if 15 grand in the bank is a prerequisite of starting up in business, then I bet 95% of business would never see light of day!
I think desperation and debt is a fantastic motivator
I know the only time I get motivated to get more work is when I'm a bit skint.
Grant aim to do a job a day, and when your not doing that job be looking for another job. I always think you should always book a job at 8am then you have to get out of bed, shave and go out the door, once the job is done you've got the rest of the day to fill with all your marketing
but you have just come through the slow time off the year, things will pick up now