no payout......think it still goes against you though.
Impossible done straight away, miracles can take a little longer.

deeege

  • Posts: 4957
Re: Breakdown Cover for your Van.
« Reply #18 on: March 18, 2024, 11:07:52 am »
Just renewed my van insurance today with breakdown cover.

£80 breakdown with road side assistance and homestart

Total cost £468 fully comp which includes free dashcam too(zero excess if dashcam footage uploaded).atlanta insurance


Very good price that Daz. Have you declared having a fitted tank and hot system?

Tank yes(not mentioned the hot system).

Last year it was £397 but I just couldn't get it any cheaper.i have many years of no claims.its ridiculous that it only goes up to 9 years!I've got at least 20 years! ::)roll

Also my van is a year older so is worth less too.

Apparently all insurance has shot up according to my customers 👎

Zero chance you’d be covered should the worst happen. The hot system is a modification, plugged into the fuel tank etc. 
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

DJW

  • Posts: 927
Re: Breakdown Cover for your Van.
« Reply #19 on: March 18, 2024, 11:36:49 am »
Have a prang and they send an assessor out to inspect the damage. Could be interesting.