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Window Cleaning Issues - Canvassing, pole systems, pricing, problems, etc.

window cleaning insurance

Posted by squeaky_klean (squeaky_klean), 9 January 2004
I've been window cleaning for 7 years now and have had no problems getting insurance.  However recently I've become Ltd and have found it to be very difficult to get insurance.  I'm told that i need it by law. Does anyone konw where to get employers insurance from and do i really need it?
Posted by STEVE71163 (Steve Lowe), 9 January 2004
I would give the NFMWGC a ring  because they have companys that can give employer liability. Their number is 0161-432-8754

Hope this helps!

Steve
Posted by paul (paul), 9 January 2004
I AGREE WITH STEVE I GOT MINE THROUGH THE FED IM CURRENTL INSURED WITH NIG Grin
Posted by denzle (Denzle), 9 January 2004
Got mine through the fed as well but i'm with Eagle Star.
If you employ anyone then by law you must have employers liabiliy ( Bloody expensive it is too ) If you are on your own then Public Liability is all you need ( Not sure whether that is by law ) but it makes sense to have it.
Denzle
Posted by STEVE71163 (Steve Lowe), 9 January 2004
I may be wrong but i think if you are a limited company you would need employer liability anyway because you are an employee of the business Huh

Steve
Posted by squeaky_klean (squeaky_klean), 10 January 2004
Yes I spoke to the insurers and they said as a company even if you dont employ anyone you are in effect employing yourself so you have to have it.  Eagle star said £650.
Beginning to think I made a mistake becoming ltd.
Posted by NP_Cleaning (NP_Cleaning), 10 January 2004
You might try CIS, they do a Commercial combined policy that covers both Employers Liability and Public Liability for most trades.

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